TermMax is a DeFi protocol for Fixed-Interest-Rate + Fixed-Term lending/borrowing (often called a “lending version of AMM / on-chain fixed-income protocol”). It was incubated by the Term Structure team, launched on the mainnet in 2025, and investors include HashKey Capital, Cumberland DRW, and others. Core positioning Traditional Aave / Compound use floating interest rates—borrow what you take and repay it based on how the market moves. TermMax does the opposite: when you borrow, it locks in the interest rate and the maturity date—like buying a zero-coupon bond. Lenders discount-buy the FT and redeem at face value at maturity; borrowers over-collateralize to borrow and repay a fixed amount at maturity.
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Live stream or create content for Tiktok, Twitch, Youtube, etc.
🛠 HoloWorld is just getting started!
Holoworld AI has built a complete product ecosystem around 'virtual characters + AI + Web3', core products include:
Ava Studio: A one-stop AI video creation platform, integrating text-to-video, 3D model generation, multimodal interaction (video/audio/music), etc., supporting creators to generate movie-quality content through natural language commands without switching between multiple tools. Its advantage lies in the 'one-stop' experience (such as directly generating TikTok videos ready for publishing), distinguishing it from single model tools like Runway and Pika.
Agent Creator: A no-code agent generation tool that allows users to customize the personality, knowledge base, appearance (such as clothing, props), and behavioral logic of virtual IPs, quickly creating AI agents with autonomous interaction capabilities (such as virtual anchors, brand ambassadors).
HoloLaunch: AI-native Launchpad, providing full-link support for Web2/IP (such as Japanese virtual person Mirai) and Web3 teams in 'narrative design, marketing, and product release', helping projects enter Web3 through tokenization and community building, addressing the pain points of traditional IPs 'difficult to go on-chain, slow to grow'. $BNB Hologram Extension: An early product that allows NFT holders to use NFTs as virtual avatars on video platforms like Google Meet, Zoom, etc., beginning the exploration of 'NFT + virtual identity'. #HoloworldAI $HOLO @HoloworldAI