MC Alexandre de Moraes

31 de dezembro de 2025, último dia do ano isso mostra que mesmo tendo muitos altos e baixos chegamos até aqui vivos e inteiros, um conselho aos jovens de hoje em dia: faça a sua parte, corra pelo certo e esteja sempre em comunhão com Deus! Desejo que 2026 seja um ano excelente para nós todos 🗿🍷

2026 is already here and you are keeping an eye on the market movements for the future 🤑📈 or are you hesitating in doubt 🤔. After all, have you made your choice of which will be your favorite crypto of 2026 🥴 #BTC #Ethereum

By 2026, Pix will undergo a phase of
massification of new technologies launched in 2025 and a tightening of security and traceability rules to combat fraud. 

The main confirmed changes and trends for 2026 include: 

1. Massification of Pix by Proximity 

After the gradual rollout that began in February 2025, Pix by proximity is expected to achieve full scale in physical retail by 2026. The goal is to make the payment experience identical to that of credit/debit cards at terminals, eliminating the need to open the bank's app and scan a QR Code. 

2. Consolidation of Automatic Pix 

Launched on June 16, 2025, Automatic Pix will be a consolidated alternative to traditional direct debit in 2026. It will allow for recurring bill payments (electricity, water, tuition, condos) with greater control for consumers and lower costs for businesses. 

3. Installment Pix (under definition) 

Although expected by the end of 2025, the official Installment Pix (standardized by the Central Bank) may see its use expanded in 2026 as a strategic credit alternative for those without credit cards. This option will allow for splitting purchases directly through the Pix platform. 

4. Enhanced Security and Traceability 

Combat to "orange accounts": The Central Bank will deepen the rules of the Special Return Mechanism (MED), allowing for tracking money through multiple layers of intermediary accounts used by fraudsters.

Standardized Identification: Starting in February 2026, all banks will be required to follow a standard for statements regarding fraud refunds, detailing the reason and the original transaction. 

5. Inspection and Taxes (What is Fact vs. Rumor) 

Rumors of Taxation: It is false that the government created new specific taxes for Pix in 2026 for individuals. Common transfers between individuals remain free.

In your opinion, do you: Approve or disapprove of the Molusco government and a potential reelection?

This is Brazil where the true culprits remain free and the innocent are unjustly imprisoned.

It will be a memorable day gentlemen 🗿🍷

The tax exemption on gains from cryptocurrency sales of up to R$ 35 per month will end on January 1, 2026. From that date, all profitable transactions will be taxed. #BTC #Ethereum #solana #xrp

Every end of the month something good chases me wanting to take my salary away 😅😂😂 $BTC

Historical Appreciation: The year 2025 was marked by successive records, with gold appreciating more than 60% throughout the year due to geopolitical tensions and global economic uncertainties.

#GOLD #memecoins #altcoinseason

Who has never felt this way 😅😂😂 #BTC #MEME

Look at the naughty one at 01:15 in the morning going up without using viagra 😂😂😂 #BTC #hold

Keep making the L because love only increases 👌🏻

If Bitcoin rises, it will bring a lot of joy to those buying in this range of 90k

tranquility you need to have now, I have more than 2 thousand in losses. I won't sell anymore, I paused purchases until I see the next market movements.