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Lista DAO Re-poster

ALL in BNBFi - Redefining BNB with Liquid Staking, Lista Lending and CDP solutions.
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Crypto Lending Explained (Part 1) Your assets do not need to sit idle just because you are choosing to HODL. In this update, we explore the mechanics of how lending works in the crypto space. We compare the functions of borrowers versus lenders and explain why you need to understand liquidation, collateral, and Loan-to-Value (LTV) metrics. Full details: https://blog.lista.org/what-is-crypto-lending-pt-1
Crypto Lending Explained (Part 1)

Your assets do not need to sit idle just because you are choosing to HODL.

In this update, we explore the mechanics of how lending works in the crypto space. We compare the functions of borrowers versus lenders and explain why you need to understand liquidation, collateral, and Loan-to-Value (LTV) metrics.

Full details: https://blog.lista.org/what-is-crypto-lending-pt-1
Here are the highlighted selections from Lista for the day. You can access the specific market details using the links below. Market Option 1: PT-USDe-9APR2026-(PLASMA)/USD1 https://lista.org/lending/market/bsc/0xdee403936c6f4c64095e68301c0b5ea2d49fa36ed204b61d504f55b280079a36?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0129 Market Option 2: slisBNB/USD1 https://lista.org/lending/market/bsc/0x97252720b962a8f6984a8a1e0d5713ac3308bf7e7ef0deaa7a49769743904b06?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0129 Market Option 3: U&USDT/U https://lista.org/lending/smart-market/bsc/0xc87d09294447fd2f9f4d7088790ed1a4ceaf0eaecc5e8cb03ce5849e924c4725?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0129
Here are the highlighted selections from Lista for the day. You can access the specific market details using the links below.

Market Option 1: PT-USDe-9APR2026-(PLASMA)/USD1
https://lista.org/lending/market/bsc/0xdee403936c6f4c64095e68301c0b5ea2d49fa36ed204b61d504f55b280079a36?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0129

Market Option 2: slisBNB/USD1
https://lista.org/lending/market/bsc/0x97252720b962a8f6984a8a1e0d5713ac3308bf7e7ef0deaa7a49769743904b06?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0129

Market Option 3: U&USDT/U
https://lista.org/lending/smart-market/bsc/0xc87d09294447fd2f9f4d7088790ed1a4ceaf0eaecc5e8cb03ce5849e924c4725?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0129
Here are the top market recommendations from Lista for today. PT-USDe-9APR2026-(PLASMA)/USD1 https://lista.org/lending/market/bsc/0xdee403936c6f4c64095e68301c0b5ea2d49fa36ed204b61d504f55b280079a36?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0129 slisBNB/USD1 https://lista.org/lending/market/bsc/0x97252720b962a8f6984a8a1e0d5713ac3308bf7e7ef0deaa7a49769743904b06?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0129 U&USDT/U https://lista.org/lending/smart-market/bsc/0xc87d09294447fd2f9f4d7088790ed1a4ceaf0eaecc5e8cb03ce5849e924c4725?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0129
Here are the top market recommendations from Lista for today.

PT-USDe-9APR2026-(PLASMA)/USD1
https://lista.org/lending/market/bsc/0xdee403936c6f4c64095e68301c0b5ea2d49fa36ed204b61d504f55b280079a36?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0129

slisBNB/USD1
https://lista.org/lending/market/bsc/0x97252720b962a8f6984a8a1e0d5713ac3308bf7e7ef0deaa7a49769743904b06?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0129

U&USDT/U
https://lista.org/lending/smart-market/bsc/0xc87d09294447fd2f9f4d7088790ed1a4ceaf0eaecc5e8cb03ce5849e924c4725?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0129
Here are the latest standout options on Lista. For the BNB/U market, the current rate is approximately ~0.32%. https://lista.org/lending/market/bsc/0x0ce1192c618a82e6984f6dbb3dd6e390dfccdab98e50c0be3a617b3d7d6e9c69?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0128 We are also seeing 3.41% for the slisBNB&BNB/USD1 pair. https://lista.org/lending/smart-market/bsc/0x9ae45397a8063220d4cdb41ad9268d4c173dd18ca778171e9dee0644dfbe4cbd?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0128 Finally, USDF/USD1 is currently sitting at 3.63%. https://lista.org/lending/market/bsc/0xb060b526bd2fc99150cff9d6f7e7fab88d5d67e35cf262215f986d62a2fba99e?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0128
Here are the latest standout options on Lista.

For the BNB/U market, the current rate is approximately ~0.32%.
https://lista.org/lending/market/bsc/0x0ce1192c618a82e6984f6dbb3dd6e390dfccdab98e50c0be3a617b3d7d6e9c69?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0128

We are also seeing 3.41% for the slisBNB&BNB/USD1 pair.
https://lista.org/lending/smart-market/bsc/0x9ae45397a8063220d4cdb41ad9268d4c173dd18ca778171e9dee0644dfbe4cbd?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0128

Finally, USDF/USD1 is currently sitting at 3.63%.
https://lista.org/lending/market/bsc/0xb060b526bd2fc99150cff9d6f7e7fab88d5d67e35cf262215f986d62a2fba99e?tab=market&utm_source=x&utm_medium=promo&utm_campaign=0128
Discover a more refined and efficient way to trade the slisBNB/BNB pair on @lista_dao. We have brought together lower costs and substantial market depth to create a comprehensive, single-platform solution. Users can now utilize a liquidity pool of ~$72M while paying a swap fee of only 0.01%. Execute your transactions here: https://lista.org/swap?utm_source=x&utm_medium=promo&utm_campaign=0128
Discover a more refined and efficient way to trade the slisBNB/BNB pair on @lista_dao. We have brought together lower costs and substantial market depth to create a comprehensive, single-platform solution. Users can now utilize a liquidity pool of ~$72M while paying a swap fee of only 0.01%.

Execute your transactions here: https://lista.org/swap?utm_source=x&utm_medium=promo&utm_campaign=0128
Daily Rate Update and Strategic Recommendations We have highlighted prime opportunities available on Lista Lending today. Regarding the Lista BNB Vault, specifically the slisBNB&BNB/BNB market, the borrow rate is currently set at 1.99%. The suggested approach allows your collateral to accrue DEX trading fees. Simultaneously, you can utilize the borrowed BNB to enter the Binance Launchpool, where yields often surpass 10% annually. https://t.co/aQr2UmwrN4 For the BTCB/BNB market within the Lista BNB Vault, the borrow rate stands at 2.88%. You can capitalize on this by borrowing BNB and engaging in the Binance Launchpool to aim for an APR greater than 10%.
Daily Rate Update and Strategic Recommendations

We have highlighted prime opportunities available on Lista Lending today.

Regarding the Lista BNB Vault, specifically the slisBNB&BNB/BNB market, the borrow rate is currently set at 1.99%. The suggested approach allows your collateral to accrue DEX trading fees. Simultaneously, you can utilize the borrowed BNB to enter the Binance Launchpool, where yields often surpass 10% annually.
https://t.co/aQr2UmwrN4

For the BTCB/BNB market within the Lista BNB Vault, the borrow rate stands at 2.88%. You can capitalize on this by borrowing BNB and engaging in the Binance Launchpool to aim for an APR greater than 10%.
Don't miss out on these two current opportunities to earn LISTA rewards. We have allocated 240K $LISTA for U/USDT LP providers who supply liquidity using @BinanceWallet. Furthermore, another 116K $LISTA is available for participants in the @Binance content campaign. Find the specifics for each event below: U/USDT LP: https://blog.lista.org/smart-lending-u-usdt-campaign-2026 @binance Content Campaign: https://www.binance.com/en/square/creatorpad/listadao
Don't miss out on these two current opportunities to earn LISTA rewards.

We have allocated 240K $LISTA for U/USDT LP providers who supply liquidity using @BinanceWallet. Furthermore, another 116K $LISTA is available for participants in the @Binance content campaign.

Find the specifics for each event below:

U/USDT LP: https://blog.lista.org/smart-lending-u-usdt-campaign-2026
@binance Content Campaign: https://www.binance.com/en/square/creatorpad/listadao
Our approach involves consistent development year over year. We invite you to explore a summary of our performance in 2025 and see the upcoming plans for Lista DAO in 2026. Please find the complete article here: https://www.theblock.co/press-releases/386828/lista-dao-closes-2025-with-strong-growth-and-major-product-milestones
Our approach involves consistent development year over year. We invite you to explore a summary of our performance in 2025 and see the upcoming plans for Lista DAO in 2026.

Please find the complete article here:
https://www.theblock.co/press-releases/386828/lista-dao-closes-2025-with-strong-growth-and-major-product-milestones
Unlock rewards through the @BinanceWallet Extension by engaging with Smart Lending. We are distributing a total of 240,000 $LISTA to those who supply $U/USDT LP during the campaign window. This event runs from Jan 26 at 00:00 UTC through Feb 8 at 23:59 UTC. With a minimum requirement of only $10 LP, participants can take advantage of a current APY of 192%. Access the campaign directly at the following link: https://lista.org/lending/smart-market/bsc/0xc87d09294447fd2f9f4d7088790ed1a4ceaf0eaecc5e8cb03ce5849e924c4725?tab=market&utm_source=x&utm_medium=promo&utm_campaign=EarnLPCampaign0125
Unlock rewards through the @BinanceWallet Extension by engaging with Smart Lending. We are distributing a total of 240,000 $LISTA to those who supply $U/USDT LP during the campaign window. This event runs from Jan 26 at 00:00 UTC through Feb 8 at 23:59 UTC. With a minimum requirement of only $10 LP, participants can take advantage of a current APY of 192%. Access the campaign directly at the following link:

https://lista.org/lending/smart-market/bsc/0xc87d09294447fd2f9f4d7088790ed1a4ceaf0eaecc5e8cb03ce5849e924c4725?tab=market&utm_source=x&utm_medium=promo&utm_campaign=EarnLPCampaign0125
#ListaWeeklyRecap Jan 22, 2026 🗳 **DAO & Governance** - **Week 79 Rewards:** veLISTA rewards currently stand at approximately **355K $LISTA** with a **36.75% APR**. - **Community Discussion:** We hosted an AMA with **@BNBCHAIN**, **@UTechStables**, **@PancakeSwap**, and **@VenusProtocol** focused on improving capital efficiency via a unified stablecoin layer. 🏦 **Lista Lending** - **New Guide:** Take a look at the **Lista Earning and Borrowing Cheat Sheet**. - **Rate Adjustment:** We have implemented a decrease in the **Fixed Rate Borrowing** rate. 🌐 **Ecosystem** - **Ongoing Campaign:** participate in the **@binance Square Creator** event by sharing your **USD1 Earn Strategy** (**116,270 $LISTA** reward pool). - **Security Update:** **@bailsecurity** has conducted a **Lista DAO Audit**.
#ListaWeeklyRecap Jan 22, 2026

🗳 **DAO & Governance**
- **Week 79 Rewards:** veLISTA rewards currently stand at approximately **355K $LISTA** with a **36.75% APR**.
- **Community Discussion:** We hosted an AMA with **@BNBCHAIN**, **@UTechStables**, **@PancakeSwap**, and **@VenusProtocol** focused on improving capital efficiency via a unified stablecoin layer.

🏦 **Lista Lending**
- **New Guide:** Take a look at the **Lista Earning and Borrowing Cheat Sheet**.
- **Rate Adjustment:** We have implemented a decrease in the **Fixed Rate Borrowing** rate.

🌐 **Ecosystem**
- **Ongoing Campaign:** participate in the **@binance Square Creator** event by sharing your **USD1 Earn Strategy** (**116,270 $LISTA** reward pool).
- **Security Update:** **@bailsecurity** has conducted a **Lista DAO Audit**.
🔍 Daily Good Rate & Strategy Alert! 🟢 Spotted some top opportunities on Lista Lending today: 💡 Lista USD1 Vault 🔹 Market: PT-USDe/USD1 🔹 Borrow Rate: 1.98% 🚩 Strategy: Collateralize PT-USDe (3.85% APY) and borrow USD1 to engage in Binance Earn; the total APY can exceed 20%. 🔗 https://t.co/Z1iO2qfeRr 💡 Lista U Vault 🔹 Market: USD1/U 🔹 Borrow Rate: 0.02% 🚩 Strategy: Borrow $U to engage in HTX Flexible Earn and earn an 8% APY. 🔗
🔍 Daily Good Rate & Strategy Alert!

🟢 Spotted some top opportunities on Lista Lending today:

💡 Lista USD1 Vault
🔹 Market: PT-USDe/USD1
🔹 Borrow Rate: 1.98%
🚩 Strategy: Collateralize PT-USDe (3.85% APY) and borrow USD1 to engage in Binance Earn; the total APY can exceed 20%.
🔗 https://t.co/Z1iO2qfeRr

💡 Lista U Vault
🔹 Market: USD1/U
🔹 Borrow Rate: 0.02%
🚩 Strategy: Borrow $U to engage in HTX Flexible Earn and earn an 8% APY.
🔗
Take a quick look at our lending stack 🧠 Lista is more than just a single lending product—it is a comprehensive spectrum built for a variety of strategies and risk profiles: 🔹 Vault Based Flexible Lending - Access low-cost, variable-rate borrowing. - Leverage blue-chip assets such as BNB, BTCB, slisBNB, or stablecoins to borrow BNB or stables with high capital efficiency. 🔹 Smart Lending (LP-based) - Borrow directly against your LP positions. - Keep your assets productive by earning underlying DEX fees while simultaneously unlocking borrowing power. 🔹 Fixed-Term Lending - Enjoy predictable rates and a fixed duration. - Perfect for structured strategies, hedging, and arbitrage where cost certainty is key. Whether you seek simplicity, efficiency, or precision—Lista allows you to choose exactly how your capital works.
Take a quick look at our lending stack 🧠

Lista is more than just a single lending product—it is a comprehensive spectrum built for a variety of strategies and risk profiles:

🔹 Vault Based Flexible Lending
- Access low-cost, variable-rate borrowing.
- Leverage blue-chip assets such as BNB, BTCB, slisBNB, or stablecoins to borrow BNB or stables with high capital efficiency.

🔹 Smart Lending (LP-based)
- Borrow directly against your LP positions.
- Keep your assets productive by earning underlying DEX fees while simultaneously unlocking borrowing power.

🔹 Fixed-Term Lending
- Enjoy predictable rates and a fixed duration.
- Perfect for structured strategies, hedging, and arbitrage where cost certainty is key.

Whether you seek simplicity, efficiency, or precision—Lista allows you to choose exactly how your capital works.
Borrow at a 2.74% fixed rate on Lista Lending. For strategies needing certainty, Fixed Rate & Term Loans eliminate rate volatility by locking in both interest and duration at entry. 🔹 Fixed Rate: 2.74% 🔹 Collateral: BNB, slisBNB, BTCB 🔹 Terms: 7 / 14 / 30 day
Borrow at a 2.74% fixed rate on Lista Lending.

For strategies needing certainty, Fixed Rate & Term Loans eliminate rate volatility by locking in both interest and duration at entry.

🔹 Fixed Rate: 2.74%
🔹 Collateral: BNB, slisBNB, BTCB
🔹 Terms: 7 / 14 / 30 day
With the upcoming USD1 campaign just around the corner, this presents one of the lowest-cost opportunities to access USD1 on @BNBCHAIN. You can borrow USD1 on Lista with the lowest rates available: For example: PT-USDe • Borrow rate ~1.98% • $60M+ USD1 supply And many more options (e.g., BTCB, USDF...) https://lista.org/lending/borrow?utm_source=x&utm_medium=promo&utm_campaign=0118
With the upcoming USD1 campaign just around the corner, this presents one of the lowest-cost opportunities to access USD1 on @BNBCHAIN.

You can borrow USD1 on Lista with the lowest rates available:

For example: PT-USDe
• Borrow rate ~1.98%
• $60M+ USD1 supply

And many more options (e.g., BTCB, USDF...)
https://lista.org/lending/borrow?utm_source=x&utm_medium=promo&utm_campaign=0118
Lista Earning and Borrowing Cheat Sheet 🤑 ✔️ Earn APY across BNB, BTCB, stablecoins, and others. ✔️ Lending rates categorized by product: Flexible / Smart Lending / Fixed Term. ✔️ Risk tiers are clearly mapped. Use this to choose the setup that suits your risk & return goals 👇
Lista Earning and Borrowing Cheat Sheet 🤑

✔️ Earn APY across BNB, BTCB, stablecoins, and others.
✔️ Lending rates categorized by product: Flexible / Smart Lending / Fixed Term.
✔️ Risk tiers are clearly mapped.

Use this to choose the setup that suits your risk & return goals 👇
#ListaWeeklyRecap Jan 16, 2026 🗳 **DAO & Governance** We are excited to announce that the **Lista 2026 H1 Roadmap** is now available. In this week's governance updates, **Week 78 veLISTA Rewards** total **~355K $LISTA** with an impressive **38.8% APR**. Additionally, our **RWA Markets** are officially **Live**, featuring **U.S. Treasury Bills & AAA-rated CLOs**. Don't miss the insights from the **CN @binance square AMA** regarding the **Best DeFi Strategies for 2026**. 🏦 **Lista Lending** We have made several adjustments to lending rates: * The **CDP Zone Borrowing Rate** has been **Reduced For All Markets**. * The **Fix-term Borrowing Rate** is also **Reduced**. * Please note that the **lisUSD Rebate** is currently **Paused**. 🌐 **Ecosystem** The **@binance Square Creator** campaign is **Ongoing**! Make sure to **Share your USD1 Earn Strategy** to participate in the reward pool of **116,270 $LISTA**.
#ListaWeeklyRecap Jan 16, 2026

🗳 **DAO & Governance**
We are excited to announce that the **Lista 2026 H1 Roadmap** is now available. In this week's governance updates, **Week 78 veLISTA Rewards** total **~355K $LISTA** with an impressive **38.8% APR**. Additionally, our **RWA Markets** are officially **Live**, featuring **U.S. Treasury Bills & AAA-rated CLOs**. Don't miss the insights from the **CN @binance square AMA** regarding the **Best DeFi Strategies for 2026**.

🏦 **Lista Lending**
We have made several adjustments to lending rates:
* The **CDP Zone Borrowing Rate** has been **Reduced For All Markets**.
* The **Fix-term Borrowing Rate** is also **Reduced**.
* Please note that the **lisUSD Rebate** is currently **Paused**.

🌐 **Ecosystem**
The **@binance Square Creator** campaign is **Ongoing**! Make sure to **Share your USD1 Earn Strategy** to participate in the reward pool of **116,270 $LISTA**.
Reduced borrowing rates for CDP Zone 📉 We have updated our IRR metrics to deliver lower borrowing costs across the Lista CDP ecosystem. **Key Changes:** 🔹 **Borrow Rates:** Rates have been reduced across all supported collateral types. 🔹 **PSM & LSR:** Yields are temporarily lower; however, they will be stabilized with updated emissions starting next week. 🔹 **Fix-term Lending:** Rates have also been reduced to 2.74%. 🔹 **Rebates:** Please note that the lisUSD rebate program is currently paused.
Reduced borrowing rates for CDP Zone 📉

We have updated our IRR metrics to deliver lower borrowing costs across the Lista CDP ecosystem.

**Key Changes:**

🔹 **Borrow Rates:** Rates have been reduced across all supported collateral types.
🔹 **PSM & LSR:** Yields are temporarily lower; however, they will be stabilized with updated emissions starting next week.
🔹 **Fix-term Lending:** Rates have also been reduced to 2.74%.
🔹 **Rebates:** Please note that the lisUSD rebate program is currently paused.
Lista DAO 2026 H1 Roadmap We are excited to share our **Key Product Expansions For H1**: 🔹 **Stableswap Hub**: Featuring @ethereum Deployment & Aggregator Integrations 🔹 **RWA Zone**: Incorporating Corporate Bonds & Expanded Token Utility 🔹 **Onchain Credit Lending System** 🔹 **Prediction Market Based Vaults** View the **Full Roadmap** here: https://blog.lista.org/lista-dao-2026-h1-road-map
Lista DAO 2026 H1 Roadmap

We are excited to share our **Key Product Expansions For H1**:

🔹 **Stableswap Hub**: Featuring @ethereum Deployment & Aggregator Integrations
🔹 **RWA Zone**: Incorporating Corporate Bonds & Expanded Token Utility
🔹 **Onchain Credit Lending System**
🔹 **Prediction Market Based Vaults**

View the **Full Roadmap** here: https://blog.lista.org/lista-dao-2026-h1-road-map
Unlock Earnings with $U 🪙 Leverage your assets by borrowing @UTechStables $U on Lista Lending, then redeploy the funds to secure ~20% APY via HTX Earn. Current borrow markets available on Lista: 🔹 PT-USDe / U: ~1.85% borrow APR 🔹 BNB / U: ~2.11% borrow APR
Unlock Earnings with $U 🪙

Leverage your assets by borrowing @UTechStables $U on Lista Lending, then redeploy the funds to secure ~20% APY via HTX Earn.

Current borrow markets available on Lista:
🔹 PT-USDe / U: ~1.85% borrow APR
🔹 BNB / U: ~2.11% borrow APR
Earning with $U🪙 Borrow $U on Lista Lending and redeploy the funds to earn ~20% APY on HTX Earn. Current borrow markets on Lista: 🔹 PT-USDe / U: ~1.85% borrow APR 🔹 BNB / U: ~2.11% borrow APR
Earning with $U🪙

Borrow $U on Lista Lending and redeploy the funds to earn ~20% APY on HTX Earn.

Current borrow markets on Lista:
🔹 PT-USDe / U: ~1.85% borrow APR
🔹 BNB / U: ~2.11% borrow APR
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