财经少华

Today, my exclusive chat room has opened, welcome everyone to my chat room, there are surprises every day! 币安王牌KOL少华

For four consecutive weeks, the third place on the Alcoin V ranking list has changed again and again.

Only the world's richest man Musk ranked first and I ranked second have not changed.

I have really become the second place for a thousand years😍😂😅🤭😁

The Top 10 Highest-Paying Professions in China

What year did you buy your house? With today’s housing prices, it makes people only be forced to bitterly laugh—yet they’re laughing so miserably. Prices have already dropped to this state. Will they fall further? Would you still dare to buy a house? I really don’t know.
What year did you buy your house? The time you bought it, and your day-to-day life experience today—between different people, the gap is truly enormous. Besides the veteran comrades who were lucky enough to buy welfare housing during the unit-led housing reform, everyone else who bought commercial housing has had their own share of sour, sweet, and bitter experiences.

In the market, everyone is looking for winning strategies, but over the long run, the real gap is usually created by a few simple behavior rules. These guidelines won’t make us win every battle, but they can help us avoid a lot of detours.

Behavior rules traders should stick to:

1. Don’t make trades without a plan—reject impulsive decisions.

2. Don’t exceed the limits of your own risk tolerance.

3. It’s okay to make judgment errors, but don’t allow unlimited, bottomless leniency.

4. Regularly review your past actions—don’t keep falling into the same traps.
5. Know how to wait in cash/with no position; sometimes doing nothing is also a choice.

It’s not hard to understand these principles—the challenge is remembering to hold to them every time the market fluctuates.

Trading is all about waiting—using time to create space. Do you agree?

How much savings income can you live off and just lie flat?

Savings 100,000: annual interest 1,550, monthly interest 1,292
Savings 200,000: annual interest 3,100, monthly interest 2,583
Savings 300,000: annual interest 4,650, monthly interest 3,884
Savings 500,000: annual interest 7,750, monthly interest 6,465
Savings 1,000,000: annual interest 15,500, monthly interest 12,926
Savings 1,500,000: annual interest 23,250, monthly interest 19,387
Savings 2,000,000: annual interest 31,000, monthly interest 25,838
Savings 3,000,000: annual interest 46,500, monthly interest 38,759
Savings 5,000,000: annual interest 77,500, monthly interest 645810
Savings 10,000,000: annual interest 155,000, monthly interest 12,920

Having one million in savings but still can’t truly lie flat—where exactly is the problem? If you have one million, your monthly interest is only 1,292—this is still assuming a high rate. It doesn’t even cover rent, let alone food and daily living.

In the past, I always thought having one million would be enough to lie flat. Now I’ve figured out the truth: you can’t lie flat at all. It’s simply not possible.

If you want to live on interest alone, don’t even think about it unless you have three or five million.

The issue is that three or five million is harder to reach than climbing to heaven for ordinary people.

So don’t daydream. Work if you have to work; do your grind if you have to grind. Having more savings just makes life a little more comfortable—it’s still a long way from lying flat.

For ordinary hardworking people, you’d better be honest and keep working～

Wishing all my friends a Happy Mid-Autumn Festival and a blissful family life.

Made money with HYPE with a sell-side position (short position). Congrats to the friends who followed along.

Tonight's strategy order profit

The strategy orders I provided today are all profitable—congratulations to the partners who followed along. Follow me; every day I’ll bring strategies to help everyone make money.

After the release of CPI data, Bitcoin investors remain cautious, with diverging confidence between buyers and sellers

This week, Bitcoin has been caught between sustained buying and short-term cautious sentiment.

The U.S. CPI overall met expectations, but core inflation on a monthly basis came in above forecasts, intensifying worries about rising interest rates. After the data was released, BTC fell to about $76,700, rebounded to around $80,000, and then slipped back to the $77,000 range. The deeper issue lies in the gap between long-term demand and near-term selling pressure. U.S. spot Bitcoin ETFs have seen three consecutive weeks of net inflows, and companies and long-term investors have continued accumulating. However, spot demand has been weak: Binance’s BTC reserves hit a two-year high, derivatives selling pressure has increased, and positions have not declined sufficiently. Investors have shifted from chasing FOMO to avoiding losses. Stablecoin liquidity and signs of Coinbase buying suggest demand has not disappeared, but buyer and seller confidence remains split. The macro environment is still dominant; rising oil prices, elevated bond yields, and inflation concerns may constrain additional liquidity.

Next Week’s Macroeconomic Outlook: Three Major Central Banks from the US, Japan, and the UK Take the Stage—Fed Hike Odds Climb to Nearly 90%

In a week of trading as oil prices return to $100 and inflation expectations once again rise, three main threads have been moving global assets: the Fed’s rate-hike pricing, Middle East supply risks, and yields on the long end of the curve.

This week, the US released the August PPI and August CPI data in succession. Among them, the year-over-year PPI rose to 5.4%, higher than the market expectation of 5.3%. CPI year-over-year was 3.4%, in line with expectations and unchanged from July. However, core CPI rose 0.3% month over month, exceeding expectations of 0.2%. After the data was released, the interest rate swap market’s pricing for a Fed rate hike next week jumped rapidly to about 90%, up from 69% before the data came out. The market has even fully priced in two rate hikes for later this year. However, after Friday’s CPI release, all three major indices finished up by about 1%, ending a four-day streak of declines.

Here are the key points that the market will focus on in the new week (all times are Beijing time):

Tuesday 20:30: US September New York Fed manufacturing index, US August import price index (month over month), Canada July wholesale sales (month over month).
Wednesday 17:00: Eurozone July industrial production (month over month).
Wednesday 20:30: US August retail sales (month over month), US August core retail sales (month over month).
Wednesday 22:00: US July business inventories (month over month), US September NAHB housing market index.
Thursday 02:00: The Fed FOMC releases its interest-rate decision and Summary of Economic Projections.
Thursday 02:30: Fed Chair Waller holds a press conference on monetary policy.
Thursday 17:00: Eurozone August CPI (year-over-year final reading), Eurozone August core CPI (year-over-year final reading).
Thursday 19:00: The Bank of England announces its interest-rate decision.
Thursday 20:30: Initial jobless claims for the week ending September 12 in the US, US August housing starts (annualized), US August building permits (total), US September Philadelphia Fed manufacturing index.
Friday 11:00: The Bank of Japan announces its interest-rate decision.
Friday 16:00: Eurozone July current account (seasonally adjusted).
Friday 21:15: US August industrial production (month over month).
Friday 21:15: US August Conference Board Leading Economic Indicators (month over month).

People say a sign of someone’s loneliness is going to the supermarket alone, watching a movie alone, and eating hot pot alone. Compared with this checklist, I ended up not ticking a single item.
It’s not that I keep away from loneliness; it’s just that my loneliness has never lived in these lively yet routine scenes.
While others get off work and go to the supermarket—picking fresh fruits and vegetables, thinking about what to eat tonight—I sit in front of a screen, watching the chart’s ups and downs, weighing my positions again and again in my mind. When friends gather around a table for hot pot, chatting about the small stuff in life under rising steam, I keep my attention on the market, thinking about when it would be a good time to add to my holdings. Others’ leisure goes to bonfires and human warmth; most of my free time is handed over to price charts with unpredictable fluctuations.
People around me find it hard to understand this feeling. To others, I’m just quietly sitting there—but only I know my emotions rise and fall with the screen. When my account goes up, I briefly feel full of hope. Once a wave of red fills my view, my heart sinks again. This kind of loneliness isn’t that I lack company; it’s that no one can truly empathize with the waiting.
Other people’s loneliness is the absence of someone to go with them. My loneliness is the coin that travels with me—yet it keeps refusing to bring me returns.
In countless quiet moments, I silently hope for my account. It’s not really greed for sudden wealth; I just hope to break even. During the long wait, watching the numbers of profit and loss tug back and forth, I learn to get used to the ups and downs of the chart—and gradually, I also learn to live with the trader’s loneliness that belongs exclusively to me.
Sometimes I even joke with myself: when will the account finally get back to break-even? Maybe that’s when this loneliness comes to an end.
But I’ve also slowly come to understand that investing is, by nature, a form of solitary self-discipline. Price movements are something you alone must endure; decisions are something you alone must take responsibility for. The market won’t turn for the better just because you’re hopeful, and your account won’t flip from loss to profit just because you’re anxious.
The loneliness hidden in the K-line is day after day of waiting and torment. I’m waiting for that one rebound, for the moment to get back to even—and also for the outcome that belongs to me within this long period of practice.