加密城市 Crypto City

As a founder, the most sincere and practical entrepreneurial sharing I have seen in the past year: Do not adopt lean startup.

Recently, I have mainly been working on two things:

Exploring and actively using a large number of AI products to understand the real capabilities that AI adds for entrepreneurs without a coding background, as well as the current limits of AI tools. I have built a complete AI workflow and independently launched a SaaS product that has even started earning money, which is currently in limited use. I plan to introduce it to everyone in a few days.

A complete summary of the entrepreneurial insights and lessons learned over the past year. I have整理出來 the entrepreneurial principles I hope to always follow and the pitfalls I can try to avoid in the future.

Deep Tide Guide: The Guardian's investigative report reveals a rapidly growing gray industry: thousands of people around the world are earning AI training fees by selling their voices, faces, call recordings, and daily videos. This is not a vague discussion about privacy controversies, but an investigation with real people, real amounts, and real consequences—an actor who sold his face later saw 'himself' promoting an unknown medical product on Instagram, with comments evaluating his 'appearance.' As the data hunger of AI companies combines with global economic disparities, an unequal transaction is being created.

Blockchain enterprise settlement infrastructure provider Capital Layer announced a strategic distribution partnership with DunYang Technology (TWSE: 2480). DunYang Technology is the largest local systems integrator in Taiwan, listed on the Taiwan Stock Exchange, and has over 30 years of enterprise service experience with more than 2,000 corporate and financial institution clients, which will assist Capital Layer in implementing its enterprise settlement infrastructure into major banks and financial institutions in Taiwan.

Timing for layout: The New Taiwan Dollar stablecoin is expected to be launched as early as mid-2026.

The timing of this collaboration coincides closely with the Taiwan Financial Supervisory Commission's confirmation that the NTD stablecoin (New Taiwan Dollar stablecoin) will be launched as early as mid-2026. Capital Layer points out that banks issuing, settling, and managing the New Taiwan Dollar-denominated stablecoin must start evaluating their infrastructure before the regulatory framework officially comes into effect—this is the core logic of this collaboration.

Ethereum developer Chen Pin (artistic709) recently wrote an article reviewing the ten-year journey since he came into contact with Ethereum in 2016, and offered profound observations on the current state of the blockchain industry. He believes that the application explorers in the middle layer of the industry have almost all been wiped out, and the future of blockchain will head towards two completely different extremes.

The disappearance of the middle ground

Chen Pin used his classmates as an example—out of 50 people in the same class, more than 10 are engaged in AI-related work, while only 3 are left in blockchain. He pointed out that blockchain is neither the first choice for employment nor the focus of hot money. Even more concerning is that the middle layer of 'entrepreneurs and Power Users' who were once active in the waves of ICO, DeFi, NFT, and GameFi is now almost nonexistent.

Less than a year has passed since the last $4.6 billion growth fund was raised, and Peter Thiel's Founders Fund has essentially completed a new fund of about $6 billion called "Growth IV." According to reports, approximately $1.5 billion of the new fund comes from Founders Fund partners' own pockets, attracting a large number of institutions and investors chasing after it, with external LP subscription demand already exceeding the fund's capacity.

Beyond the capital logic where top funds enjoy strong bargaining power, as one of the most ideologically colored capitals in Silicon Valley, Founders Fund's fundraising once again expresses a certain declaration: AI, defense technology, aerospace, and "national capabilities" have re-emerged as central propositions of capital.

As fraud and money laundering in the cryptocurrency space become increasingly rampant, traditional law enforcement agencies often struggle to track and respond in a timely manner. At this time, civilian detectives known as "crypto sleuths" or "Blockchain Investigators" are gradually rising, revealing fraudulent activities and assisting law enforcement agencies in tracking down crimes through on-chain data analysis and open-source intelligence gathering. Data analysis firm Arkham has published an article explaining how to become a qualified on-chain detective.

What is a blockchain detective? Connecting known data to restore true identities

The anonymity and immediacy of cryptocurrency make it difficult for traditional law enforcement and regulatory agencies to investigate illegal money flows and criminal activities. At this time, civilian investigators have become an undeniable force in the cryptocurrency ecosystem.

The Food Waste Hunter app integrates convenience store near-expiry products, raising questions about API authorization

A person who claims to focus on AI product development and personal IP growth recently announced the launch of the app 'Food Waste Hunter' on the Threads platform, boasting that it can integrate the near-expiry product maps of 7-11 and FamilyMart convenience stores. Its main features include real-time stock queries nearby and keyword arrival notifications.

The developer pointed out that the Food Waste Hunter app was developed with AI assistance over a period of about 2 weeks. Although it offers free downloads and basic functionality, it also launched a paid plan that removes ads and provides advanced features, including a limited-time special price of 190 yuan for the annual plan.

Webtoon Canvas introduces AI translation, supporting 7 languages including Traditional Chinese.

Korean comic giant Webtoon announced yesterday (3/26) that it will integrate user-generated content platforms (UGC) from various regions this spring, launching an international version of Webtoon Canvas and introducing AI translation features that allow creators to automatically translate their works into 7 languages, including Traditional Chinese, English, Spanish, French, Indonesian, Thai, and German.

This translation system combines Webtoon’s proprietary AI model with third-party large language models (LLM).

In response to creators' concerns about whether their comics will be taken by AI models, Webtoon Entertainment President Yongsoo Kim stated that the system only processes text elements within comic pages and does not capture image data. It also has a dedicated glossary feature to help AI understand narrative context and maintain translation consistency. The platform will not require mandatory participation; the AI translation feature is voluntary, allowing creators to retain complete control over their works.

This article is provided by HOYA BIT Exchange

On March 27, 2026, Taipei News - Following the excitement of NVIDIA's GTC conference, the first stop for global AI applications in Asia officially debuted at AI EXPO Taiwan 2026! The Taiwanese cryptocurrency exchange HOYA BIT also officially launched its first AI Agent product today (27th) - the 'AI Native Exchange OS', unveiled personally by founder Peng Yunxian. In the future, investors will be able to complete cryptocurrency price inquiries, asset overviews, price alert settings, and even actual transaction confirmations through natural language conversations, with all operations performed in a single dialogue interface, marking the official entry of Taiwan's cryptocurrency industry into a new era driven by AI.

US brokerage giant Interactive Brokers continues to increase its cryptocurrency layout. It recently announced the launch of the 'crypto asset deposit' function, allowing users to transfer Bitcoin, Ethereum, Solana, and other cryptocurrencies held in external wallets or other platforms directly into their brokerage's crypto accounts without having to sell the assets first.

Previously, Interactive Brokers also opened stablecoin deposit services, featuring near-instant account crediting and 24/7 year-round operation, addressing issues such as the time-consuming nature, high costs, and bank operating hour restrictions associated with traditional cross-border wire transfers.

This article is provided by HOYA BIT cryptocurrency exchange

(March 26, 2026, Taipei News) The 9th (Hit AI & Blockchain) Artificial Intelligence and Blockchain Industry Summit concluded successfully today (26th). The Taiwanese cryptocurrency exchange HOYA BIT was awarded the title of "Most Innovative Cryptocurrency Exchange of 2026" at the 8th Blockchain Value Authority List, affirming HOYA BIT's leading position in technological innovation and marking the official entry of Taiwan's cryptocurrency industry into a new era driven by AI Agents.

When Lin Yi-chi, the Deputy Director of the HOYA BIT Strategic Office, shared upon receiving the award: "When international tech giants like Microsoft and Google announce the full deployment of AI Agents, upgrading artificial intelligence from an auxiliary tool to an intelligent partner capable of 'self-planning and executing tasks', founder Peng Yun-hsien foresaw the profound impact of this revolution on the financial industry. The core architecture of AI Agents has been integrated into Taiwan's cryptocurrency trading platform, embracing this wave of new financial technology."

Google has launched the TurboQuant algorithm, compressing the memory usage of large language models by at least 6 times, while increasing the inference computation speed by up to 8 times without sacrificing model accuracy. The market quickly interpreted this technology as 'demand-side destruction,' with a straightforward logic behind it: if the AI model's memory requirements during the inference phase are compressed several times, it means that the future growth curve for data centers' demand for DRAM, HBM, and even NAND storage may experience structural downward revisions.

After the news was released, memory and storage-related stocks fell synchronously, including SanDisk (SNDK) down 3.5%, Micron Technology (MU) down 3.4%, and Western Digital (WDC) down 1.63%; in the Asian supply chain, Samsung Electronics fell 4.71%, and SK Hynix saw a drop of 6.23%. There are also views that TurboQuant is more likely to change 'resource efficiency' rather than simply weaken demand.

The Financial Supervisory Commission is promoting the enforcement of specialized regulations, and the entry of foreign giants has caused market fluctuations.

The cryptocurrency market in Taiwan is undergoing a critical transformation. The chairman of the Financial Supervisory Commission, Peng Jinlong, recently pointed out that the proportion of the population holding cryptocurrencies in Taiwan is about 5% to 10%. According to statistics from the domestic virtual asset service provider association, the total number of accounts is approximately 1 million.

With the draft of the (Virtual Asset Service Act) completing the Executive Yuan review and being included in this legislative session's priority bills, Taiwan's regulatory approach is confirmed to shift from the previous 'registration system' to a stricter 'licensing system.' This regulatory adjustment aims to prevent a recurrence of incidents similar to the FTX bankruptcy, during which about 300,000 investors in Taiwan were affected, with losses amounting to 400 million USD.

A California jury recently reached a landmark verdict, unanimously agreeing that social media must bear responsibility for internet addiction, finding that Instagram and YouTube were negligent in their platform design and must pay $6 million to the plaintiff KGM. This ruling could serve as a benchmark reference for similar lawsuits in the future.

Is social media platform design really intentionally inducing addiction in teenagers?

The plaintiff in this case is KGM, a 20-year-old woman who testified during the trial that she had been addicted to YouTube since the age of 6 and began using Instagram at 9. The plaintiff's legal team pointed out that these platforms have developed several specific design features aimed at "attracting" young users, including auto-play, real-time notifications, and an "infinite scroll" information flow that allows for a continuous stream of content.

Futu Holdings announced today (26th) that its wholly-owned self-built virtual asset trading platform—'Panther Trade' officially opened for business. It will soon be fully connected with Futu Securities, a retail brokerage under the group in Hong Kong, providing support for trading matching, asset custody, and technical solutions for virtual assets.

The official statement pointed out that Panther Trade is Hong Kong's first virtual asset trading platform incubated by a brokerage firm and operated in compliance with regulations. It is deeply integrated into the Futu ecosystem, marking a key step for the group in its Web3 strategic layout, aiming to build the first comprehensive financial service platform in Hong Kong and also Asia that operates both licensed 'securities brokerage + virtual asset exchange'.

The world's first sanctions cut off a $19.9 billion money laundering channel.

The British government announced sanctions against the cryptocurrency exchange Xinbi yesterday (March 27). This action, jointly initiated by the UK Foreign, Commonwealth and Development Office (FCDO) and the Home Office, makes the UK the first country globally to take legal action against the platform. According to data from blockchain data tracking agencies Chainalysis and Elliptic, Xinbi processed a staggering $19.9 billion in illicit transactions between 2021 and 2025. Behind this staggering figure lies a vast black money network connecting transnational fraud and human trafficking.

The Japan Drugstore Association introduces tokenized deposits to accelerate business efficiency

Japan continues to implement blockchain technology! Yesterday (3/26), the Japan Chain Drugstore Association (JACDS) officially announced a basic agreement with the Japanese blockchain company DeCurret DCP to jointly explore and introduce tokenized deposits DCJPY.

The Japan Chain Drugstore Association stated that its goal is to reduce payment processing fees for drugstores in Japan and to comprehensively enhance the efficiency of the supply chain, including logistics and returns management.

Before the association announced the collaboration, SBI Shinsei Bank had also announced that it would explore the introduction of DCJPY to provide customers with new value in financial services.

Mortgage giant breaks traditional thresholds, Bitcoin officially becomes a mortgage asset for home purchases in the U.S.

According to a report by the Wall Street Journal, the U.S. housing finance system is experiencing a historic turning point. The government-sponsored enterprise (GSE) Federal National Mortgage Association (also known as Fannie Mae) that controls nearly 40% of the U.S. mortgage market has announced that it will include cryptocurrencies in the mortgage assessment process for the first time. According to the latest announcement released by Coinbase yesterday, the company has partnered with Fannie Mae and the fintech lending institution Better Home & Finance to officially launch mortgage products that allow cryptocurrency to be used as a down payment collateral.

Israeli reservists receive cryptocurrency as Iranian spies

The Israeli police and the National Security Agency (Shin Bet) recently announced that a reservist serving in the Iron Dome air defense system has been indicted for allegedly spying for Iran. He is currently charged with crimes including aiding the enemy in wartime.

The investigation revealed that 26-year-old suspect Raz Cohen had been in contact with Iranian intelligence operatives for approximately one month. In December 2025, he provided them with sensitive information, including details about the Iron Dome's operation and the locations of air bases and artillery batteries. Before severing contact in February of this year, he received the equivalent of $1,000 in cryptocurrency.

MAVAN's launch and the layout with the world's largest holding companies

American cryptocurrency asset management giant Bitmine Immersion Technologies (hereinafter referred to as Bitmine, stock code: BMNR) announced yesterday (3/25) the launch of an institutional-grade Ethereum ($ETH) staking platform called 'MAVAN' (Made in America Validator Network). This service symbolizes the second phase of Bitmine's treasury management strategy.

The platform was originally used to manage the company's substantial Ethereum assets, and is now fully open to institutional investors, custodians, and ecosystem partners, providing high-performance, secure, and compliant validation infrastructure. According to official disclosed data, Bitmine has currently staked 3,142,643 Ethereum on the MAVAN network, which, at the time, was valued at approximately $2,148 each, making this part of the asset worth about $6.8 billion.