我是小伟

In the world of cryptocurrency, we often feel lonely—the late-night candlestick charts and the fluctuations of positions often leave us feeling confused. Banding together for warmth is not as simple as a group of people sitting around shouting slogans and motivating each other. It's more like a quiet companionship: we share insights, gently remind each other of our steps, and together seek that steady path to gold amidst the fluctuations. If you, like me, have experienced growing pains, with little capital left, yet still wish to settle down and cultivate slowly in this field full of possibilities—then come. Follow me, message me, and let's strive forward together. I have no grand promises, only a few simple bottom lines that I hope we can protect for each other:

Hello everyone who has just entered the crypto world. I am B Guard, a steadfast supporter of #BNB. These views are for reference only, based on my personal experiences, and I hope to provide some inspiration for you. As a veteran who has been in the circle for ten years, I have witnessed the ups and downs of the market: from the exuberance of a bull market to the lows of a bear market. This year, I finally 'graduated' from a complete loss. Looking back over the years, I have gradually come to understand some truths. Today, I want to share a few insights with newcomers as someone who has been through it all. Remember, investing carries risks; these suggestions are not a universal formula but rather a cautious approach distilled from my lessons.

Now gold is at 5000 points, BTC is hovering in the range of 8-9.

1. Have a job (or business) that guarantees continuous income.

2. For every income, whether it's one piece or ten thousand, withdraw 20-30% into the investment account.

3. The most important thing is to reasonably allocate the money in the investment account to global assets (currently personally it's gold/S&P/NASDAQ/btc), into non-perishable varieties.

In a bear market, don't be afraid of unrealized losses when buying; in a bull market, don't be afraid of making less profit when selling; maintain dynamic balance.

Unless it's a life-saving situation, not a single cent from this account should be withdrawn.

4. Actively hone a skill, and then use this skill to make money, earning income outside of work (side job, preferably based on personal hobbies).

In the past two days, the RIVER token has experienced significant volatility. On January 21, RIVER opened at $35.89, reaching a daily high of $48.80, with a daily increase of over 23%; on January 22, it continued to rise to $49.32, with a 24-hour increase exceeding 33%, and the market capitalization surpassed $945 million. The price then retreated from its high, closing at $48.17 on January 22, with a cumulative increase of nearly 40% over the two days.

The direct catalyst for this round of increases was Justin Sun's $8 million strategic investment in River, aimed at supporting its deep integration into the TRON ecosystem and the deployment of stablecoin infrastructure. After the announcement, market sentiment quickly heated up, with a large influx of funds into RIVER, driving the price up rapidly.

In the cryptocurrency market, the River ($RIVER) token is experiencing a thrilling bull market frenzy. Since bottoming out at $1.58 in September 2025, the price of $RIVER has skyrocketed, recently breaking historical highs, reaching as high as $47.71, and currently hovering around $48.27, with a staggering 89.7% increase over the past 7 days.
This round of increase is not accidental; on-chain data shows that long positions account for as much as 80%, market sentiment is extremely optimistic, while short sellers are stuck in a quagmire, suffering greatly. The key lies in the 'full' state of the funding rate. From data of mainstream exchanges like Binance, the funding rate for $RIVER perpetual contracts has surged to extreme levels, such as Binance's -2.0000%, which means short sellers must continuously pay high fees to long positions.

Recently, many brothers have been asking how beginners should start investing.

Today, I am sharing my整理 and comparison of several common methods with the brothers, specially creating this chart.

1. Rumors/Insider Information
Trading stocks/cryptocurrencies based on news seems easy, but the risks are extremely high.

The information that reaches you has already changed hands several times, leading to serious distortion, and often you end up buying at a peak.

Emotional exhaustion is immense; it is almost purely a game of luck, and I strongly advise against getting involved.

2. Technical Analysis/Short-term Trading

It requires a lot of time to monitor the market and learn various indicators, and the probability of making money is not stable.

In the wild world of cryptocurrency, River ($RIVER) has surged like a rushing river, rising from a low of $1.58 in September 2025 to a high of $39.63 in January 2026, with an increase of up to 1227%.

However, the price has now fallen back to $21.32, down 9.13% in the last 24 hours, leading the community to question: Is River finished, or is it a golden opportunity for a rebound? What exactly has this journey from 1.5u to 38u experienced? Let’s analyze its underlying logic, cite KOL opinions, and peek into what big moves the project team is planning. River's rise is not merely due to luck; its core lies in an innovative chain-abstract stablecoin system. Traditional DeFi suffers from cross-chain fragmentation, where users must transfer assets via bridges, facing high risks and costs. River, based on LayerZero technology, allows users to deposit BTC, ETH, BNB, or LSTs on one chain and directly mint over-collateralized stablecoin satUSD on another chain (such as Ethereum, Base, BNB Chain, Arbitrum) without the need for bridging or wrapping.

01 World champions are bound to emerge from the best tracks!

Wealth lies in the methods and means of management, not merely in selling labor.
“Wealth is in strategy, not in labor; benefits come from position, not from arduous work.” Profit comes from grasping the industry and trends; wealthy individuals are almost always products of trends.

If you can't make money, it may not be due to laziness, but rather because your choice of industry is not good enough.

The profits of general competitors on the best track will inevitably be better than those of the best competitors on ordinary tracks!

02 “Planning for the lower ranks avoids mistakes, and lifting the masses ensures no delay in effort.”

When there are matters to discuss, the more significant the issue, the more we need to unite the power of the people.

This market fluctuation indeed feels like a roller coaster, with many people getting repeatedly harvested by chasing highs and cutting lows. But the logic of selecting coins is: first grasp the concept → lock in the leaders → collect all the top few in self-selected → wait for BTC to set the pace; this is the survival strategy for long-term players. Especially in the phase of altcoin rotation, the leader may not surge the most, but it often resists declines best, rebounds first, and stabilizes the structure. Why is the leader so stable?
Capital preference: Large funds (institutions, smart money) prefer coins with good liquidity, strong narratives, and robust communities. BTC sets the pace; they accumulate first, and by the time retail investors FOMO follow, it has already risen a bit.

2026’s breakout star explodes! $RIVER surges to a new ATH of $29
How did the Chain Abstraction Revolution ignite the crypto frenzy? The scene has just begun in 2026—crypto is experiencing an epic pump wave: the $RIVER token soared from its year-start low, hitting a new all-time high of $29.17 on January 13 (CoinGecko data), surging over 950% in just two weeks! This isn't just another meme hype—it's a real breakthrough driven by project execution and strong market consensus. As the chain abstraction stablecoin system under @RiverdotInc, RIVER is quietly reshaping the DeFi cross-chain liquidity ecosystem with satUSD at its core. Why has this emerging project conquered the market so quickly at the start of the year? The logic behind it goes far beyond mere price pumps—let’s peel back the layers. First, what exactly is RIVER? River Protocol is a decentralized chain abstraction infrastructure designed to solve the problem of blockchain fragmentation. Traditional DeFi users are often plagued by bridge risks, wrapped assets, and high fees—but River’s Omni-CDP (Omni Collateralized Debt Position) mechanism allows users to collateralize BTC, ETH, or LSTs (Liquid Staking Tokens) on one chain (e.g., Ethereum) and instantly mint native satUSD on another chain (e.g., Base or BNB Chain)—all without bridges, wrapping, or slippage! This enables asset liquidity to flow freely like a river, while users seamlessly earn multi-chain yields. Launched officially in 2025, the protocol’s TVL has soared above $800 million, satUSD circulation exceeds $150 million, and it’s integrated with over 40 protocols (e.g., Morpho, Pendle, Aave), truly turning 'chain abstraction' from a narrative into a practical tool. The direct trigger for the new all-time high was the perfect convergence of multiple catalysts. On January 5, Maelstrom Fund—managed by Arthur Hayes—announced a strategic investment in River to expand Omni-CDP and satUSD issuance. This brought not only capital but also top-tier institutional credibility—Hayes directly tweeted, “Number Go Up!” Shortly after, OKX Perps launched $RIVER perpetual contracts, with 24-hour trading volume surging past $40 million, drawing in leveraged traders. At the same time, TVL jumped from $600 million at the start of the year to $800 million, while satUSD and staking APY remained among the market leaders, attracting a flood of DeFi users. The community-driven New Year Challenge prediction contest further fueled the fire, with over 3,800 participants vying for a prize pool of $2026 RIVER + USDT. X timelines were flooded with memes and visions, pushing the price from $12 to $29. But the deeper logic behind this surge lies in River’s precise targeting of DeFi pain points and its sustainable incentive design. The crypto space is highly fragmented—users’ assets are often stuck on a single chain. River’s chain abstraction logic directly breaks down these barriers: PrimeVault and SmartVault combine collateral flexibility with automated, no-liquidation yield strategies, allowing holders to ‘passively earn’—after collateralization, yields compound automatically with zero liquidation risk. The dynamic airdrop conversion mechanism is also innovative: users can convert River Points (ERC-20 format) into $RIVER anytime within 180 days. Time-locked tokenomics connect user behavior with value, encouraging long-term holding—Points value has already increased 40-fold! Additionally @River4fun

1. Stocks = All-Time High
2. Gold = All-Time High
3. Silver = All-Time High
4. Copper Price = All-Time High
5. Money Market Fund = All-Time High
Everything is hitting all-time highs at the same time.
Global large-cap markets continue to strengthen, everyone is shouting about the second half of the bull market, as if gold is everywhere.
But the more excited the market becomes, the more cautious we should be. Today, let's take a look at how Newton went bankrupt.
The man who discovered gravity, the father of physics, and the greatest scientist in human history—without a doubt.

This genius whose intelligence overshadowed everyone else ended up being a 'sucker' in the stock market, and lost badly.

Yet fewer than 1% of people can make it to the end! #bnb一輩子
1. Why do so many people understand the principles yet still keep falling into the same traps? Because those who live on secondhand experiences and concepts cannot comprehend the struggles of those fighting for their own survival. Principles are other people's blood and tears, not free magic pills.
2. The more desperate the situation, the less you should trust anyone. If someone tells you to sit down, get up and go; if they tell you to leave, run immediately,
You must remember: if something truly good happens, it will never be for you.
3. Anything anyone promises you doesn't count—only what you can control yourself counts. Don't keep believing and expecting things others have promised you. When they fail to deliver, don't hold it against them. Consider whether you can actually take charge when judging whether someone's promise is reliable, rather than blindly trusting based on their status or relationship with you.

The poorer ordinary people are, the more they need to have a clear understanding of money.

In economics, there's a '300,000 deposit rule'—for most people, 300,000 is the ceiling of savings.

This doesn't mean you can only earn that much in your lifetime.

Rather, once your savings reach 300,000, people are most likely to lose their composure, and various 'middle-class scalp harvesters' will target you.

Impulsive spending, blind stock investments, buying air coins recklessly, following trends to buy cars, rushing into opening a business... In the end, after all the折腾, your savings are gone, leaving only a pile of lessons.

This isn't about money—it's a psychological trap.