Lista DAO Re-poster

We are excited to announce that PT-sUSDe markets have officially arrived on Lista Lending. You are now able to utilize PT-sUSDe-09APR2026 (Plasma) as collateral to borrow USDT, U, and USD1.

Current market specifications are as follows:

The PT-sUSDe/USD1 pair offers approximately 1.4M in liquidity with a rate of around 0.77%.
For the PT-sUSDe/U market, there is 350K liquidity available at a rate of roughly 0.76%.
Additionally, the PT-sUSDe/USDT option features 150K in liquidity and a rate near 0.77%.

Get started today:

Here is the latest edition of the #ListaWeeklyRecap Jan 30, 2026.

In the realm of DAO and governance, we have successfully reached Week 80. Participants holding $veLISTA are currently enjoying an APR of 55.77%, with rewards for this period totaling approximately 479.9K $LISTA.

Significant updates have rolled out for Lista Lending. We are pleased to announce that Smart Lending is officially live on @ethereum. Furthermore, we have integrated PT-USDe(Plasma) markets into our U, USDT, and USD1 vaults. To bolster market depth, 6M in liquidity has been added to the U&USDT/U markets, while our Smart Swap feature is now offering a highly competitive 0.01% swap fee.

Across the wider ecosystem, several incentive programs are now active. Users providing liquidity for U/USDT through the @BinanceWallet Extension can participate in a new campaign with a pool of 240K $LISTA. Content creators also have a chance to shine in the @Binance Square Creator Campaign; simply publish your USD1 Earn Strategy for an opportunity to split a reward pool of 116K $LISTA. Lastly, we are committed to security and currently have an audit in progress with @bailsecurity.

Smart Lending has officially arrived on @ethereum. We are excited to present LP-based borrowing, a feature that allows you to accrue LP fees simultaneously while you borrow. Operations are commencing with the USD1 Vault, which fully supports a diverse set of Smart LP collateral pairs. Available options include wBTC & cbBTC, USDT & USDC, USDT & USDe, USDC & USDe, and USDT & USD1. Welcome to Smart Lending, Smarter Borrowing.

Crypto Lending Explained (Part 1)

Your assets do not need to sit idle just because you are choosing to HODL.

In this update, we explore the mechanics of how lending works in the crypto space. We compare the functions of borrowers versus lenders and explain why you need to understand liquidation, collateral, and Loan-to-Value (LTV) metrics.

Full details: https://blog.lista.org/what-is-crypto-lending-pt-1

Here are the highlighted selections from Lista for the day. You can access the specific market details using the links below.

Market Option 1: PT-USDe-9APR2026-(PLASMA)/USD1
https://lista.org/lending/market/bsc/0xdee403936c6f4c64095e68301c0b5ea2d49fa36ed204b61d504f55b280079a36?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0129

Market Option 2: slisBNB/USD1
https://lista.org/lending/market/bsc/0x97252720b962a8f6984a8a1e0d5713ac3308bf7e7ef0deaa7a49769743904b06?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0129

Market Option 3: U&USDT/U
https://lista.org/lending/smart-market/bsc/0xc87d09294447fd2f9f4d7088790ed1a4ceaf0eaecc5e8cb03ce5849e924c4725?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0129

Here are the top market recommendations from Lista for today.

PT-USDe-9APR2026-(PLASMA)/USD1
https://lista.org/lending/market/bsc/0xdee403936c6f4c64095e68301c0b5ea2d49fa36ed204b61d504f55b280079a36?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0129

slisBNB/USD1
https://lista.org/lending/market/bsc/0x97252720b962a8f6984a8a1e0d5713ac3308bf7e7ef0deaa7a49769743904b06?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0129

U&USDT/U
https://lista.org/lending/smart-market/bsc/0xc87d09294447fd2f9f4d7088790ed1a4ceaf0eaecc5e8cb03ce5849e924c4725?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0129

Here are the latest standout options on Lista.

For the BNB/U market, the current rate is approximately ~0.32%.
https://lista.org/lending/market/bsc/0x0ce1192c618a82e6984f6dbb3dd6e390dfccdab98e50c0be3a617b3d7d6e9c69?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0128

We are also seeing 3.41% for the slisBNB&BNB/USD1 pair.
https://lista.org/lending/smart-market/bsc/0x9ae45397a8063220d4cdb41ad9268d4c173dd18ca778171e9dee0644dfbe4cbd?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0128

Finally, USDF/USD1 is currently sitting at 3.63%.
https://lista.org/lending/market/bsc/0xb060b526bd2fc99150cff9d6f7e7fab88d5d67e35cf262215f986d62a2fba99e?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0128

Discover a more refined and efficient way to trade the slisBNB/BNB pair on @lista_dao. We have brought together lower costs and substantial market depth to create a comprehensive, single-platform solution. Users can now utilize a liquidity pool of ～$72M while paying a swap fee of only 0.01%.

Execute your transactions here: https://lista.org/swap?utm_source=x&utm_medium=promo&utm_campaign=0128

Our approach involves consistent development year over year. We invite you to explore a summary of our performance in 2025 and see the upcoming plans for Lista DAO in 2026.

Please find the complete article here:
https://www.theblock.co/press-releases/386828/lista-dao-closes-2025-with-strong-growth-and-major-product-milestones

🔍 Daily Good Rate & Strategy Alert!

🟢 Spotted some top opportunities on Lista Lending today:

💡 Lista USD1 Vault
🔹 Market: PT-USDe/USD1
🔹 Borrow Rate: 1.98%
🚩 Strategy: Collateralize PT-USDe (3.85% APY) and borrow USD1 to engage in Binance Earn; the total APY can exceed 20%.
🔗 https://t.co/Z1iO2qfeRr

💡 Lista U Vault
🔹 Market: USD1/U
🔹 Borrow Rate: 0.02%
🚩 Strategy: Borrow $U to engage in HTX Flexible Earn and earn an 8% APY.
🔗

Take a quick look at our lending stack 🧠

Lista is more than just a single lending product—it is a comprehensive spectrum built for a variety of strategies and risk profiles:

🔹 Vault Based Flexible Lending
- Access low-cost, variable-rate borrowing.
- Leverage blue-chip assets such as BNB, BTCB, slisBNB, or stablecoins to borrow BNB or stables with high capital efficiency.

🔹 Smart Lending (LP-based)
- Borrow directly against your LP positions.
- Keep your assets productive by earning underlying DEX fees while simultaneously unlocking borrowing power.

🔹 Fixed-Term Lending
- Enjoy predictable rates and a fixed duration.
- Perfect for structured strategies, hedging, and arbitrage where cost certainty is key.

Whether you seek simplicity, efficiency, or precision—Lista allows you to choose exactly how your capital works.

Borrow at a 2.74% fixed rate on Lista Lending.

For strategies needing certainty, Fixed Rate & Term Loans eliminate rate volatility by locking in both interest and duration at entry.

🔹 Fixed Rate: 2.74%
🔹 Collateral: BNB, slisBNB, BTCB
🔹 Terms: 7 / 14 / 30 day

With the upcoming USD1 campaign just around the corner, this presents one of the lowest-cost opportunities to access USD1 on @BNBCHAIN.

You can borrow USD1 on Lista with the lowest rates available:

For example: PT-USDe
• Borrow rate ~1.98%
• $60M+ USD1 supply

And many more options (e.g., BTCB, USDF...)
https://lista.org/lending/borrow?utm_source=x&utm_medium=promo&utm_campaign=0118

Reduced borrowing rates for CDP Zone 📉

We have updated our IRR metrics to deliver lower borrowing costs across the Lista CDP ecosystem.

**Key Changes:**

🔹 **Borrow Rates:** Rates have been reduced across all supported collateral types.
🔹 **PSM & LSR:** Yields are temporarily lower; however, they will be stabilized with updated emissions starting next week.
🔹 **Fix-term Lending:** Rates have also been reduced to 2.74%.
🔹 **Rebates:** Please note that the lisUSD rebate program is currently paused.

Lista DAO 2026 H1 Roadmap

We are excited to share our **Key Product Expansions For H1**:

🔹 **Stableswap Hub**: Featuring @ethereum Deployment & Aggregator Integrations
🔹 **RWA Zone**: Incorporating Corporate Bonds & Expanded Token Utility
🔹 **Onchain Credit Lending System**
🔹 **Prediction Market Based Vaults**

View the **Full Roadmap** here: https://blog.lista.org/lista-dao-2026-h1-road-map

Unlock Earnings with $U 🪙

Leverage your assets by borrowing @UTechStables $U on Lista Lending, then redeploy the funds to secure ~20% APY via HTX Earn.

Current borrow markets available on Lista:
🔹 PT-USDe / U: ~1.85% borrow APR
🔹 BNB / U: ~2.11% borrow APR

Quick Lending Overview on @lista_dao

👉 **Classic Zone** — Experience flexible P2P lending featuring low, market-driven rates. Simply collateralize blue-chip assets to borrow USDT, USD1, U, BNB, and others.

👉 **Smart Lending** — Utilize LP-based borrowing, allowing you to earn DEX LP fees while simultaneously using your assets as collateral.

👉 **Fixed Rate & Term** — Secure a locked rate and fixed duration, built specifically for predictable costs and arbitrage strategies.

RWA is officially available on @lista_dao.

Starting today, enjoy open access on-chain.

Lista is the first platform on @BNBCHAIN to offer native RWA exposure, enabling users to deposit USDT and receive yield.

🔹U.S. Treasury Bills — 3.65% APY
🔹AAA-rated CLOs — 4.71% APY

🔗