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The question of whether XRP could surpass Bitcoin returned to the forefront after legal analyst Bill Morgan mentioned a 2013 text by journalist Felix Salmon describing Ripple as a solid alternative to early models of digital money. Morgan stated that the article became hard to find on the internet and that this situation raised doubts about how the history of the sector was preserved. XRP advocates argue that the text reflected a period when many experts believed that Ripple's technology was better suited for real economic use than Bitcoin.

$XRP An XRPL developer has stirred discussion around profit-taking levels well above today’s price, prompting mixed reactions from XRP holders who favor a never-sell approach.
Bird, an XRPL developer, shared on X that he was questioned by several people over why he would consider selling XRP at $27.
👉Key Points
XRPL dev Bird sparked debate after saying he’d sell XRP at $27, challenging the never-sell mindset.
Bird plans to ladder profits at $10, $27, and higher, citing life goals and past regrets.
With XRP near $1.43, some questioned the timing, while others backed profit-taking as risk management.
Many community voices favor selling small portions while holding most XRP for the long term.
👉XRPL Developer Explains His XRP Exit Strategy
According to Bird, taking profits is a deliberate and necessary decision. He said he plans to ladder out of his XRP holdings at $10, $27, and higher targets, stressing that crypto has dominated his life for the past 5 years.
He explained that moving portions of his holdings into cash and RLUSD is about reconnecting with the real world—buying a home, caring for family, and building outside crypto—while still keeping an XRP position.
Bird highlighted that one of his biggest regrets over the years was not taking profits earlier. In his view, securing gains is not betrayal but discipline. The goal is to improve real life, not just watch numbers rise on a screen.

👉XRP Still at $1.43
Meanwhile, as of today, XRP is trading around $1.43, making the idea of selling at $27 feel distant to many holders.
Some community members questioned why selling targets are being discussed when XRP’s price has not yet reclaimed levels like $4 or $10. However, some others saw Bird’s comments as a healthy reminder about risk management.
👉Long-Term Bull, Short-Term Discipline
Community figure Arthur supported the idea of taking profits, even while remaining extremely bullish.
He said taking profits at $10 makes sense, despite his belief that XRP could reach $100 over the next 5–10 years. For him, locking in gains along the way doesn’t contradict long-term conviction.
X user Majiq Mat pointed to recent market behavior as a reason to be cautious. He noted that over the last six months, prices have often retraced. In his view, tiered profit-taking is wise because it can allow investors to buy back tokens later if prices fall again.
👉Selling Small, Holding Big
X user JRBeast shared a more structured approach. He said he plans to sell 10% of his XRP at four different price points, while keeping more than 60% of his holdings for the long term.
This strategy would allow him to more than triple his initial investment while still maintaining a large XRP position.
Another commentator, Saint Street, echoed this view, saying there’s nothing wrong with holding 80% of XRP indefinitely while taking profits on the remaining 20% or any ratio that suits an individual’s goals.

👉Yield Could Change the Equation
Meanwhile, user @naivetyisbliss introduced another angle, asking whether yield-based services could reduce the need to sell.
He suggested that holding 10,000 XRP at $25 and earning a 3% annual return could be appealing, adding that higher price levels, around $50 and above, might be even more compelling for long-term holders.

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Ripple will provide an XRP ecosystem update of tremendous proportions this week. In the Ripple 2026 adoption roadmap, which will finally be unveiled by Ripple executives on February 11, 2026, in X Spaces, the long-awaited 2026 adoption roadmap is mentioned. The event will start with a provocative theme: The Era of $XRP in Capital Markets delivered by the CEO Brad Garlinghouse. The framing in itself indicates the plan by Ripple to make XRP the centre stage of controlled financial infrastructure.

BREAKING: XRP COMMUNITY TO RECEIVE 2026 ADOPTION ROADMAP THIS WEEK– @Ripple CEO @bgarlinghouse opening with "The Era of $XRP in Capital Markets"– RippleX team revealing what's live and what's next for XRPL– Key topics: smart contracts, ZK proofs for privacy,… https://t.co/xOLoq1WCbD pic.twitter.com/63eFhcHGje

— BSCN (@BSCNews) February 8, 2026

RippleX to Demo Future of XRPL.

Coupled with the comments of Garlinghouse, the RippleX development team will decrypt what is already being executed on the XRP Ledger and what upgrades it follows next. It is anticipated that the roadmap will show activities in the area of smart contracts and increased developer tooling, as well as significant protocol improvements. The purpose of these updates is to bring XRPL closer to competing with other Layer-1 networks and maintain the main advantages of an XRPL, which is speed, low fees, and reliability.

Among the hype topics, one can mention the emergence of zero-knowledge (ZK) proofs. By using this technology, privacy preserving transactions would be possible, yet the technologies would be within the regulatory frameworks. Ripple has been trending towards privacy as an institutional adoption need, but not retail speculation. Together with smart contracts, ZK proofs may open up payments, tokenizing assets, and enterprise finance.

Roadmap Focuses on Regulated Finance and Cross-Chain Liquidity

Reportedly, the 2026 roadmap focuses on regulated financial products, wrapped assets and cross-chain liquidity. This is announced during a significant market activity. Even on broader market pullbacks, XRP has been noted to receive over $45 million of weekly ETF inflows. Analysts, such as Standard Chartered, have estimated that XRP will be worth over $8 by end 2026 due to regulatory clarity, ETF demand and increased usage of tokenized assets. Although they are only speculative, they help to highlight the fresh institutional interest in XRP.

Why This Week Matters for the XRP Ecosystem

The future roadmap by Ripple can be a turning point. It links vision with specific technical advancement on a long-term basis. Ripple is indicating that the next step of XRP does not involve hype and instead is utility at scale by aligning XRPL upgrades with capital markets, compliance, and privacy. This roadmap, when presented in a clear way, would transform the perception of institutions as well as the market about XRP into 2026.

The post “The Era of XRP in Capital Markets” — Ripple Drops Major 2026 Roadmap This Week appeared first on Coinfomania.

IT MUST BE A TRAP
$XRP
A lot has been said about #xrp and despite #ETFs his name has gained value, and rightly so because the existence of an ETF for this crypto asset gives it greater confidence and prestige compared to other projects. However, despite being sent to the moon, its price has fallen quite a bit without mentioning percentages; it is obvious after the overall market decline.
It is important to look at some aspects: one is its popularity and constant free advertising that holders do about its near future, and on the other hand, what some indicators show.