First of all, welcome to friends who are new to the crypto community and already old wolves, crypto assets are very volatile and can cause serious gains or serious losses. Those who are considering entering this sector by taking out a loan or borrowing money should manage their portfolio well so that they do not face extra disadvantageous situations. We are currently in a bear market. It is a bull time. I recommend reading and researching the general whitepaper of the coins you have, including their project, supply, social media recognition and agreements with institutions and organizations. Even though the coins called shit have made good profits from time to time, they are not safe. It is important to make a basket of the portfolio. It will be in your favor not to invest all the savings in 1 or 2 coins. Also, I will share some projects that I think will rise well during the bull season, stay safe.