Ripple’s Payments Model Was Never XRP-Only $BTC often frames the broader crypto market, but Ripple’s payments strategy is built around a different question: which settlement asset fits a specific transaction best? Resurfaced comments from CEO Brad Garlinghouse make that clear — XRP may be the right bridge asset in some cases, while a stablecoin can be better in others. When XRP fits: A source currency can be converted into $XRP, moved across markets and converted again into the destination currency. The goal is fast cross-border settlement without keeping capital pre-funded in multiple accounts. When a stablecoin fits: RLUSD, USDC or USDT can offer predictable dollar-denominated settlement without exposing a corporate payment flow to the price movement of a floating asset. Ripple Payments already reflects that multi-asset structure. According to the company, businesses can settle in RLUSD, USDC, USDT or fiat, while the network operates across 60+ markets and has processed more than $100B in payment volume. So the resurfaced January comments do not point to a pivot away from XRP. They describe the architecture Ripple already uses: XRP for some liquidity routes, stablecoins for others, and the customer requirement deciding which rail gets used. #BTC Price Analysis# #Ripple #Ad #Bitcoin Price Prediction: What is Bitcoins next move?#