visa

Global payments leader Visa Inc. has deepened its engagement with digital assets by partnering with BVNK, the UK-headquartered stablecoin infrastructure provider, to bring stablecoin funding and payout capabilities into its Visa Direct real-time payment network. This initiative marks a significant step in integrating programmable digital money into mainstream commercial payouts and treasury operations.
Under the expanded collaboration, which builds on Visa Ventures’ strategic investment in BVNK in May 2025, select Visa Direct clients will be able to pre-fund business payouts using stablecoins rather than relying solely on traditional fiat currencies and send payouts directly into recipients’ stablecoin wallets. The underlying goal is to accelerate processing times, enhance liquidity flexibility, and support digital-first payment experiences for corporate use-cases, marketplaces, and gig-economy platforms.
Visa Direct is a global real-time money movement network handling about US $1.7 trillion in transactions annually. Integrating BVNK infrastructure into this network allows transactions funded in stablecoins to settle near instantaneously potentially outside traditional banking hours and be received directly in compatible digital wallets. This shift could materially reduce settlement delays and provide businesses with more choice in how they manage and disburse funds.
Key Benefits and Business Use Cases
Faster cross-border payouts: Stablecoin rails can significantly reduce latency in international disbursements compared to correspondent banking, enhancing global payroll and supplier payments.Flexible funding options: Businesses can choose stablecoin or fiat funding for payouts, while recipients receive digital asset balances directly in wallets.Improved liquidity and settlement: Real-time settlement with blockchain-based assets helps firms optimise cash flow and treasury operations.
This partnership underscores the broader trend of stablecoins transitioning from speculative tokens into foundational payment infrastructure. Industry observers note that major financial institutions and payment networks are increasingly exploring stablecoins for faster settlements, reduced costs, and expanded service offerings for corporate and consumer clients alike.
The rollout will initially focus on markets with strong demand for digital asset payments, with wider global availability expected throughout 2026 as technical deployments mature and regulatory frameworks evolve.
Overall, Visa and BVNK collaboration signals a notable push toward embedding blockchain-native value rails within established financial networks helping bridge traditional payments and emerging digital money ecosystems.

#Stablecoins #VisaDirect #Visa

Visa is rebranding DeFi as ‘onchain finance’ and it wants to build the rails for lending. Not tokens, not loans, the underlying infrastructure. An attempt at reinventing the wheel?
Context in a Nutshell
Visa is transforming by building the plumbing of credit on the blockchain. The multinational payment technology company says it is time to see DeFi through a new lens: onchain finance.
What You Should Know
Visa is rebranding DeFi as “onchain finance”, positioning it as the next wave of programmable credit markets.The company aims to build infrastructure layers, such as APIs, data, and custody bridges, that enable banks and institutions to plug into onchain lending without issuing tokens or underwriting loans.Visa cites more than $670 billion in stablecoin credit issuance since 2020 as evidence that stablecoins have evolved from mere trading tools into a core component of the credit fabric.Examples of existing models include Morpho, Credit Coop, and Huma Finance, all of which are platforms leveraging programmable credit built on stablecoin rails.Visa argues that its brand, compliance track record, and legacy network could bridge the gap between traditional finance and DeFi, making institutional participation less risky.
Why Does This Matter?
This may mark the turning point when DeFi stops being an experiment and becomes a lane institutions must inhabit. Visa’s entry is strategic: it doesn’t need to own the credit risks to own the rails. If banks begin tapping into these onchain rails, the divide between TradFi and crypto infrastructure collapses. That is a tectonic shift.
Visa is keen to reinvent DeFi. It is possible that this is the tech giant's way of taking a seat at the table, but it is clear that big finance is preparing to plug in at scale. The next decade’s winners will build rails, not hype.
#Visa #DeFiLiquidity $BNB

Donald Trump has announced a $1 million “Gold Card”, offering wealthy individuals a fast-track to U.S. residency.
At current prices, that’s about 8.6 BTC.
Would you trade your Bitcoin for a passport?
The move targets global elites looking for mobility — and raises big questions about the future of wealth, borders, and crypto.