Binance lists many coins against both USDT and USDC. The fee page shows separate columns for USDC pairs. Here is how they compare at Regular User level, and where referral code CODE2026 fits in. Updated: Nov 8, 2026.
What the Binance Fee Page Shows for USDC Pairs
On the Binance Spot fee page, the standard Regular User Spot rate is 0.100% maker and 0.100% taker. The USDC columns list the maker side as Standard and the taker side as 0.095%.
What BNB Does on Each Pair
Paying fees with BNB gives 25% off. That makes the standard rate 0.075%. On the USDC taker side, the page shows 0.07125%.
USDT vs USDC Taker Fee on $1,000
USDT pair at 0.100%: $1.00
USDC pair at 0.095%: $0.95
USDC pair with BNB at 0.07125%: about $0.71
These are simple examples using the page as shown at the time of this update. Rates can change, so check the page before you trade.
Fees Aren't the Only Difference
A pair with a lower fee can still cost more if its spread is wider or its order book is thinner. Compare the price you would get on both pairs, not just the rate.
Where CODE2026 Fits In
The CODE2026 sign-up page shows up to 20% trade rebates on qualifying Spot fees. Spot referral commission is calculated on net fees, so a lower fee means a smaller rebate base.
FAQ
Is USDC always cheaper to trade?
Not always. The taker rate shown is lower, but spread and depth vary by pair.
Do I need to convert USDT to USDC?
Only if you want to trade a USDC pair. A conversion is a trade too, with its own cost.
Sign Up with CODE2026
Compare the pairs, then use the Binance referral code CODE2026 sign-up link if it suits you. Open the CODE2026 sign-up page to check the code first.
Disclosure: CODE2026 is my referral code, and I may earn commission from qualifying activity. This is an independent guide, not an official Binance post. Benefits depend on Binance's terms, your region and your eligibility. Crypto trading carries risk. Not financial advice. DYOR.