Lista DAO Re-poster

Daily Rate Update and Strategic Recommendations

We have highlighted prime opportunities available on Lista Lending today.

Regarding the Lista BNB Vault, specifically the slisBNB&BNB/BNB market, the borrow rate is currently set at 1.99%. The suggested approach allows your collateral to accrue DEX trading fees. Simultaneously, you can utilize the borrowed BNB to enter the Binance Launchpool, where yields often surpass 10% annually.
https://t.co/aQr2UmwrN4

For the BTCB/BNB market within the Lista BNB Vault, the borrow rate stands at 2.88%. You can capitalize on this by borrowing BNB and engaging in the Binance Launchpool to aim for an APR greater than 10%.

Don't miss out on these two current opportunities to earn LISTA rewards.

We have allocated 240K $LISTA for U/USDT LP providers who supply liquidity using @BinanceWallet. Furthermore, another 116K $LISTA is available for participants in the @Binance content campaign.

Find the specifics for each event below:

U/USDT LP: https://blog.lista.org/smart-lending-u-usdt-campaign-2026
@binance Content Campaign: https://www.binance.com/en/square/creatorpad/listadao

Our approach involves consistent development year over year. We invite you to explore a summary of our performance in 2025 and see the upcoming plans for Lista DAO in 2026.

Please find the complete article here:
https://www.theblock.co/press-releases/386828/lista-dao-closes-2025-with-strong-growth-and-major-product-milestones

Unlock rewards through the @BinanceWallet Extension by engaging with Smart Lending. We are distributing a total of 240,000 $LISTA to those who supply $U/USDT LP during the campaign window. This event runs from Jan 26 at 00:00 UTC through Feb 8 at 23:59 UTC. With a minimum requirement of only $10 LP, participants can take advantage of a current APY of 192%. Access the campaign directly at the following link:

https://lista.org/lending/smart-market/bsc/0xc87d09294447fd2f9f4d7088790ed1a4ceaf0eaecc5e8cb03ce5849e924c4725?tab=market&utm_source=x&utm_medium=promo&utm_campaign=EarnLPCampaign0125

#ListaWeeklyRecap Jan 22, 2026

🗳 **DAO & Governance**
- **Week 79 Rewards:** veLISTA rewards currently stand at approximately **355K $LISTA** with a **36.75% APR**.
- **Community Discussion:** We hosted an AMA with **@BNBCHAIN**, **@UTechStables**, **@PancakeSwap**, and **@VenusProtocol** focused on improving capital efficiency via a unified stablecoin layer.

🏦 **Lista Lending**
- **New Guide:** Take a look at the **Lista Earning and Borrowing Cheat Sheet**.
- **Rate Adjustment:** We have implemented a decrease in the **Fixed Rate Borrowing** rate.

🌐 **Ecosystem**
- **Ongoing Campaign:** participate in the **@binance Square Creator** event by sharing your **USD1 Earn Strategy** (**116,270 $LISTA** reward pool).
- **Security Update:** **@bailsecurity** has conducted a **Lista DAO Audit**.

🔍 Daily Good Rate & Strategy Alert!

🟢 Spotted some top opportunities on Lista Lending today:

💡 Lista USD1 Vault
🔹 Market: PT-USDe/USD1
🔹 Borrow Rate: 1.98%
🚩 Strategy: Collateralize PT-USDe (3.85% APY) and borrow USD1 to engage in Binance Earn; the total APY can exceed 20%.
🔗 https://t.co/Z1iO2qfeRr

💡 Lista U Vault
🔹 Market: USD1/U
🔹 Borrow Rate: 0.02%
🚩 Strategy: Borrow $U to engage in HTX Flexible Earn and earn an 8% APY.
🔗

Take a quick look at our lending stack 🧠

Lista is more than just a single lending product—it is a comprehensive spectrum built for a variety of strategies and risk profiles:

🔹 Vault Based Flexible Lending
- Access low-cost, variable-rate borrowing.
- Leverage blue-chip assets such as BNB, BTCB, slisBNB, or stablecoins to borrow BNB or stables with high capital efficiency.

🔹 Smart Lending (LP-based)
- Borrow directly against your LP positions.
- Keep your assets productive by earning underlying DEX fees while simultaneously unlocking borrowing power.

🔹 Fixed-Term Lending
- Enjoy predictable rates and a fixed duration.
- Perfect for structured strategies, hedging, and arbitrage where cost certainty is key.

Whether you seek simplicity, efficiency, or precision—Lista allows you to choose exactly how your capital works.

Borrow at a 2.74% fixed rate on Lista Lending.

For strategies needing certainty, Fixed Rate & Term Loans eliminate rate volatility by locking in both interest and duration at entry.

🔹 Fixed Rate: 2.74%
🔹 Collateral: BNB, slisBNB, BTCB
🔹 Terms: 7 / 14 / 30 day

With the upcoming USD1 campaign just around the corner, this presents one of the lowest-cost opportunities to access USD1 on @BNBCHAIN.

You can borrow USD1 on Lista with the lowest rates available:

For example: PT-USDe
• Borrow rate ~1.98%
• $60M+ USD1 supply

And many more options (e.g., BTCB, USDF...)
https://lista.org/lending/borrow?utm_source=x&utm_medium=promo&utm_campaign=0118

Lista Earning and Borrowing Cheat Sheet 🤑

✔️ Earn APY across BNB, BTCB, stablecoins, and others.
✔️ Lending rates categorized by product: Flexible / Smart Lending / Fixed Term.
✔️ Risk tiers are clearly mapped.

Use this to choose the setup that suits your risk & return goals 👇

#ListaWeeklyRecap Jan 16, 2026

🗳 **DAO & Governance**
We are excited to announce that the **Lista 2026 H1 Roadmap** is now available. In this week's governance updates, **Week 78 veLISTA Rewards** total **~355K $LISTA** with an impressive **38.8% APR**. Additionally, our **RWA Markets** are officially **Live**, featuring **U.S. Treasury Bills & AAA-rated CLOs**. Don't miss the insights from the **CN @binance square AMA** regarding the **Best DeFi Strategies for 2026**.

🏦 **Lista Lending**
We have made several adjustments to lending rates:
* The **CDP Zone Borrowing Rate** has been **Reduced For All Markets**.
* The **Fix-term Borrowing Rate** is also **Reduced**.
* Please note that the **lisUSD Rebate** is currently **Paused**.

🌐 **Ecosystem**
The **@binance Square Creator** campaign is **Ongoing**! Make sure to **Share your USD1 Earn Strategy** to participate in the reward pool of **116,270 $LISTA**.

Tassi di prestito ridotti per la zona CDP 📉

Abbiamo aggiornato i nostri indicatori IRR per offrire costi di prestito più bassi nell'ecosistema Lista CDP.

**Principali modifiche:**

🔹 **Tassi di prestito:** I tassi sono stati ridotti per tutti i tipi di garanzia supportati.
🔹 **PSM e LSR:** I rendimenti sono temporaneamente più bassi; tuttavia, verranno stabilizzati con le nuove emissioni che inizieranno la settimana prossima.
🔹 **Prestiti a termine fisso:** I tassi sono stati ridotti anche al 2,74%.
🔹 **Rimborso:** Si prega di notare che il programma di rimborso lisUSD è al momento sospeso.

Lista DAO 2026 H1 Roadmap

Siamo entusiasti di condividere i nostri **Principali Espansioni del Prodotto per H1**:

🔹 **Hub Stableswap**: Con implementazione su @ethereum e integrazioni con aggregatori
🔹 **Zona RWA**: Inclusione di Obbligazioni Societarie e Utility Token Espansa
🔹 **Sistema di Prestiti Onchain**
🔹 **Vault basati su Mercati di Previsione**

Visualizza il **Piano Strategico Completo** qui: https://blog.lista.org/lista-dao-2026-h1-road-map

Sblocca gli utili con $U 🪙

Sfrutta i tuoi asset prestando $U di @UTechStables su Lista Lending, quindi reinvesti i fondi per ottenere un rendimento annuo del ~20% tramite HTX Earn.

I mercati di prestito attualmente disponibili su Lista:
🔹 PT-USDe / U: tasso APR di prestito ~1,85%
🔹 BNB / U: tasso APR di prestito ~2,11%

Guadagno con $U🪙

Prendi in prestito $U su Lista Lending e reinvesti i fondi per guadagnare circa il 20% di APY su HTX Earn.

Mercati di prestito attuali su Lista:
🔹 PT-USDe / U: tasso di prestito circa del 1,85%
🔹 BNB / U: tasso di prestito circa del 2,11%

Come guadagnare prestando? 👀

Ecco un semplice esempio di guadagno tramite prestiti con PT-USDe ⤵️

Ottieni PT-USDe ▶️ Utilizzalo come garanzia e preleva 1 USD ▶️ Depositalo su Binance Earn.

Nota: questo post ha solo scopo informativo e non costituisce consulenza finanziaria.

Panoramica rapida sul prestito a @lista_dao

👉 **Zona Classica** — Sperimenta un prestito P2P flessibile con tassi bassi e orientati al mercato. Basta ipotecare asset di alto valore per ottenere prestiti in USDT, USD1, U, BNB e altri.

👉 **Prestito Intelligente** — Utilizza il prestito basato su LP, permettendoti di guadagnare commissioni DEX LP mentre utilizzi contemporaneamente i tuoi asset come garanzia.

👉 **Tasso Fisso e Durata Fissa** — Ottieni un tasso bloccato e una durata fissa, progettato specificamente per costi prevedibili e strategie di arbitraggio.

Più canali di guadagno su @lista_dao

Se stai cercando un rendimento semplice e con poco sforzo, Lista ha la soluzione:
👉 BNB (Liquid Staking): 7,2% APY
👉 USDT (PSM o RWA): 4~8% APY
👉 USD1 (Lista Lending Earn): ~10% APY

Non sono richieste strategie complesse né gestione di posizioni.

Accedi al rendimento di 1 USD con costi di prestito ridotti.

L'offerta di prestito di Lista rappresenta uno dei modi più economici per partecipare al rendimento del 20% in USD1 su @binance Earn.

Prendi in prestito 1 USD su Lista:
🔹 BTCB → USD1
Tasso di prestito: ~1,64%

🔹 PT-USDe → USD1
Tasso di prestito: ~2,08%

RWA è ufficialmente disponibile su @lista_dao.

A partire da oggi, goditi l'accesso aperto in blockchain.

Lista è la prima piattaforma su @BNBCHAIN a offrire un'esposizione nativa a RWA, consentendo agli utenti di depositare USDT e ricevere rendimenti.

🔹Buoni del Tesoro statunitensi — 3,65% APY
🔹CLO con rating AAA — 4,71% APY

🔗