Chris_Low

XRP Ledger telah secara resmi mengaktifkan peningkatan besar pada jaringan yang dirancang untuk meningkatkan keamanan akun dan fleksibilitas operasional bagi lembaga keuangan, penerbit stablecoin, dan pengelola aset yang ditokenisasi. Fitur baru ini, yang ditetapkan sebagai PermissionDelegationV1_1, mulai aktif pada Kamis malam, 8 Oktober, memungkinkan pemilik akun untuk mendelegasikan otoritas administratif dan operasional tertentu kepada akun sekunder tanpa menyerahkan atau membagikan kunci privat utama mereka, menurut laporan media berita kripto.
Amandemen teknis tersebut mencapai aktivasi jaringan setelah mempertahankan ambang batas yang diperlukan, yaitu dukungan validator di atas 80%, secara terus-menerus selama dua minggu. Dengan beroperasi menggunakan 35 validator tepercaya pada daftar jaringan default, setidaknya 29 operator diperlukan untuk mendukung perubahan tersebut selama jendela pemungutan suara. Penerapan yang सफल ini menyusul kemunduran kecil pada bulan September ketika konsensus validator sempat turun di bawah ambang batas yang diperlukan, sehingga memaksa hitung mundur 14 hari diatur ulang sebelum persetujuan akhir tercapai.

Payments giant Stripe is preparing a massive global expansion for its stablecoin card business, aiming to roll out programs to more than 100 countries by the end of the year. The move highlights Stripe’s growing conviction that digital dollars are evolving from niche crypto trading assets into everyday alternatives to traditional fiat currency for global consumer and corporate payments.
Henri Stern, co-founder of crypto wallet firm Privy who now leads stablecoins and crypto at Stripe following Privy’s acquisition, confirmed the ambitious expansion plans. Current clients leveraging Stripe’s stablecoin card infrastructure include major crypto exchange Kraken, corporate spend management platform Ramp, and payments app Morse, CoinDesk reported.
The expansion targets a rapidly accelerating sector within the digital dollar ecosystem. According to data from Paymentscan, monthly stablecoin card spending reached approximately $1.2 billion recently—a threefold increase compared to the previous year. While this figure remains a small fraction of the broader global card processing industry, it signals an expanding appetite among businesses to bypass traditional banking friction for everyday transactions.
Stripe’s strategic push integrates its existing card-issuing network — which has processed hundreds of billions of dollars across more than 400 million cards issued since 2018 — with Bridge, the stablecoin infrastructure firm it acquired for $1.1 billion in 2024. For corporate clients like Ramp, issuing stablecoin cards allows rapid international scale without building custom banking partnerships market by market, while platforms like Kraken can enable users to spend directly from their existing digital asset balances.
Beyond card issuance, Stripe is steadily constructing a comprehensive blockchain payments stack, including a partnership with Paradigm to develop the Tempo blockchain and backing Open Standard’s new Open USD stablecoin. Despite assembling these interconnected technologies, Stern emphasized that Stripe remains agnostic regarding specific blockchains and stablecoins, aiming to offer modular tools that integrate smoothly alongside standard fiat payment rails. Looking ahead, Stripe is also exploring tokenized bank deposits and decentralized finance applications, though stablecoins remain the immediate core focus of its crypto development.

Jaringan penskalaan Ethereum Layer 2 Blast mengumumkan rencana untuk menghentikan operasinya, dengan alasan biaya operasional yang tidak berkelanjutan dan melampaui pendapatan platform. Tim pengembang proyek tersebut mengungkapkan keputusan ini melalui media sosial, mengakui bahwa pemeliharaan infrastruktur jaringan kini tidak lagi layak secara finansial dan menyatakan bahwa mereka tidak melihat jalan yang meyakinkan menuju keberlanjutan ekonomi jangka panjang.
Pengumuman ini menandai kemunduran dramatis bagi proyek tersebut, yang diluncurkan pada November 2023 setelah putaran pendanaan senilai $20 juta yang dipimpin oleh perusahaan modal ventura Paradigm dan Standard Crypto. Dirancang untuk menawarkan imbal hasil native atas Ether dan stablecoin melalui staking dan protokol aset dunia nyata, Blast dengan cepat mengumpulkan total nilai terkunci lebih dari $2 miliar dari hampir 200.000 pengguna akses awal sebelum peluncuran mainnet-nya pada Februari 2024. Menurut data dari DeFiLlama, total nilai terkunci jaringan tersebut sejak itu anjlok menjadi sekitar $32 juta.

Bitcoin temporarily rallied past $86,885 on Friday before easing slightly to trade around $86,000, maintaining a 1.5% gain for the session. The world’s largest cryptocurrency by market capitalization has gained approximately 3% so far in October as investors position themselves ahead of the crucial U.S. nonfarm payrolls report. Consensus estimates expect September payrolls to increase by 90,000 — a slowdown from August’s 162,000 additions — while the national unemployment rate is projected to hold steady at 4.1%.
The digital asset’s recent upward move comes after a week of rangebound trading between $82,000 and $85,000, held back by a sharp spike in global bond yields. The U.S. 10-year Treasury yield surged to a multi-decade high of 5.34%, pushing borrowing costs higher across financial markets. Furthermore, the U.S. Dollar Index briefly topped 102 on Thursday to notch an 18-month high. Despite the conventional headwinds posed by a rising greenback and elevated yields, Bitcoin has demonstrated notable resilience compared to other risk assets.
Broader currency markets continue to face volatility, particularly in Europe, where the euro sank to around $1.12 to hit its lowest valuation since May 2025. Financial pressure in the eurozone has intensified alongside mounting concerns over France’s public debt and fiscal deficit. Market indicators reflect this stress, with French five-year credit default swaps reaching multiyear highs and the yield spread between French and German 10-year bonds expanding to its widest point in 14 years. France’s sovereign borrowing costs have now surpassed those of Italy and Greece, climbing to their highest levels relative to German bunds since the European debt crisis.

Financial Conduct Authority secara resmi telah membuka pengajuan permohonan bagi perusahaan mata uang kripto yang ingin memperoleh otorisasi formal. Langkah ini menandai perubahan penting seiring upaya Inggris untuk memantapkan diri sebagai pusat global tepercaya bagi bisnis aset kripto. Berdasarkan kerangka kerja baru ini, perusahaan kripto yang beroperasi di kawasan tersebut untuk pertama kalinya akan sepenuhnya berada di bawah pengawasan regulasi. Aturan yang akan diberlakukan menetapkan standar yang jelas dan mengikat untuk memperkuat perlindungan konsumen, pengamanan aset, integritas pasar, dan ketahanan keuangan di seluruh sektor.

South Korean independent lawmaker Han Dong-hoon has called for a two-year delay to the country’s proposed cryptocurrency tax, arguing that tax authorities currently lack sufficient overseas trading data and tools to enforce the levy fairly. Speaking out in a recent Facebook post, the former leader of the ruling People Power Party questioned whether the government should proceed with the tax while investors can easily move virtual assets from domestic platforms to foreign exchanges and untraceable private wallets, News 1 reported.
Under current legislation, South Korea plans to introduce a combined 22 percent tax—comprising a 20 percent national tax and a 2 percent local income tax—on annual crypto gains exceeding 2.5 million won starting January 1, 2027. Despite the tax having already been postponed multiple times since its original 2022 target date, Han warned that tracking cross-border and self-custody wallet transactions remains nearly impossible, creating an unfair burden on compliant traders who remain on heavily regulated domestic exchanges.
Han disputed government claims that international frameworks like the Organisation for Economic Co-operation and Development’s Crypto-Asset Reporting Framework (CARF) will adequately capture offshore transactions. He estimated that CARF would cover less than 20 percent of total crypto trading, citing staggered global adoption timelines. He further cautioned that high earners might simply shift their activity abroad to avoid tax liability, emphasizing that cryptocurrency represents a borderless asset class.
In response to enforcement concerns, South Korean tax authorities maintain that overseas activity falls under the planned tax regime. The National Tax Service and the Ministry of Economy and Finance plan to rely on CARF data exchanges involving 48 participating countries alongside specialized wallet-tracing software. Tax officials have also collaborated with major domestic crypto exchanges, including Upbit, Bithumb, Coinone, Korbit, and Gopax, to standardize transaction records and cost basis calculations.
The push to delay the levy comes amid rising public resistance and legislative debate. A public petition advocating for a two-year delay recently crossed the 50,000-signature threshold required for parliamentary committee review, following a similar petition in May that sought to eliminate the tax altogether. Meanwhile, legislative proposals range from pushing the start date out to 2030 to removing virtual assets from the Income Tax Act entirely, setting up a sharp debate as the 2027 launch date approaches.

Blockchain Association, kelompok perdagangan mata uang kripto terkemuka, mengumumkan pergantian kepemimpinan pada Jumat dan menyatakan bahwa CEO Summer Mersinger akan mengundurkan diri dari jabatannya pada 16 Oktober. Mantan CEO Kristin Smith akan kembali memimpin organisasi tersebut untuk sementara, sembari tetap menjabat sebagai presiden Solana Policy Institute. Mersinger akan tetap bersama asosiasi sebagai penasihat hingga akhir tahun untuk memastikan proses serah terima berjalan lancar, menurut laporan The Block.

Altcoin mengalami reli luas di seluruh lanskap kripto sementara Bitcoin menahan momentum kenaikan terbarunya. Bitcoin diperdagangkan sekitar $84.342 pada Jumat, datar sejak pukul 00.00 UTC setelah naik dari di bawah $63.000 pada bulan Agustus hingga mencapai puncak mendekati $87.000 lebih awal pekan ini. Saat Bitcoin memasuki fase konsolidasi, modal berputar ke aset digital yang lebih spekulatif mengikuti pola siklus pasar yang lazim, dengan biaya pendanaan yang lebih tinggi pada posisi long yang turut mendorong para trader untuk beralih ke koin alternatif.

Yayasan Solana menunjuk mantan eksekutif Binance Rachel Conlan sebagai chief strategy officer dan veteran Polygon Labs Jamal Raees sebagai general manager of payments, menandakan dorongan besar untuk mempercepat adopsi institusional dan aset onchain di jaringan Solana, lapor CoinDesk.
Dalam perannya yang baru sebagai chief strategy officer, Conlan akan mengawasi strategi global, kemitraan institusional, dan pertumbuhan ekosistem untuk menarik lebih banyak klien perusahaan. Conlan menghabiskan tiga tahun di Binance, menjabat sebagai chief marketing officer global sebelum keberangkatannya pada bulan Juni, serta membawa pengalaman sebelumnya dari peran kepemimpinan di OKX dan CAA Sports. Conlan menyatakan bahwa tujuan segera yang ingin dicapainya adalah menunjukkan proposisi nilai jaringan, membangun hubungan institusional, dan mendukung transisi korporat agar beralih ke implementasi yang aktif.

Bursa kripto Binance telah mengakuisisi kepemilikan ekuitas sebesar $100 juta di Circle Internet Financial sebagai bagian dari kesepakatan komersial berdurasi lima tahun yang diperluas untuk mempromosikan stablecoin USDC. Menurut Form 8-K yang diajukan ke Komisi Sekuritas dan Bursa Efek AS (U.S. Securities and Exchange Commission), Binance membeli 1.237.011 lembar saham biasa Kelas A milik Circle dengan harga $80,84 per saham melalui transaksi penempatan privat yang ditutup segera setelah dieksekusi.
Perjanjian komersial yang baru ditandatangani memperluas promosi USDC yang disimpan melalui infrastruktur Modular Smart Contract Wallet milik Circle. Dalam skema lima tahun tersebut, yang menggantikan perjanjian sebelumnya yang dijalankan pada 2024 dan 2025, Circle akan membayar Binance biaya insentif bulanan yang dihitung sebagai persentase dari USDC yang dipegang melalui layanan dompet tersebut. Kontrak ini mencakup hak penghentian sepihak untuk kedua pihak sebelum masa berlakunya berakhir, di bawah kondisi tertentu.

Circle Mint LLC has announced the launch of Digital Asset-Backed Borrowing (DABB), a new capability enabling eligible institutional customers to access USDC stablecoin liquidity using bitcoin (BTC) as collateral. The service, now available on both the Arc and Ethereum networks, allows corporate treasuries and institutional holders to generate dollar-denominated funds without having to liquidate their long-term BTC holdings, Circle said in a blog post.
The service unifies several previously fragmented steps into a single coordinated workflow within the user’s account. Clients deposit BTC to mint Circle Wrapped Bitcoin (cirBTC), supply the cirBTC as collateral to integrated third-party lending markets via a wallet under their control, and directly receive the borrowed USDC into their Circle Mint balance. Once the borrowed USDC is repaid, the cirBTC collateral is released back to the user.
The tokenized asset used in the framework, cirBTC, is structured specifically as an institutional-grade collateral token. Each cirBTC token is backed on a 1:1 basis by native bitcoin, with reserves held under custody at Circle National Trust—a federally chartered trust bank and qualified custodian—and subject to independent onchain verification. Circle emphasized its strategic neutrality in launching the asset, as the firm does not run a competing exchange or lending protocol, aiming instead to make cirBTC widely usable across diverse venues and institutional systems.
DABB launches across two supported blockchain networks, offering distinct operational features. The Arc network integrates cirBTC and USDC into specialized stablecoin infrastructure designed to offer competitive borrowing rates, while Ethereum provides immediate connection to deep, established decentralized finance liquidity pools. Access to borrowing is overcollateralized and determined by collateral parameters rather than standard credit underwriting, allowing clients to manage positions and repayments on their own timetables.
Morpho serves as the initial third-party lending protocol integrated into the DABB workflow at launch. Circle plans to expand the service to additional decentralized credit platforms—including Aave—and across other blockchain networks in future updates as part of its broader multichain strategy.

Bitcoin menembus batas perdagangan September terbarunya pada Senin, melesat hingga $84.984 pada perdagangan Eropa akhir dengan kenaikan 5,4% dalam 24 jam. Lonjakan agresif itu mendorong pasar kripto yang lebih luas naik, terutama dipicu oleh likuidasi paksa, bukan oleh keyakinan spot yang baru. Total likuidasi pasar mencapai $746 juta selama jendela 24 jam, dengan posisi short menyumbang $647,9 juta dari leverage yang terhapus. Short Bitcoin menyumbang $277,5 juta dari total tersebut, sementara short ether mencapai $122,8 juta.

Dunia, inisiatif mata uang kripto yang berfokus pada identitas dan sebelumnya dikenal sebagai Worldcoin, secara resmi telah meluncurkan aplikasi keuangan “super app” self-custodial bernama World Money di lebih dari 150 negara. Dikembangkan di bawah Tools for Humanity, sebuah perusahaan yang didirikan bersama oleh Alex Blania dan CEO OpenAI Sam Altman, aplikasi ini mengintegrasikan transaksi stablecoin global, perdagangan aset digital, generasi hasil (yield), serta fitur akun virtual.
Platform yang baru diluncurkan ini mengakomodasi saldo yang mencakup delapan mata uang serta memungkinkan transfer aset internasional yang berjalan mulus. Fitur teknis utama mencakup integrasi langsung dengan penyedia pembayaran Stripe, yang mendukung mekanisme pendanaan baru di Amerika Serikat. Mekanisme ini memungkinkan pengguna mengonversi dana Apple Pay langsung menjadi stablecoin dalam hitungan menit. Selain itu, aplikasi ini terhubung dengan protokol keuangan dan pasar, termasuk Kalshi dan Morpho.

A major effort to establish a comprehensive federal framework for the digital asset sector hit a significant roadblock on September 15, 2026, when the U.S. Senate failed to advance the Clarity Act. In a procedural cloture vote, lawmakers voted 49 to 50, failing to reach the 60-vote threshold required to proceed to full consideration. While the vote was not a final rejection of the legislation, the outcome deals a temporary set-back to lawmakers pushing for clearer rules surrounding digital assets.
The Clarity Act aims to streamline federal regulatory oversight of digital assets by defining the specific boundaries and responsibilities between U.S. financial regulators. Supporters across the cryptocurrency industry argue that formal market-structure legislation is essential to provide financial technology companies with long-term certainty regarding asset classification. Opponents, however, have raised persistent concerns over stablecoin oversight, potential conflicts of interest involving public officials, and broader consumer protection standards.
The bill’s failure to cross the procedural hurdle follows weeks of intense negotiation between political factions. Recent revisions by Senate leadership attempted to address key policy disputes, but deep partisan divides remained. Democrats held out for stricter provisions addressing cryptocurrency interests connected to high-profile political figures, alongside tighter restrictions on stablecoin issuers. These unaddressed issues ultimately prevented the legislation from securing the bipartisan support necessary to advance.
Despite the procedural defeat, Senate aides indicate that negotiations over the Clarity Act are likely to continue as lawmakers work to reconcile their differences. For now, the vote prolongs regulatory uncertainty across the digital asset industry, leaving investors, start-ups, and established crypto institutions awaiting further congressional action to determine the future direction of U.S. market oversight.

Startup pembayaran yang berbasis di London, Velocity, telah memperluas putaran pendanaan Seri A-nya menjadi $48 juta setelah menerima suntikan modal baru sebesar $10 juta dari investor industri ternama. Perpanjangan terbaru ini mendapat dukungan dari Visa Ventures, Circle Ventures, Ripple, Haun Ventures, Translink Capital, dan Mirana Ventures. CEO Eric Queathem mengonfirmasi bahwa valuasi perusahaan pascapendanaan kini mencapai $200 juta, melanjutkan pendanaan awal sebesar $38 juta yang diumumkan pada Juli, menurut laporan CoinDesk.

Platform pertukaran mata uang kripto Coinbase telah bermitra dengan penyedia infrastruktur pembayaran Moov untuk menghadirkan kemampuan stablecoin kepada bank komunitas dan koperasi kredit di seluruh Amerika Serikat. Kolaborasi ini memungkinkan lebih dari 1.000 lembaga keuangan lokal yang menggunakan jaringan Moov untuk menawarkan penerimaan pembayaran stablecoin, penyelesaian transaksi, dan pendanaan real-time tanpa harus membangun infrastruktur aset digital yang benar-benar terpisah.
Berdasarkan ketentuan perjanjian, Coinbase akan menyediakan tumpukan teknologi aset digital terregulasi yang mendasarinya, sementara Moov akan mengintegrasikan fungsi-fungsi tersebut langsung ke platform pembayarannya yang sudah ada. Saat ini, Moov menyediakan koneksi bagi lembaga keuangan skala kecil hingga menengah ke layanan akuisisi kartu, penerbitan kartu, dan sistem pembayaran real-time. Dengan menyematkan akun Custodial Wallet dari Coinbase Developer Platform dan Payments API ke perangkat lunak yang sudah ada, Moov memungkinkan bank untuk memfasilitasi transaksi stablecoin konsumen, pemrosesan pedagang, penyaluran, dan pembayaran dengan lancar.

India has officially integrated blockchain technology and central-bank digital currency into its traditional financial system by initiating corporate bond settlements on a distributed ledger. The Securities and Exchange Board of India launched the “Demat 2.0” pilot this week, leveraging the existing electronic account framework used by domestic investors. Under this new initiative, corporate bonds are issued as digital tokens managed by regulated market institutions, marking a major structural evolution for the country’s debt market.
Early corporate participation has already demonstrated the system’s operational viability. State-owned power-sector lender REC successfully raised ₹500 crore ($56 million) through the platform earlier this month, followed by engineering and construction giant Larsen & Toubro with an identical ₹500 crore issuance. Non-banking financial company IIFL Finance also utilized the system to secure ₹25 crore ($2.8 million). While these tokenized bonds retain standard features such as fixed interest rates, set maturity dates, and traditional investor protections, their issuance and settlement mechanics operate entirely on the new digital infrastructure.
The core innovation of Demat 2.0 lies in its integration with the Reserve Bank of India’s wholesale digital rupee via a Unified Market Interface. In conventional market architecture, security delivery and cash payment are coordinated across distinct, separate systems, creating potential counterparty risk if one leg of the trade fails. By directly linking the tokenized bond ledger with central-bank digital currency, the platform enables atomic settlement—where the digital assets and funds transfer simultaneously—effectively eliminating settlement exposure.
Beyond initial issuance, the framework automates lifecycle events such as coupon distributions and principal redemptions using self-executing smart contracts. Regulators plan to expand subsequent phases of the pilot to incorporate secondary-market trading and eventually grant access to retail investors. This controlled rollout highlights India’s strategic preference for permissioned tokenization over public cryptocurrency networks, embedding blockchain efficiency directly within its existing regulatory and banking architecture.

Raksasa aset digital Tether dan manajer aset berbasis teknologi Fasanara Capital telah meluncurkan StableFund, sebuah skema kredit privat evergreen senilai $400 juta yang dirancang untuk memperluas penyaluran pinjaman berbasis stablecoin ke perekonomian riil. Didukung bersama oleh investasi bersama dari kedua sponsor, dana ini menargetkan penghimpunan hingga $3 miliar dari modal institusional pihak ketiga. Langkah ini memanfaatkan pasar kredit privat global yang sedang booming, yang saat ini bernilai $3 triliun dan diproyeksikan berkembang menjadi $5 triliun pada tahun 2029.

Penerbit stablecoin Circle telah setuju untuk mengakuisisi perusahaan pembayaran lintas batas berbasis di Singapura, Tazapay, senilai $400 juta dalam bentuk saham, menandai salah satu akuisisi terbesarnya hingga saat ini. Menurut pengajuan regulasi, penerbit USDC akan menghitung jumlah saham menggunakan harga penutupan rata-rata tertimbang volume selama 20 hari perdagangan sebelum penutupan, dengan penyesuaian untuk utang, kas, dan biaya transaksi. Akuisisi ini merupakan kesepakatan termahal Circle sejak akuisisinya terhadap bursa kripto Poloniex pada 2018.

Hanwha Investment & Securities telah menyelesaikan pengembangan platform sekuritas token berbasis blockchain Avalanche, sehingga menempatkan perusahaan tersebut di depan banyak pelaku industri dalam mengadopsi teknologi public ledger. Dikembangkan oleh perusahaan teknologi blockchain FairSquare Lab, platform ini mulai dikembangkan tahun lalu dan dirancang untuk beroperasi lintas berbagai jaringan, termasuk Avalanche dan blockchain enterprise Hyperledger Besu, menurut laporan Seoul Economic Daily.
Sekuritas token adalah instrumen keuangan tradisional, seperti saham dan obligasi berdasarkan Capital Markets Act, yang didigitalisasi dengan cara mencatat informasi hak pada distributed ledger. Dalam jaringan- jaringan ini, beberapa institusi keuangan berpartisipasi bersama untuk mengelola penerbitan, transfer, serta seluruh catatan sekuritas.