Un vétéran de Ripple révèle pourquoi il a vendu des millions en cryptomonnaies et ce qu’il lui reste

TheStreet Roundtable · 2026-11-11T16:00:41.000Z

Le PDG de HIVE répond à l’avertissement d’Elon Musk sur les néoclouds (4:14) David Schwartz, CTO émérite de Ripple Labs, a chiffré l’ampleur de son retrait du monde des cryptomonnaies. Dans une publication sur X, il a déclaré qu’il n’avait pas acheté de XRP depuis longtemps et qu’il avait vendu presque tous les actifs numériques qu’il avait détenus. Certains utilisateurs y ont vu un retrait total. Ses propres chiffres montrent le contraire. « Je n’ai pas acheté de XRP depuis longtemps. Le risque me met très mal à l’aise et j’ai vendu presque tous les actifs numériques que j’ai jamais détenus. Je possède encore pas mal d’actions Ripple, et cela représente déjà plus de risques que je ne le souhaiterais », a-t-il écrit dans sa publication.

HIVE CEO responds to Elon Musk's neocloud warning (4:14)
Ripple Labs CTO Emeritus David Schwartz has put numbers on how far he has stepped back from crypto.
In a post on X, he said he has not bought XRP in a long time and has sold nearly all the digital assets he ever held. Some users read that as a full exit. His own figures show otherwise.
“I haven't bought XRP in a long time. I am very uncomfortable with risk and have sold nearly all of the digital assets I've ever held. I still hold quite a bit of Ripple stock, and that alone is more risk than I wish I had,” he wrote in the post.
From 26 million XRP to around 3 million
One of his followers on X wrote: “founder of Ripple just stated that he sold nearly all of his XRP and only owns Ripple stock.”
Responding to him, Schwartz said it’s not a secret and his XRP holdings have fallen from a peak of roughly 26 million tokens to about 3 million. Bitcoin is down from around 1,500 BTC to one coin. Ether has dropped from about 40,000 ETH to six.
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He described himself as very uncomfortable with risk. He added that the Ripple stock he still holds already carries more risk than he would like.
“In 2025, I sold about 2.5 million XRP, most of which I received in 2020 and 2023. I paid approximately $1.7 million in capital gains tax on those sales,” he wrote in a post a few days ago.
The reasoning is not new. In a July 21 reply, Schwartz said he had agreed with his wife to sell at every new all-time high.
He admitted he wishes he hadn’t, and said he wishes he were more comfortable with risk but is “not that person.” Earlier this year he also said he regrets selling XRP at $0.10 and ETH near $1.05.
“I wish I hadn't done those things. But I agreed with my wife to sell at every new ATH and I really, really hate risk. I wish I was more comfortable with risk, but I'm just not that person,” he stated before.
Schwartz has been candid before
This is not the first time his comments on Ripple’s past have drawn attention. In July, Schwartz backed CEO Brad Garlinghouse’s claim that Ripple came close to shutting down after the SEC sued in December 2020.
He said company lawyers advised that Ripple was “done” and “unsavable,” and that executives should cut a deal to save themselves.
Garlinghouse and Executive Chairman Chris Larsen chose to fight instead. The case became one of the most closely watched legal battles in crypto.
Schwartz stepped back from his day-to-day CTO role at the end of 2025 but remains active in the XRP Ledger community.
By his own account, Ripple stock now carries more risk for him than any token he holds.
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