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Ripple has established partnerships with over 300 banks and financial institutions across more than 45 countries to modernize cross-border payments. These collaborations primarily utilize RippleNet, a decentralized network that offers real-time messaging and settlement as a faster alternative to traditional systems like SWIFT. Key Strategic Partnerships Mastercard: Mastercard is partnering with Ripple, Gemini, and WebBank. They are integrating the RLUSD stablecoin into credit card transactions. This will allow purchases made with Gemini-branded cards to settle on the XRP Ledger (XRPL).TJM Investments: Ripple expanded its partnership and invested in TJM. This is to improve institutional trade execution and clearing services, including future expansion into digital assets.Thunes: An expanded partnership integrates Thunes' Direct Global Network with Ripple’s infrastructure. This is to improve real-time payout reach in over 130 countries.SBI Holdings: A long-term partner through the SBI Ripple Asia joint venture. They are exploring XRP-based yield products and Japanese yen-denominated stablecoins.DBS Bank & Franklin Templeton: They are collaborating to list tokenized money market funds alongside Ripple’s RLUSD stablecoin for institutional trading. Major Banking Partners Many institutions use Ripple's technology for real-time settlements: Santander (One Pay FX): Uses RippleNet for international retail payment apps in the UK, Spain, Brazil, and Mexico.PNC Bank: The first major U.S. bank to join RippleNet for real-time cross-border payments.Standard Chartered: A strategic investor and partner using RippleNet for streamlined international settlements.American Express: Collaborates with Ripple and Santander to facilitate real-time B2B payments between the U.S. and UK.Bank of America: Confirmed to be piloting Ripple's rails for enhanced payment systems. Other Notable Collaborations Remittance: Partners like Onafriq (Africa), Tranglo (Southeast Asia), and i-payout use Ripple to power low-cost, instant money transfers.Tech & Academic: Amazon Web Services (AWS) provides cloud infrastructure support for RippleNet. Ripple also supports academic initiatives like the Lab for Inclusive Fintech (LIFT) at UC Berkeley.Stablecoin Distribution: Exchanges and fintechs such as Uphold, Bitso, MoonPay, and OpenPayd are key partners for the distribution and infrastructure of the RLUSD stablecoin. "SHARING IS CARING" Disclaimers:Info and knowledge sharing.Not a financial advice. DO YOUR OWN RESEARCH.(DYOR) #Ripple #Xrp🔥🔥 #RippleXRP #XRPArmy #XRPCommunity $XRP
$BTC K33 Research: Strong Bitcoin Fundamentals but Price Performance Lags, Large-Scale Selling by Early Holders
ChainCatcher message, K33 Research released the 2025 annual report on the cryptocurrency market, indicating that despite Bitcoin's fundamentals reaching an all-time high, its price performance lags behind other major asset classes.
The report shows that the U.S. government has established a strategic Bitcoin reserve, with national pension allocations in Abu Dhabi and Luxembourg investing 1-3% of funds in Bitcoin, and Harvard University making similar allocations in its substantial endowment fund. Meanwhile, since January 2024, over 20% of Bitcoin UTXOs older than two years have been activated, indicating large-scale selling by early holders. Analysts believe this is both a natural behavior for profit-taking and a response to Bitcoin's gradual integration into the traditional financial system.
Despite the market experiencing adjustments, the report holds a 'constructively bullish' view for 2026, arguing that the divergence between current prices and fundamentals creates investment opportunities, especially in the context of a new U.S. government potentially adopting a more accommodative monetary policy.