Save the cardholders! Bank of America considers launching a credit card with a 10% interest rate cap, echoing Trump's call.
President Trump recently called for a cap on credit card interest rates to be set at 10% for one year, which has sparked strong opposition from banking industry figures such as JPMorgan Chase, but some banks have expressed support for Trump's policy in the face of headwinds. Sources revealed that Bank of America is considering launching a new credit card with an interest rate cap of 10%.
Reports suggest that Bank of America is considering launching a credit card with a 10% interest rate cap.
A source revealed to NBC News on Thursday that Bank of America is considering whether to launch a credit card with an interest rate cap of 10%, echoing President Trump's recent call for banks to set a universal interest rate cap on credit cards at 10% for a one-year policy.
Concerns about Clawdbot's cybersecurity: SlowMist warns of API and private message leakage risks, Brave suggests 7 ways to reduce risks
After Clawdbot went viral, SlowMist warned of cybersecurity risks.
The open-source AI assistant tool Clawdbot, which has recently gone viral on platform X (formerly Twitter), has caused a stir in the tech community, but the potential cybersecurity risks have also raised concerns.
Blockchain security company SlowMist pointed out earlier today (1/27) that there are serious exposure risks with the Clawdbot gateway, and hundreds of unauthenticated instances have been found publicly visible online.
SlowMist stated that vulnerabilities in the Clawdbot gateway could lead to a massive leak of sensitive information, including Anthropic API keys, Telegram bot tokens, Slack OAuth credentials, and user private chat logs spanning several months.
US Blizzard Devastates Power Grid! Bitcoin Mines Experience Blackouts, Network Hash Rate Temporarily Evaporates 200EH/s
The blizzard swept across the entire United States, with mining hash rate dropping by about 10% in a single day.
A large-scale winter storm spanning the southern, midwestern, and northeastern United States has recently caused severe impacts on the local power grid, which has also affected global Bitcoin mining operations. On-chain data shows that the overall Bitcoin network hash rate dropped by about 10% in a short period, equivalent to approximately 200 EH/s of computational power temporarily going offline, marking a rare real-time stress test in recent years.
Hash rate represents the computational resources required to maintain blockchain operation and transaction processing. When the hash rate suddenly drops, the block production speed will temporarily slow down until the next difficulty adjustment mechanism takes effect, affecting the network's processing capacity. During this event, the average block time increased from about 10 minutes to over 12 minutes, indicating a significant decline in the network's real-time throughput capacity.
Grok generates over 20,000 child sexual images in 11 days! The EU initiates an investigation, with a maximum fine of 6% of annual revenue
Regulatory iron fist strikes again! The EU officially launches a DSA compliance investigation against platform X
According to (BBC) reports, the European Commission announced on January 26 that it has officially initiated legal proceedings against billionaire Elon Musk's social media platform X. The core trigger for this action is the platform's built-in artificial intelligence chatbot Grok, which is accused of generating millions of unauthorized deepfake sexual images in a very short time, some of which even involve inappropriate content related to minors.
Image source: Europa The European Commission announced that it has officially initiated legal proceedings against billionaire Elon Musk's social media platform X
Revolut abandons bank acquisition! Turns to apply for an independent bank license to accelerate its advance into the US
Abandoning the acquisition of old cases, Revolut turns to seek a 'De Novo' independent bank license
UK-based fintech giant Revolut is officially adjusting its expansion blueprint in the US market. According to insiders, this unicorn company, valued at 75 billion, has decided to abandon its original plan to quickly enter the US market through the acquisition of local banks.
Instead, Revolut has applied to the Office of the Comptroller of the Currency (OCC) for a brand new 'De Novo' bank license, which is a national banking charter designed specifically for newly established banks. In early strategic assessments, the company considered directly acquiring a licensed local lending institution around August 2025, hoping to quickly obtain the qualifications to operate in all 50 states, thus shortening the market entry cycle.
CZ: I will not return to Binance, both CEOs are capable! And predicts that Bitcoin will welcome a super cycle this year
CZ clearly stated: I will not return to Binance
After U.S. President Trump pardoned Binance co-founder Zhao Changpeng (CZ), there have been multiple rumors in the market that he would return to lead Binance. However, CZ recently stated in an interview on (CNBC) program (Squawk Box) that he has no plans to return to Binance, despite the previous restrictions being fully lifted.
CZ admitted that he pleaded guilty to anti-money laundering compliance issues in November 2023 and resigned as CEO, subsequently serving four months in prison, which forced him to leave the company he co-founded, and at that moment, it truly made him feel painful.
Clawdbot causes Mac minis to sell out! Comparing with Claude Code, which AI assistant is stronger?
Recently, the Wall Street Journal praised Anthropic's Claude and its accompanying desktop tool Claude Code, describing its reasoning and programming capabilities as reaching astonishing levels. On the other hand, a community-driven open-source AI assistant Clawdbot has triggered a more concrete chain reaction: Mac minis have been sold out because too many people are buying them directly to use as AI servers.
For Taiwanese people, the most familiar affirmation is being able to build their own 24/7 AI assistant on LINE, which only takes 30 minutes.
What is Clawdbot? A simple 5-step installation guide: A must-read cybersecurity setup guide before use.
South Korea's third-largest exchange Coinone has been losing money for years! Rumors say they want to sell part of their shares, is Coinbase the buyer?
According to South Korean media reports, Cha Myung-hoon, the major shareholder and chairman of South Korea's third-largest cryptocurrency exchange Coinone, is currently evaluating the sale of a portion of his shares and is simultaneously discussing strategic investments and cooperation possibilities with several overseas exchanges and local financial institutions.
South Korea's third-largest exchange Coinone has been losing money for years, and the first and second-largest shareholders are seeking to divest.
It is reported that Cha Myung-hoon currently holds a total of 53.44% of the shares, which includes 19.14% directly held by him and 3.43% held through his personal company The One Group, while the rest are related party holdings. Discussions regarding the transfer of a portion of the shares have recently begun. Coinone has confirmed that it is indeed in talks with overseas exchanges and domestic financial institutions regarding equity investments and business cooperation, but emphasized that specific transaction structures have not yet been finalized.
Detailed explanation of Grayscale Ethereum Fund ETHE: Is it a lazy way to earn money? How does it differ from directly staking ETH?
Grayscale launched the Ethereum ETHE Trust Fund, providing investors with an additional channel to participate in the ETH market. However, how does investing through the trust fund compare to directly purchasing ETH for staking in terms of structure, returns, and risks? Which method is more suitable for oneself? This article compares the differences between 'directly holding ETH' and 'investing in the Grayscale Ethereum ETHE Trust Fund' from three perspectives: product design, sources of returns, and risk conditions, to assist investors in making a reference.
Image source: Grayscale
What is Grayscale ETHE? How to generate staking rewards?
According to the official announcement, the Grayscale Ethereum Trust ETF (ETHE) has been renamed to the Grayscale Ethereum Staking ETF, providing investment opportunities in Ethereum through third-party brokerage accounts (such as Robinhood, Fidelity, Interactive Broker, and other exchanges) and allocating accumulated staking rewards to investors. This fund is the first exchange-traded product for Ethereum that allocates staking rewards, and it is not registered under the Investment Company Act of 1940 (commonly referred to as the 40 Act), thus it is not subject to the same regulations and protections as ETFs and mutual funds registered under the 40 Act. Investment involves risks, including the potential loss of principal. Staking rewards are not guaranteed.
The market value of stablecoins has shrunk! Funds are fleeing to gold, and the next 30 days will determine whether Bitcoin enters a bear market.
The market value of stablecoins has shrunk, and market funds are fleeing to gold.
Recently, the precious metals market has risen sharply, while the cryptocurrency market is like a stagnant pond. The blockchain analysis platform Santiment has observed clues from the data, as in the last 10 days, the total market value of stablecoins has significantly decreased by 2.24 billion dollars, which indicates that funds are gradually withdrawing from the cryptocurrency ecosystem, potentially delaying the market's recovery timeline.
Santiment pointed out that most of the outflowing funds have already shifted to traditional safe-haven assets such as gold and silver, driving precious metal prices to new highs, while Bitcoin, the overall cryptocurrency market, and the market value of stablecoins have shown a correction.
Japan follows Hong Kong! Cryptocurrency ETFs expected to be approved by 2028, with Nomura and SBI likely to lead the way
According to (Nikkei Asia) reports, Japan is expected to welcome its first cryptocurrency ETFs by 2028. The report indicates that the traditionally conservative Financial Services Agency (FSA) of Japan is planning to include cryptocurrencies in the category of investable assets for ETFs, while also implementing stricter investor protection measures.
(Nikkei Asia) points out that Japan's two major financial giants—Nomura Holdings and SBI Holdings—are expected to be the first to launch cryptocurrency ETFs on the Tokyo Stock Exchange (TSE).
This move by Japan is clearly inspired by the tremendous success of the U.S. cryptocurrency ETF market. Since its launch, the U.S. Bitcoin spot ETF has shown impressive capital attraction, with its net asset size reaching $115.8 billion, accounting for about 6.5% of Bitcoin's total market value.
Gold surges to $5,100, reaching a new high! Tokenized gold market value soars, but XAUT's market share falls to 50%
Gold breaks through $5,100, aiming for $6,000
Gold prices broke above $5,100 per ounce on Monday, US time, setting a new historical high. This surge mainly reflects the structural rise in global geopolitical risks, including the escalating tensions from Greenland and Venezuela to the Middle East, further reinforcing gold's role as a safe-haven asset.
Regarding the future of gold prices, Societe Generale predicts that gold will reach $6,000 per ounce by the end of this year, emphasizing that this may only be a conservative estimate, with further potential for increases in the future; meanwhile, Morgan Stanley also stated that this surge may continue, providing a target price of $5,700 per ounce.
Can Bitcoin also provide monthly dividends? BlackRock applies for Bitcoin income ETF to create monthly cash flow
Transitioning from price tracking to asset utility, BlackRock officially submitted the BITP application documents
The world's largest asset management company BlackRock is once again leading the wave of financialization of digital assets. According to the latest disclosed regulatory documents, BlackRock submitted an S-1 registration statement to the U.S. Securities and Exchange Commission (SEC) on January 23, 2026, planning to launch a new investment tool called 'iShares Bitcoin Premium Income ETF' (tentatively coded as BITP). This is taking the cryptocurrency ETF market from simple price tracking to a new stage pursuing 'asset utility' and 'stable cash flow.' Since the approval of the Bitcoin spot ETF in early 2024, BlackRock's IBIT has become the market leader, with its assets under management (AUM) surpassing 70.24 billion by mid-January 2026, firmly holding the top spot in the global digital asset ETP market.
Hideo Kojima: The plot of Metal Gear Solid 2 is not an AI prophecy, but a future I do not want to see
Hideo Kojima clarifies: Metal Gear Solid 2 is not about AI prophecy
(Metal Gear Solid 2: Sons of Liberty) is often regarded as a classic game predicting the AI era, but that's not the truth. Producer Hideo Kojima recently clarified on WIRED that Metal Gear Solid 2 is not about AI, but about the digital society.
During the program, a fan asked Hideo Kojima: "The idea of AI ruling society seems to be gradually becoming a reality. Metal Gear Solid 2 was seen as a work touching on this issue at the time; did you predict that this era would come?"
UBS plans to open crypto investments! Top private clients first, directly buying and selling Bitcoin and Ethereum
UBS enters the digital asset space, targeting Switzerland's top private banking clients
According to a report by Bloomberg, UBS Group AG, the world's largest wealth management institution, is planning to launch cryptocurrency trading services for some of its private banking clients. The Swiss banking giant currently manages assets totaling up to $4.7 trillion to $6.6 trillion. According to informed sources, UBS has conducted months of internal discussions regarding this proposal and is in the process of selecting external partners to establish a comprehensive trading and custody process.
Nifty Gateway announces shutdown in February! Once a representative of the NFT wave, it will now officially come to an end.
From peak to exit, the old NFT platform officially enters the countdown
Once regarded as one of the representatives of the NFT wave, Nifty Gateway officially announced on Saturday (1/24) that the platform will cease operations entirely on February 23, 2026. The platform has already entered 'withdrawal only' mode, and users can no longer conduct transactions or list works, only transferring NFTs, Ether ($ETH), or dollar assets from their accounts before the deadline.
According to the official announcement, users can choose to transfer assets to their Gemini exchange accounts or withdraw directly to their bank accounts via Stripe. The platform has also displayed a shutdown notice on its homepage and has been sending emails to remind users still holding assets to complete the transfer process as soon as possible to avoid facing processing risks after the deadline.
Rumors that cold wallet maker Ledger is going public in the U.S.! Earliest listing in 2026, valuation at $4 billion
Hardware wallet manufacturer Ledger is reported to be evaluating the possibility of an initial public offering (IPO), with the NYSE New York Stock Exchange listed as a potential listing location. If the plan goes ahead, the company's valuation could reach $4 billion, but the related timeline and arrangements are still undecided.
Could go public as early as 2026? Ledger is still in the preliminary planning stage.
According to reports from the Financial Times citing informed sources, Ledger is assessing the feasibility of an IPO on the New York Stock Exchange, which could be completed as early as late 2026. Currently, the related planning is still in the preliminary discussion stage, and the listing schedule, location, and structure may change due to market conditions or adjustments in company strategy. A final decision has not yet been made. Ledger has not publicly responded to specific details.
Blockchain will not forget! A recording exposes nearly 100 million suspicious fund flows, ZachXBT uncovers a mysterious hacker
Showing off becomes a flaw, private recording reveals evidence of wallet control
On-chain investigator ZachXBT revealed last Friday (1/23) a major cryptocurrency fund flow event exposed due to a 'showing off mistake'. The incident was triggered by a leaked private recording from the end of 2025, which showed a threat actor claiming to be 'John' arguing with another hacker in a group chat and engaging in so-called 'band for band' asset comparison behavior. During the process, John directly shared his screen, displaying the real-time balances of multiple cryptocurrency wallets, effectively providing evidence of wallet control.