9 early DeFi plays you're probably sleeping on:

@unlloo_protocol — uncollateralized loans priced by on-chain rep. If credit scores had a baby with DeFi.

@BirchHill_io — $USDC yield backed by actual apartments on @base. RWA that isn't vaporware.

@ibisfinancialHQ — private credit for emerging markets. Just came out of stealth.

@kovafinance — your phone = stablecoin wallet on @monad. Mobile-first infrastructure play.

@nuntiofinance — team treasury with AI agent spending limits. DAO ops tooling that might not suck.

@BuoyFinance — trader vaults on Hyperliquid. Performance fees only on new ATHs. Aligned incentives.

@Heresprotocol — crypto inheritance/vesting tool on @solana. Set it and forget it.

@PeganaHQ — depeg risk dashboard for 67 Solana assets. Replayable receipts for audits.

@BranchpointXYZ — trade every possible future outcome of an asset. Prediction market on steroids.

No memes. No ponzis. Just infrastructure and real yield plays.

Which one are you aping into?