STABLECOIN | HSBC Meluncurkan RedCoin, Stablecoin yang Didukung Dolar Hong Kong

BitcoinKE · 2026-10-23T14:33:03.000Z

HSBC telah meluncurkan stablecoin pertamanya yang didukung dolar Hong Kong, RedCoin, melalui platform pembayaran PayMe, dengan menyasar lebih dari 3,3 juta pengguna seiring ekspansi bisnis aset digital bank tersebut. Stablecoin ini, yang mendapat lisensi dan diatur oleh Otoritas Moneter Hong Kong (HKMA), pada awalnya akan mendukung transfer peer-to-peer dan pembayaran di lebih dari 100.000 merchant melalui PayMe. HSBC menyatakan bahwa pengguna akan dapat mengaktifkan dompet di aplikasi dalam beberapa hari ke depan. REGULASI | Tiongkok Resmi Memberlakukan Larangan Luas atas Stablecoin yang Terkait dengan RMB dan Tokenisasi RWA

HSBC has launched its first Hong Kong dollar-backed stablecoin, RedCoin, through its PayMe payments platform, targeting more than 3.3 million users as the bank expands its digital asset business.
The stablecoin, which is licensed and regulated by the Hong Kong Monetary Authority (HKMA), will initially support peer-to-peer transfers and payments at more than 100,000 merchants through PayMe. Users will be able to activate wallets in the app in the coming days, HSBC said.
 
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The bank plans to add RedCoin functionality to its Hong Kong mobile banking app later this year and enable customers to use the stablecoin to subscribe to tokenised investment products, including a share class of an existing Hong Kong dollar money market fund.
 
“Money, assets and information are moving from traditional infrastructure to always-on, data-rich and increasingly programmable digital networks,” said Maggie Ng, HSBC’s chief executive for Hong Kong and head of retail banking and wealth.
 
HSBC also plans to expand RedCoin into wholesale corporate and institutional applications, according to John O’Neill, the bank’s managing director for digital assets and currencies.
The launch follows the HKMA’s decision in April 2026 to grant its first stablecoin issuer licences to HSBC and Anchorpoint Financial, a venture involving
Standard Chartered,
Hong Kong Telecommunications, and
Animoca Brands.
 
PRESS RELEASE | The Hong Kong Monetary Authority Grants First Stablecoin Licenses to HSBC and AnchorPoint
 
Hong Kong’s stablecoin licensing regime took effect in August 2025.
RedCoin extends HSBC’s existing digital asset offerings, which include tokenised deposits for wholesale payments, digital bonds for institutional investors and a gold-backed token for retail customers.
 
 
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