XRP is holding around $1.40–$1.42 as the market braces for the Senate's make-or-break cloture vote on the CLARITY Act, scheduled for September 15 and requiring 60 votes just to open debate. Senator Cynthia Lummis escalated her warnings this week, stating bluntly that failure to pass the bill this Congress would push the next real opportunity for market-structure legislation to 2030 — a particularly pointed warning given her own Senate term ends in January 2027. Prediction markets have grown increasingly pessimistic, with Polymarket odds on 2026 passage falling to just 13–18%, down sharply from a peak of 82% back in February, while XRP spot ETF inflows have still managed to top $1.61 billion despite the uncertainty.
Ripple continues pushing forward regardless, using recent industry events to position the XRP Ledger as core financial infrastructure connecting traditional banking with blockchain settlement rails, betting that its 2023 Torres court ruling provides enough legal cover in the meantime.
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