Based on the latest data for September, the @Nardotrealtor Housing Affordability Index recorded a 1.2% decrease compared to the previous year. This shift marks the first time the index has crossed into negative territory since January 2025. When looking at the regional details, the west was the only area to experience a positive change, showing a 1.0% improvement in affordability. Conversely, affordability moved downward across the rest of the regions. The northeast registered a drop of 4.5%, the midwest saw a decline of 3.1%, and the south experienced a minor reduction of 0.4%.