REGULASI | Regulator Keuangan Inggris Buka Konsultasi tentang Aturan DeFi Menjelang Rezim Kripto 2027

BitcoinKE · 2026-10-22T06:03:01.000Z

Otoritas Perilaku Keuangan Inggris (FCA) telah membuka konsultasi mengenai panduan bagi perusahaan yang menggunakan keuangan terdesentralisasi (DeFi), dengan fokus pada ketahanan operasional, kejahatan keuangan, dan persyaratan antipencucian uang. Panduan yang diusulkan menguraikan bagaimana aturan yang berlaku dapat diterapkan pada layanan keuangan yang disediakan melalui DeFi, termasuk langkah-langkah yang dapat dipertimbangkan perusahaan untuk mengelola risiko operasional dan kejahatan keuangan. FCA menyatakan bahwa panduan ini bertujuan untuk melindungi konsumen, menjaga integritas pasar, dan mendorong persaingan yang efektif.

The UK Financial Conduct Authority (FCA) has opened a consultation on guidance for firms using decentralised finance (DeFi), focusing on operational resilience, financial crime and anti-money laundering requirements.
 
The proposed guidance outlines how existing rules may apply to financial services delivered through DeFi, including measures firms could consider to manage operational and financial crime risks.
The FCA said the guidance aims to
protect consumers,
uphold market integrity, and
promote effective competition.
 
“We’re consulting on non-Handbook guidance to help firms providing financial services using decentralised finance (DeFi) comply with our rules on operational resilience and financial crime, and with the Money Laundering Regulations (MLRs).”
                          – FCA
 
CASE STUDY | This UK Sanction Signals Early Separation of Legal and Illicit Crypto Ecosystems
 
The consultation closes on November 18 2026 with final guidance expected in January 2027. The FCA said the proposals are intended to clarify existing requirements rather than establish new policy.
According to the FCA, this guidance consultation applies to FCA-regulated firms providing financial services using DeFi that are:
In scope of SYSC 15A (Operational resilience).
In scope of SYSC 6 (Compliance, internal audit and financial crime).
Subject to the MLRs.
It may also interest:
Other FCA regulated firms.
Those who are not authorised by the FCA but interact with DeFi.
Industry groups and trade bodies.
Professional advisers.
Consumers and groups representing consumer interests.
Policy makers and other regulatory bodies.
Academics and think tanks.
Industry experts and commentators.
The consultation comes ahead of the UK’s new crypto asset regulatory regime, the Financial Services and Markets Act 2000 (Cryptoassets) Regulations 2026, which is scheduled to take effect on October 25 2027.
 
 
REGULATION | U.K Publishes Final Guidance on Regulated Crypto Activities
 
 
 
 
Want to keep updated on global developments on crypto regulation?
Join our WhatsApp channel here.
Follow us on X for the latest posts and updates
Join and interact with our Telegram community
_________