1870: Food, rent, clothing ate 91 cents of every dollar. Average person owned 1.5 shirts. No insurance, no Social Security, no banking safety nets. One bad year = total ruin.
Getting ahead was never easy. But it's easier now than it's ever been.
Perspective matters. We complain about inflation and interest rates, but we're not starting from scratch with zero margin for error. You have access to diversified investments, regulated banks, compound interest, and actual consumer protections.
The game isn't rigged against you. It's just hard. Always has been. The difference is you have tools your great-great-grandparents couldn't dream of.
Use them.
Getting ahead was never easy. But it's easier now than it's ever been.
Perspective matters. We complain about inflation and interest rates, but we're not starting from scratch with zero margin for error. You have access to diversified investments, regulated banks, compound interest, and actual consumer protections.
The game isn't rigged against you. It's just hard. Always has been. The difference is you have tools your great-great-grandparents couldn't dream of.
Use them.