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The crypto market is undergoing a quiet but massive shift in early 2026. While many investors focus on news headlines and celebrity tweets, the real move is happening under the surface. If you look at history, prices do not just go up because of a single announcement. Instead, price follows a shift in human behavior.

In the early stages of a successful project, we see a specific pattern. First, users become curious explorers. Next, they become active participants. Finally, they become committed holders. When thousands of people start using a protocol as part of their daily routine, a cycle begins. This behavioral shift creates a floor of demand that speculation alone cannot build. Right now, one new crypto protocol is moving through this adoption curve at record speed.

Early Behavioral Signals Around MUTM

Mutuum Finance (MUTM) is the project currently triggering these signals. It is a non-custodial hub for lending and borrowing built on the Ethereum network. What makes it stand out is how people are already interacting with it through two distinct lending models. 

The Peer-to-Contract (P2C) market uses shared liquidity pools where you can deposit assets like ETH to earn passive interest automatically. For more direct and flexible deals, the Peer-to-Peer (P2P) market allows you to negotiate your own interest rates and loan terms with other users. 

The community is highly active. There are already over 19,000 individual holders who have helped raise more than $20.5 million. These participants are not just waiting for a price pump. They are engaging with the project’s 24-hour leaderboard, where the top daily contributor wins a $500 bonus in MUTM tokens. This daily competition turns participation into a habit.

People are also preparing to use mtTokens, which act as yield-bearing receipts for their deposits. By holding these, users earn passive income automatically, which keeps them locked into the ecosystem for the long term.

From Participation to Habit Formationdesigned to be a habit-forming tool for anyone who holds digital assets. If you have ETH or USDT, you could lend it to earn interest. If you need cash but do not want to sell your coins, you can borrow against them.

The strongest crypto protocols are the ones people use repeatedly. Mutuum Finance is 

This “circular” behavior is the secret to sustainable growth. Lenders keep their assets on the platform to earn mtToken yields. Borrowers return to manage their loans and check their Loan-to-Value (LTV) ratios. Because the protocol uses smart contracts instead of banks, the process is fast and transparent. 

When a user realizes they can manage their own liquidity without a middleman, they stop looking at the token as a gamble and start seeing it as a financial utility. This shift from “speculating” to “using” is exactly what drives long-term price stability.

V1 Protocol Launch

The launch of the V1 protocol on the Sepolia testnet has been the biggest trigger for this change. For the first time, users can actually “touch” the tech. They can test the lending pools, mint testnet mtTokens, and see the automated liquidator bots in action. This turns a whitepaper theory into a physical experience.

Because the tech is already working, analysts have issued a first price prediction tied to this growth. Experts suggest that as participants move from the testnet to the expected mainnet launch, MUTM could reach $0.30 shortly after launch. 

This would represent a 800% jump from the current Phase 7 price of $0.04. When people can see and use a product, their behavior changes from cautious watching to active buying, which is why Phase 7 is selling out so quickly.

Roadmap Milestones

The final piece of the adoption curve is scaling. Mutuum Finance has clear plans to move to Layer-2 networks and launch its own over-collateralized stablecoin. These two moves are critical for daily usage. Layer-2 integration would make transactions cost almost nothing and happen instantly. The stablecoin would give users a safe way to borrow and spend value without worrying about market swings.

As these features roll out, Mutuum Finance would move from a specialized DeFi tool to a mainstream financial hub. With over 845 million tokens already secured and the $0.06 launch price approaching, the window to enter before the behavioral curve hits its peak is closing. For those who understand that price follows usage, the surge in MUTM is just the beginning of a much larger story.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post This New Cheap Crypto Is Selling Out, Demand Surges 300%  appeared first on CoinoMedia.

In the world of cryptocurrencies, the most successful investors look at more than just price. They look at the relationship between risk and reward. Usually, when a new crypto project starts, the risk is at its highest point. However, as the project builds its technology and passes security checks, that risk begins to drop. In professional terms, this is called risk curve compression. 

One specific new crypto protocol is entering this exact zone right now. While the broader market is still waking up to its existence, the underlying risk is shrinking fast, making its long-term potential look more attractive every day.

What Risk Curve Compression Looks Like 

Risk curve compression is a simple concept. In the early stages of any crypto project, there are many “what ifs.” Will the tech work? Is the code safe? Will people actually use it? Every time a team answers one of these questions with real results, the chance of the project failing goes down. When a protocol completes its development, passes a world-class audit, and grows its community to thousands of people, the downside uncertainty is compressed.

For Mutuum Finance (MUTM), this compression is happening in real-time. The project has moved past the “idea” phase and has reached several major milestones. The most significant turning point is the V1 protocol launch on the Sepolia testnet. 

This is a functional lending engine that people can test right now. By delivering a working product and following a clear roadmap, Mutuum Finance is proving that the biggest technical hurdles are already behind it. For an investor, this means the foundation is now solid enough to support long-term growth potential.

Why Price Often Lags Risk Reduction

In a fast-moving market, price often lags behind the actual progress of a project. Even after a protocol becomes safer through technical delivery, it takes time for the general public to notice. This lag is exactly where “smart money” finds value. While the risk has been reduced by 50% or 60%, the price might still be at its early-stage levels.

The token distribution of MUTM is designed to maintain this balance. The project has a total supply of 4 billion tokens, with 45.5% (1.82 billion tokens) reserved for the presale. Currently, the token is in Phase 7, priced at just $0.04. 

Over 845 million tokens have already been sold to a community of more than 19,000 holders. This wide distribution is key because it prevents a small group of people from controlling the market. As the supply of available tokens in the presale tightens, the risk of high volatility drops, even as the protocol moves closer to its $0.06 launch price.

Security Stack as Risk Insurance

One of the strongest ways to compress risk is through elite security. For a lending protocol, the safety of smart contracts is everything. Mutuum Finance has treated security as a form of insurance for its holders. The project has already completed a full manual audit with Halborn Security, a firm famous for protecting some of the biggest names in the industry.

On top of the Halborn review, Mutuum maintains a high 90/100 trust score from CertiK. They have also launched a $50,000 bug bounty program. This pays professional researchers to find and fix any potential issues. 

These layers of protection act as a shield against the common risks of DeFi, such as hacks or code errors. When an investor sees this level of professional oversight, they know the protocol is built to survive the long term. This security stack essentially “insures” the project’s future, making it much more than just a speculative play.

Why Risk Compression Often Precedes Repricing

We are now seeing the final stage of this risk-first, price-later setup. When whales and large-scale investors see that the risk has been compressed, they begin to accumulate. Recent data shows a surge in large allocations, with single buys often exceeding $100,000. These big players aren’t chasing hype; they are moving into a project that has already proven its tech and its security.

The platform’s 24-hour leaderboard and easy card payment access are acting as accelerators. They are bringing in a constant stream of new participants who want to secure a position before the mainnet launch. Because Phase 7 is selling out so quickly, the market is signaling that the “repricing” phase is about to begin. 

Mutuum Finance is a classic example of a new cheap crypto project where the hard work of building and securing the system has already been done. When looking at long-term potential, the fact that the risk is dropping while the price remains low is the strongest signal a protocol can give. As the window for Phase 7 closes, the transition from a “hidden gem” to a visible market leader is the next crypto logical step.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Cheap Altcoin for Long-Term Potential: Experts Highlight This New Crypto Protocol appeared first on CoinoMedia.

Ripple (XRP) is currently locked in a critical battle between its established utility as a global remittance tool and the shifting tides of retail sentiment. While the token has shown flashes of its former strength, a massive question remains for the year ahead: Can XRP finally break through its multi-year resistance barriers to reclaim the $2 level, or will it remain overshadowed by the rise of newer, high-speed infrastructure cheap crypto projects?

Ripple (XRP)

Ripple (XRP) remains one of the most talked-about assets in the industry, currently trading around $1.47. With a market capitalization holding near $85 billion, it still commands a massive presence. 

Many long-term holders remember the early surge in 2018 when XRP hit its all-time high of $3.84. Since then, the token has been on a long journey of regulatory battles and market shifts. Despite a resolution in its legal cases in late 2025, the price has struggled to maintain a steady upward path.

Current technical analysis shows a difficult road ahead. XRP is facing a heavy resistance zone at $1.80 to $1.95. Every time the price nears the $2 psychological level, it has been met with significant selling pressure. Some bearish analysts have even issued a price prediction for 2026. 

They suggest that if institutional adoption of Ripple’s payment network slows down, XRP could retreat to $1.25 before finding new support. With a massive circulating supply and high competition from stablecoins, reclaiming $2 is proving to be a monumental task for the cross-border payment king.

Mutuum Finance (MUTM)

As XRP investors look for new crypto growth, Mutuum Finance (MUTM) is emerging as a top altcoin opportunity. Mutuum Finance is preparing a decentralized finance (DeFi) protocol built to modernize lending and borrowing. The project’s goal is to allow users to supply their assets to earn a yield or borrow against them without needing a middleman. The project is currently in Phase 7 of its presale and has already raised over $20.5 million.

The momentum behind MUTM is driven by its structured growth. The token started at $0.01 and is currently priced at $0.04, marking a 300% increase. With a confirmed launch price of $0.06, the project is following a clear path of value creation. Unlike legacy tokens that have already seen their biggest gains, MUTM is just beginning its market journey with more than 19,000 individual holders already on board.

3 Reasons Why MUTM Could Follow Early XRP Steps

Many analysts are drawing comparisons between MUTM and the early days of XRP. Here are 3 reasons why it could follow that legendary growth path:

Solving Financial Problems: Just as XRP set out to fix cross-border payments, Mutuum Finance is fixing the liquidity market. By developing a Peer-to-Contract (P2C) model, it aims to provide instant liquidity that traditional banks cannot match.

Rapid Technical Delivery: XRP gained trust through its fast ledger. Mutuum Finance is doing the same with its V1 protocol, which is already live on the Sepolia testnet. Users can test the lending engine and see the mtToken yield system in action right now.

Institutional-Grade Infrastructure: Whales are attracted to projects that are built for large-scale use. Mutuum Finance’s V1 protocol supports major assets like ETH, WBTC, LINK, and USDT, making it a primary test-hub for decentralized liquidity in 2026.

MUTM Phase 7 and Security

The window to join Mutuum Finance at its current price is closing fast. Phase 7 is selling out quickly, as the total allocation of 1.82 billion tokens is nearly half gone. This surge in interest is backed by elite security standards. 

Mutuum Finance has completed a full manual audit with Halborn Security and holds a high 90/100 trust score from CertiK. These “green flags” have led to whale allocations exceeding $115,000 as large holders move their capital into the protocol.

To keep the community engaged, the platform features a 24-hour leaderboard. Each day, the top contributor wins a $500 bonus in MUTM tokens, creating a constant cycle of demand. Mutuum Finance has also made it simple to participate by supporting direct card payments. For those who are tired of the slow movements of legacy assets like XRP, Mutuum Finance offers a developing high-utility opportunity for the 2026 bull run.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Ripple Price Analysis 2026: Can XRP Reclaim $2? appeared first on CoinoMedia.

UAE Bitcoin Mining has produced $453.6M worth of BTC.

Citadel leads one of the region’s largest mining operations.

Most mined Bitcoin remains in long-term holdings.

UAE Bitcoin Mining has reached a new milestone, with $453.6 million worth of Bitcoin mined through Citadel’s operations. The development shows how quickly the United Arab Emirates is expanding its footprint in global crypto infrastructure.

Citadel has emerged as a key player in UAE Bitcoin Mining, operating large-scale facilities supported by strong energy resources and modern infrastructure. The UAE’s forward-thinking regulatory framework and investment in digital innovation have created an environment where mining companies can scale efficiently.

On-chain data from Arkham indicates that most of the mined Bitcoin is still being held rather than sold. This signals a long-term strategy that reflects growing institutional confidence in Bitcoin’s future potential.

Why Holding the Mined BTC Is Important

The decision to retain most of the mined assets highlights a strategic shift in UAE Bitcoin Mining. Instead of selling Bitcoin immediately to cover operational costs, Citadel appears to be building reserves.

This approach reduces short-term selling pressure on the market and strengthens the company’s long-term exposure to Bitcoin’s price growth. When large miners hold onto their BTC, it often reflects financial stability and strong cash flow management.

By holding a significant portion of the mined Bitcoin, UAE Bitcoin Mining operations are positioning themselves not just as infrastructure providers, but also as strategic long-term participants in the crypto market.

JUST IN: The UAE has mined $453.6M worth of Bitcoin via Citadel.

Most of the $BTC is still being held, per Arkham. pic.twitter.com/5JBbzjvQrt

— Cointelegraph (@Cointelegraph) February 19, 2026

UAE Strengthens Its Crypto Leadership

UAE Bitcoin Mining continues to grow as the country deepens its commitment to blockchain technology and digital assets. With clear regulations, competitive energy costs, and strong government support for innovation, the UAE has become a rising hub for global crypto activity.

As mining competition increases worldwide, Citadel’s achievement reinforces the UAE’s expanding influence in the Bitcoin ecosystem. If this momentum continues, UAE Bitcoin Mining could play an even bigger role in shaping supply trends and market dynamics in the years ahead.

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The post UAE Bitcoin Mining Hits $453.6M via Citadel appeared first on CoinoMedia.

Scammers send tiny transactions from look-alike wallet addresses.

The goal is to trick users into copying the wrong address.

No hacking involved — it’s pure social engineering.

Crypto users are being warned about a clever tactic known as an Address Poisoning Scam. Instead of hacking wallets or stealing private keys, scammers rely on deception and human error.

Here’s how it works. A scammer creates a wallet address that looks almost identical to yours or to an address you frequently interact with. They then send a tiny amount of crypto — often just a few cents — to your wallet. This transaction shows up in your history.

Later, when you want to send funds, you might scroll through past transactions and copy what looks like a familiar address. If you’re not careful, you could copy the scammer’s look-alike address instead of the correct one. Once the funds are sent, they’re gone.

There’s no malware. No password breach. Just precision social engineering.

Why This Trick Is So Effective

Wallet addresses are long strings of letters and numbers. Most users only check the first few and last few characters. Scammers know this and design addresses that match those visible sections.

Because blockchain transactions are public, scammers can easily monitor activity and target active wallets. By sending multiple small “dust” transactions, they increase the chance that their fake address appears near legitimate ones in your history.

The scam works because it exploits convenience. Many users prefer copying from their transaction history instead of pasting from a trusted source.

ALERT: Scammers send tiny transactions from look-alike addresses so they appear in your history, hoping you copy and paste the wrong one later.

No private key theft. Just precision social engineering. pic.twitter.com/Ts5B4w61yN

— Cointelegraph (@Cointelegraph) February 19, 2026

How to Protect Yourself

Staying safe from an Address Poisoning Scam is simple if you build careful habits:

Always verify the full wallet address before sending funds.

Use saved and labeled addresses in your wallet app.

Double-check both the first and last characters.

Consider sending a small test transaction for large transfers.

Crypto security is not just about protecting private keys. It’s also about avoiding small mistakes that scammers hope you’ll make.

As blockchain adoption grows, these subtle scams are becoming more common. Awareness is your best defense.

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XRP Surges as Crypto Social Sentiment Shifts

The post Address Poisoning Scam Targets Crypto Users appeared first on CoinoMedia.

Long-term holders distributed Bitcoin for six months at higher prices.

Selling pressure eased after January 12, 2026.

Bitcoin accumulation returns as $BTC trades near $62K–$68K.

For nearly six months, long-term holders steadily reduced their Bitcoin positions. During this period, $BTC traded at relatively higher levels, giving experienced investors an opportunity to lock in profits. This distribution phase added selling pressure to the market and limited strong upward momentum.

However, a noticeable shift occurred after January 12, 2026. As Bitcoin’s price retraced into the $62,000–$68,000 range, the behavior of these seasoned investors changed. Instead of continuing to offload their holdings, they paused their selling activity.

On-chain data now suggests that Bitcoin accumulation returns as these holders move from distribution to accumulation. Historically, such behavioral shifts have often marked important turning points in market cycles.

Why Long-Term Holders Matter

Long-term holders are often considered the “smart money” in crypto markets. These investors typically hold Bitcoin for extended periods, ignoring short-term volatility. When they begin distributing at high prices, it can signal overheated conditions. Conversely, when they resume buying during price dips, it may indicate confidence in future growth.

The recent change in strategy suggests that many experienced holders see the $62K–$68K range as a strong value zone. Rather than panic selling, they appear to be positioning for the next potential move upward.

This pattern reinforces the narrative that Bitcoin accumulation returns during periods of market correction, strengthening the foundation for long-term price stability.

BITCOIN ACCUMULATION RETURNS

Bitcoin’s long-term holders spent six months distributing at higher prices.

After January 12, 2026, that changed. When $BTC fell to $62K–$68K, they stopped selling and began accumulating again. pic.twitter.com/VzEKIjo2vs

— Coin Bureau (@coinbureau) February 19, 2026

What This Could Mean for Bitcoin

When accumulation increases and selling pressure decreases, supply on exchanges often tightens. If demand remains steady or increases, this dynamic can support price recovery over time.

While short-term volatility may continue, the renewed buying activity from long-term holders adds a layer of confidence to the market. Bitcoin accumulation returns at a time when sentiment has been cautious, potentially setting the stage for a stronger trend ahead.

As always, market participants should monitor on-chain data, macroeconomic conditions, and overall sentiment. But for now, the shift in long-term holder behavior is a development many investors will be watching closely.

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The post Long-Term Holders Signal Bitcoin Accumulation Returns appeared first on CoinoMedia.

Crypto social sentiment weakens for Bitcoin and Ethereum.

XRP reaches a 5-week bullish high.

Recent partnership news fuels XRP optimism.

Crypto markets are not just driven by price charts — they also move with crowd emotion. This week, crypto social sentiment has shifted noticeably. According to data from Santiment, online discussions around Bitcoin and Ethereum have turned more negative. Traders and investors appear cautious, reflecting concerns about short-term price performance and broader market uncertainty.

Bitcoin, often seen as the market leader, is facing growing skepticism across social platforms. Ethereum is experiencing a similar trend, with fewer optimistic comments and increasing bearish outlooks. When crypto social sentiment weakens around major assets, it often signals hesitation among retail traders.

While sentiment does not always predict immediate price changes, it can influence short-term volatility. Negative crowd reactions sometimes lead to lower trading confidence, especially during uncertain market phases.

XRP Stands Out With Bullish Momentum

In contrast, XRP is moving in the opposite direction. Crypto social sentiment around XRP has climbed to its highest level in five weeks. The shift appears to be fueled by recent partnership announcements that have strengthened confidence within its community.

Positive sentiment often reflects rising excitement and expectations of future growth. When traders see expanding partnerships and ecosystem development, it can renew optimism. XRP supporters have responded strongly to the latest updates, driving online discussions into bullish territory.

This divergence highlights how different narratives can shape crypto social sentiment for each asset. While Bitcoin and Ethereum face cautious chatter, XRP is benefiting from fresh momentum and renewed interest.

NEW: Social sentiment turns bearish on Bitcoin and Ethereum while XRP hits 5-week bullish high, driven by recent partnership announcements per Santiment. pic.twitter.com/cpA4aF9ZqR

— Cointelegraph (@Cointelegraph) February 19, 2026

Why Social Data Matters

Crypto social sentiment provides insight into market psychology. Platforms like Santiment analyze millions of social posts to measure whether discussions lean positive or negative. These shifts can act as early signals of changing market behavior.

However, sentiment should not be the only factor in investment decisions. It works best when combined with technical analysis and fundamental developments.

For now, the mood split between major cryptocurrencies shows that investor confidence is selective. As partnerships and updates continue to roll out, crypto social sentiment will remain a key indicator to watch in the weeks ahead.

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The post XRP Surges as Crypto Social Sentiment Shifts appeared first on CoinoMedia.

Bitcoin Sharpe Ratio has hit extreme negative levels.

Similar past readings led to powerful price recoveries.

Investors see this as a rare long-term opportunity.

The Bitcoin market may be sending one of its strongest long-term signals yet. The Bitcoin Sharpe Ratio, a key metric used to measure risk-adjusted returns, has fallen to levels that historically marked major market bottoms.

For those unfamiliar, the Sharpe Ratio compares an asset’s return to its volatility. When the reading turns deeply negative, it often means fear and extreme selling pressure have pushed prices far below fair value. In past cycles, such moments were not signs of weakness — they were rare accumulation zones.

Market data shows that each previous time the Bitcoin Sharpe Ratio dropped to such extreme negative territory, it was followed by aggressive rebounds. These recoveries didn’t just bring price stabilization. They triggered rallies that eventually led Bitcoin to new all-time highs.

History Shows Violent Rebounds

Looking at previous cycles, the pattern is clear. During major corrections in 2015, 2018, and 2020, the Bitcoin Sharpe Ratio plunged before prices reversed sharply upward. The arrows in historical charts highlight these moments perfectly — each deep dip marked the start of a powerful bull phase.

What makes this development important is the rarity of the signal. The Bitcoin Sharpe Ratio does not reach these levels often. When it does, it reflects widespread fear and heavy short-term losses. Historically, these emotional extremes have created generational buying zones for patient investors.

While no metric guarantees immediate gains, the historical data suggests that extreme negative Sharpe readings tend to appear near macro bottoms rather than tops.

Bitcoin’s Short-Term Sharpe Ratio Hit a Level Historically Reserved For Generational Buying Zones

“The arrows in the chart illustrate this clearly: each prior extreme negative reading was followed by violent recoveries to new highs.” – By @MorenoDV_ pic.twitter.com/nxFBUgHxi9

— CryptoQuant.com (@cryptoquant_com) February 19, 2026

Opportunity or Another Trap?

Despite the strong historical pattern, investors remain cautious. Macroeconomic uncertainty, interest rate pressures, and global financial instability continue to influence crypto markets.

However, long-term Bitcoin holders often view such periods as prime accumulation phases. When risk-adjusted returns hit rock bottom, forward-looking returns have historically improved dramatically.

If history repeats itself, the current Bitcoin Sharpe Ratio level could be remembered as another pivotal turning point. For investors willing to endure volatility, the data suggests that extreme fear may once again be setting the stage for outsized future gains.

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The post Extreme Metric Signals Rare Bitcoin Sharpe Ratio Opportunity appeared first on CoinoMedia.

Solana futures data reveals rising long liquidations.

Funding rates and open interest show weakening bullish momentum.

$80 remains a critical psychological and technical support level.

Liquidations Rise as Bulls Feel the Pressure

Recent Solana futures data shows clear signs of stress among bullish traders. As the price of SOL moves closer to the $80 level, many leveraged long positions are being forced out of the market. This wave of liquidations suggests that traders who expected a quick recovery are now facing losses.

In futures markets, liquidations often amplify price moves. When long positions are wiped out, it adds selling pressure, pushing prices lower. This creates a cycle where fear spreads quickly. The latest Solana futures data indicates that open interest has started to decline, meaning traders are closing positions rather than opening new ones. That’s usually a sign of uncertainty.

Funding rates have also turned weaker. When funding rates drop or turn negative, it shows that bullish confidence is fading. This shift highlights growing doubt about whether SOL can maintain higher price levels in the short term.

Why $80 Is a Key Level

The $80 mark is not just a random number. It represents both psychological support and a technical price zone where buyers previously stepped in. If SOL holds above $80, it could signal that long-term investors are still confident.

However, if Solana futures data continues to show panic-driven selling, the pressure could break this support. A clean move below $80 might trigger another round of liquidations, leading to further downside.

Traders are closely watching volume patterns around this level. Strong buying volume could stabilize the market. On the other hand, weak demand may confirm bearish momentum.

https://t.co/QWL0kjRMMd

— Cointelegraph (@Cointelegraph) February 19, 2026

What Comes Next for SOL?

Market sentiment plays a major role in short-term price action. Solana futures data suggests that leverage is being flushed out of the system. While this looks negative at first glance, it can also create a healthier market structure.

If selling pressure slows and open interest stabilizes, SOL could attempt a rebound. But until confidence returns, volatility is likely to remain high.

For now, all eyes remain on the $80 support. Whether it holds or breaks may define SOL’s next major move.

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The post Can $80 Survive as Solana Futures Data Signals Panic? appeared first on CoinoMedia.

SOL Spot ETF Inflows reached $2.40M on Feb. 18.

BTC and ETH ETFs recorded significant net outflows.

Market sentiment appears to be shifting toward Solana.

The latest ETF data from Feb. 18 shows a clear contrast in investor behavior. While major crypto assets like Bitcoin and Ethereum faced notable withdrawals, Solana managed to attract fresh capital. This movement highlights how quickly sentiment can change in the digital asset market.

Bitcoin spot ETFs recorded net outflows of $133.27 million, marking one of the larger single-day withdrawals in recent sessions. Ethereum spot ETFs followed with $41.83 million in net outflows. XRP spot ETFs also saw $2.21 million leave the market.

In contrast, SOL Spot ETF Inflows reached $2.40 million, making Solana the only major asset among the group to post positive flows for the day.

Bitcoin and Ethereum Face Selling Pressure

The outflows from Bitcoin and Ethereum ETFs suggest that some investors may be locking in profits or reducing risk exposure. After recent volatility across the crypto market, institutional participants appear to be adjusting their positions.

Bitcoin remains the dominant digital asset, but ETF flow data often reflects short-term sentiment shifts. Large outflows do not necessarily signal long-term weakness, but they can point to temporary caution among investors.

Ethereum, the second-largest cryptocurrency, also experienced steady withdrawals. This could be linked to broader market uncertainty or portfolio rebalancing strategies by large funds.

ETF FLOWS: SOL spot ETFs saw net inflows on Feb. 18, while BTC, ETH and XRP spot ETFs saw net outflows.

BTC: – $133.27M
ETH: – $41.83M
SOL: $2.40M
XRP: – $2.21M pic.twitter.com/WRjMSsAZrK

— Cointelegraph (@Cointelegraph) February 19, 2026

Solana Gains Momentum With Fresh Inflows

SOL Spot ETF Inflows standing at $2.40 million may seem small compared to Bitcoin’s large numbers, but the positive momentum is significant. At a time when other major crypto ETFs are seeing capital exit, Solana attracting inflows suggests growing investor confidence.

Solana has continued to build its ecosystem, and some investors may see it as a strong alternative play within the crypto market. The inflow trend could also reflect diversification strategies, with funds spreading exposure beyond Bitcoin and Ethereum.

While one day of data does not define a long-term trend, SOL Spot ETF Inflows on Feb. 18 clearly stood out against broader market withdrawals. Investors will be watching closely to see whether this marks the beginning of sustained momentum for Solana-focused investment products.

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The post BTC and ETH See Outflows as SOL Spot ETF Inflows Rise appeared first on CoinoMedia.

Clarity Act odds jumped to 90% before falling to 70%.

Prediction market traders reacted quickly to new signals.

Volatility reflects uncertainty around 2026 legislation.

Sharp Spike in Prediction Markets

The Clarity Act odds saw a dramatic move today on Polymarket. Traders briefly pushed the probability of the legislation being signed into law in 2026 up to 90%. However, that surge did not last long, as the odds later retreated to around 70%.

Prediction markets like Polymarket allow participants to trade on the likelihood of future events. When new political developments, statements, or rumors surface, traders often react instantly. The spike suggests a wave of optimism that the bill is gaining momentum, followed by a more cautious reassessment.

What Is Driving the Volatility?

The Clarity Act odds reflect market sentiment about regulatory clarity for digital assets in the United States. Many in the crypto industry view the proposed legislation as a critical step toward defining oversight responsibilities and compliance standards.

When odds jump to 90%, it typically signals strong confidence among traders. The quick drop back to 70%, however, highlights ongoing uncertainty. Legislative processes can shift rapidly due to political negotiations, amendments, or leadership changes.

Such volatility is common in prediction markets, where traders continuously update positions based on the latest information. Even small signals can trigger large price swings, especially in politically sensitive markets.

UPDATE: The odds of the Clarity Act being signed into law in 2026 spiked to 90% on Polymarket today before retreating to 70%. pic.twitter.com/DMF5acFjt5

— Cointelegraph (@Cointelegraph) February 19, 2026

Why It Matters for Crypto

For crypto investors, Clarity Act odds are more than just numbers on a prediction platform. Regulatory certainty could influence institutional adoption, exchange operations, and broader market growth.

A higher perceived chance of the bill becoming law could boost confidence across the sector. On the other hand, fluctuating odds show that the path forward is far from guaranteed.

As 2026 approaches, traders will likely continue adjusting positions as new developments emerge. For now, the sharp movement in Clarity Act odds underscores just how closely the crypto community is watching US regulatory progress.

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Fed minutes reveal openness to further tightening.

Inflation remaining above target is the main concern.

Markets may face volatility if Fed rate hikes resume.

Inflation Concerns Resurface

The latest meeting minutes from the Federal Reserve reveal that several policymakers are prepared to consider additional action if inflation does not move closer to the 2% target. While no immediate move was announced, the discussion shows that Fed rate hikes remain on the table.

Officials acknowledged that inflation has cooled compared to previous highs. However, they stressed that price pressures remain persistent in certain sectors. If inflation stalls or begins rising again, further tightening could be necessary to maintain credibility and price stability.

The tone of the minutes suggests a cautious but watchful stance. Policymakers appear unwilling to declare victory too early.

What This Means for Markets

Fed rate hikes typically lead to tighter financial conditions. Higher interest rates increase borrowing costs for consumers and businesses, which can slow spending and economic growth. At the same time, rate increases often strengthen the US dollar.

For investors, the possibility of renewed Fed rate hikes adds uncertainty. Equity markets often react negatively to the prospect of tighter policy, while bond yields may rise in anticipation of further action.

Crypto markets are also sensitive to monetary policy shifts. Higher interest rates tend to reduce liquidity in the financial system, which can weigh on risk assets such as Bitcoin and altcoins. Traders will now closely monitor upcoming inflation data for signals about the Fed’s next move.

UPDATE: Fed minutes reveal several officials open to rate hikes if inflation persists above-target levels. pic.twitter.com/6pXsNrlILe

— Cointelegraph (@Cointelegraph) February 19, 2026

Data Will Drive the Decision

The minutes emphasize that future Fed rate hikes will depend heavily on incoming economic data. Key indicators include inflation readings, labor market strength, and consumer spending trends.

If inflation remains stubbornly above target, policymakers may feel compelled to act. On the other hand, continued cooling in prices could allow the central bank to maintain its current stance.

For now, the message is clear: while no immediate hike is planned, Fed rate hikes are not off the table. Markets should prepare for potential volatility as inflation data shapes the path forward.

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The post Fed Signals Possible Rate Hikes Ahead appeared first on CoinoMedia.

Coinbase crypto loans now include XRP, DOGE, ADA, and LTC.

Users can borrow up to $100,000 in USDC instantly.

No need to sell crypto holdings to access liquidity.

More Assets, More Flexibility

Coinbase has expanded its Coinbase crypto loans service, adding support for XRP, DOGE, ADA, and LTC as collateral. This update allows users to borrow up to $100,000 in USDC instantly without selling their digital assets.

The move marks another step in Coinbase’s push to offer more utility beyond simple buying and selling. By allowing additional major altcoins as collateral, the platform is giving users more flexibility to unlock liquidity while maintaining exposure to potential price gains.

Borrow Without Selling

Through Coinbase crypto loans, eligible users can deposit supported cryptocurrencies and receive USDC directly into their account. The stablecoin can then be used for trading, spending, or transferring — all without triggering a taxable sale event that might occur if assets were sold.

The newly supported tokens include:

XRP

Dogecoin (DOGE)

Cardano (ADA)

Litecoin (LTC)

By expanding collateral options, Coinbase crypto loans now appeal to a broader segment of retail and long-term holders who may not want to part with their investments.

However, like all crypto-backed lending products, there are risks. If the value of the collateral drops significantly, users may face margin calls or liquidation. This makes risk management essential, especially during volatile market conditions.

LATEST: Coinbase expands its crypto-backed loan offerings to XRP, DOGE, ADA and LTC, allowing users to borrow up to $100k in USDC instantly without selling. pic.twitter.com/6uBQKD2IFb

— Cointelegraph (@Cointelegraph) February 19, 2026

What This Means for the Market

The expansion of Coinbase crypto loans highlights growing demand for decentralized-style financial tools within regulated platforms. Crypto holders increasingly want ways to generate liquidity without exiting positions.

For the broader market, this development could encourage more long-term holding behavior. Instead of selling during price spikes, investors can now borrow against their assets, potentially reducing selling pressure.

As centralized exchanges continue blending traditional finance features with digital assets, products like Coinbase crypto loans may become a core part of the crypto ecosystem. With support for more popular altcoins, the platform is positioning itself as a key player in crypto-backed lending services.

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The post Big Move as Coinbase Crypto Loans Expand appeared first on CoinoMedia.

The approach of Q2 2026 is creating a significant stir in the altcoin industry. While the general public often waits for news to hit the mainstream, whales are already positioning themselves for the next big crypto cycle. This quiet accumulation phase is a classic signal that the market hierarchy is about to shift. 

Large scale holders are moving away from purely speculative plays and focusing on assets that anchor the financial ecosystem. As the industry prepares for a fresh wave of institutional capital, 3 specific cryptocurrencies are dominating the watchlists of the world’s biggest investors. The moves made today will likely define the winners of the coming year.

Bitcoin (BTC)

Bitcoin (BTC) remains the primary focus for any large portfolio, currently trading near $68,500. With a market capitalization of approximately $1.34 trillion, it continues to act as the industry’s compass. 

However, the short term outlook is clouded by technical hurdles. Bitcoin is currently struggling to maintain its footing above the $70,000 level, which has become a psychological barrier for many traders.

The technical charts show a heavy resistance zone between $72,000 and $75,000. Until the price can break through this wall with high volume, the momentum remains neutral to bearish. Some analysts have issued a cautious price prediction for the remainder of 2026. 

If global liquidity stays tight, Bitcoin could see a deeper correction toward the $55,000 support floor. This “bad” scenario suggests that BTC may underperform in the near term as capital rotates into higher growth opportunities.

Binance Coin (BNB)

Binance Coin (BNB) is the second major asset on the whale radar, currently priced at around $580. With a market cap of $85 billion, it is the backbone of the Binance Smart Chain ecosystem. Despite its massive utility, the token is facing a difficult regulatory and technical landscape in 2026. It is currently oscillating within a narrow range, failing to spark the explosive rallies seen in previous years.

The resistance zone for BNB is firmly set at $620 to $650. Multiple attempts to push past these levels have been met with intense selling pressure. Bearish forecasts suggest that if the Binance ecosystem faces further competitive pressure from decentralized alternatives, the price could slip back to $450. 

Mutuum Finance (MUTM)

While the giants face stagnation, Mutuum Finance (MUTM) is emerging as a fresh favorite for those seeking high utility growth potential. This protocol is building a professional, non-custodial hub for decentralized lending. 

The project uses smart contracts to allow users to manage their liquidity and yield without any centralized interference. The project has successfully raised over $20.6 million from a community of more than 19,000 individual holders.

The distribution of MUTM is currently in Phase 7, where the token is priced at $0.04. This is a 300% increase from its starting point, yet it remains at a 50% discount compared to the confirmed launch price of $0.06. 

The funding structure is designed to ensure that the community holds the majority of the power, with 1.82 billion tokens reserved for the presale. This transparent and community focused approach is exactly what is drawing whales away from the more restricted legacy coins.

Technical Execution

The most compelling reason for the recent surge in tracking is the technical delivery of the protocol. The V1 protocol is already live on the Sepolia testnet. This is a working version of the app where users can test the core lending engine. The system supports major assets including USDT, WBTC, LINK, and ETH. When users deposit these assets, they receive mtTokens, which grow in value as interest is paid into the pools.

The protocol also uses debt tokens to manage borrowing positions safely. This ensures that all loans are over collateralized and that the system remains stable even during market drops. Because of this working tech, analysts are extremely bullish. 

Expert predictions suggest that MUTM could reach $0.35 to $0.55 by the end of 2026. This would represent a 9x-13x jump from the current $0.04 entry, as long as mainnet launch follows as expected and the roadmap delivers as planned.

Why Investors Track MUTM, BTC, and BNB

The decision to track these three assets is based on a strategic view of the 2026 market. Bitcoin and BNB are being watched as indicators of general market health and institutional stability. They are considered safe ports, though their growth is expected to be slower due to their massive market caps. Mutuum Finance is being aggressively pursued because it offers the explosive upside potential of a new crypto launch combined with the security of a professional financial tool.

Whales are particularly interested in the 24 hour leaderboard and the ease of direct card payments for MUTM. These features make the ecosystem more accessible and keep the demand high. 

As Phase 7 quickly sells out, the urgency to lock in positions before the $0.06 launch is reaching a peak. While BTC and BNB provide the foundation, Mutuum Finance is the engine that many believe could drive the highest appreciation for the Q2 2026 crypto cycle.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Top 3 Cryptocurrencies Whales Track Ahead of Q2 2026 appeared first on CoinoMedia.

Trump claims tariffs cut the trade deficit by 78%.

US could see its first trade surplus in decades.

Markets react as policy reshapes global trade balance.

A Major Turn in Trade Policy

In a bold statement, President Donald Trump announced that the United States is on track to record its first trade surplus in decades. According to him, aggressive tariff policies have reduced the trade deficit by 78%, setting the stage for what he calls a historic Trump trade surplus.

For years, the US has operated with a trade deficit, meaning it imported more goods than it exported. Trump’s administration has long argued that tariffs on foreign goods would rebalance trade, encourage domestic production, and reduce dependence on overseas manufacturing. Now, the President claims those efforts are delivering measurable results.

How Tariffs Changed the Equation

Tariffs are taxes placed on imported goods. The goal behind these measures was to make foreign products more expensive, encouraging consumers and businesses to buy American-made alternatives. If imports fall and exports remain strong, the trade balance can shift toward surplus.

Trump says this strategy has sharply reduced the trade deficit. A 78% drop would represent one of the most dramatic changes in modern US trade history. Supporters argue this proves that protective trade measures can strengthen national industries and protect jobs.

However, critics warn that tariffs can also raise costs for consumers and spark retaliation from trading partners. Trade relationships with key economies have faced strain in recent years, and markets often react quickly to such policy shifts.

JUST IN: President Trump says US will have its first trade surplus in decades because tariffs cut deficit by 78%.

— Watcher.Guru (@WatcherGuru) February 19, 2026

Economic and Market Impact

If confirmed, a Trump trade surplus would mark a symbolic and economic milestone. Trade balances are closely watched indicators of economic health. A surplus could strengthen the US dollar and signal increased global demand for American goods.

For investors and the crypto community, macroeconomic changes like these matter. Shifts in trade policy can influence inflation, interest rates, and currency stability — all of which impact digital asset markets. A stronger domestic economy may also shape future regulatory and financial decisions.

While official data will ultimately determine whether the surplus becomes reality, the announcement signals a continued focus on reshaping America’s global trade position.

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Final Accumulation Alert: BlockDAG Adds 100M More Coins as Pepe Jumps 15x & Litecoin Tests $56

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The crypto market in early 2026 is teaching a harsh lesson about the difference between hype and utility. For years, meme tokens dominated the charts by relying on social media trends and community spirit. However, as the market matures, the capital is moving. 

Investors are no longer satisfied with holding assets that lack a clear economic purpose. A major shift is happening right now. While one famous dog-themed coin struggles to find its footing, a new crypto lending protocol is quietly absorbing the interest of the “smart money.” 

Shiba Inu (SHIB)

As of February 17, 2026, Shiba Inu (SHIB) is trading at approximately $0.00000659. This reflects a painful 40% drop since the start of the year. The token currently holds a market cap of roughly $3.9 billion. 

While this still places it among the larger assets in the space, the momentum has clearly shifted. SHIB is trapped in a bearish trend, largely due to its massive circulating supply of nearly 589 trillion tokens.

The technical charts show that SHIB is facing heavy resistance zones at $0.00000800 and $0.00001000. Every time the price attempts a recovery, it is met with significant selling pressure from long-term holders looking to exit. 

Despite efforts to build the Shibarium ecosystem, the token remains highly sensitive to market fear. Without a massive increase in actual burn rates or a new wave of retail hype, SHIB is struggling to stay relevant in a market that now values revenue-generating protocols.

Mutuum Finance (MUTM)

While SHIB declines, Mutuum Finance (MUTM) is emerging as a professional alternative. Mutuum Finance is developing  a non-custodial lending protocol. The project aims to allow users to earn yield or borrow assets without a bank. 

The system’s design implies a Peer-to-Contract (P2C) model for instant liquidity and a P2P marketplace for custom loan deals. This real-world utility is exactly what 2026 investors are searching for.

The project is currently in Phase 7 of its presale, with the token priced at $0.04. This is a 300% increase from its initial $0.01 price. Mutuum has already raised over $20.5 million and has more than 19,000 holders. With a launch price of $0.06 confirmed, early participants are looking at a 500% MUTM appreciation.

Price Predictions: A Study in Contrast

The outlook for SHIB remains cautious. Most analysts provide a “bad” price prediction for the meme coin, suggesting it could drop to $0.00000500 by the end of 2026. The main limitation is its lack of unique utility compared to newer DeFi projects. It requires billions of dollars in new capital just to move the price a small fraction, making it a low-reward play for most traders.

In contrast, the prediction for MUTM is much more optimistic. Experts project the token could reach $0.45 by late 2026. This is because MUTM is an infrastructure play. As more users use the V1 protocol to lend and borrow, the demand for the token would grows naturally. Unlike SHIB, which relies on social media mentions, MUTM’s value is tied to the total value locked in its lending pools.

Security and Whale Activity

Security is the top priority for Mutuum Finance. The project has completed a full audit by Halborn Security. It also has a high 90/100 trust score from CertiK. These steps have attracted “whales” who are making large allocations. Some individual purchases have exceeded $100,000, showing deep confidence in the project’s code.

To keep the community active, Mutuum uses a 24 hour leaderboard. The top contributor each day wins a $500 bonus in MUTM tokens. This competition has kept Phase 7 moving fast. With the V1 protocol now live on the Sepolia testnet, the project is proving it has the tech to match the hype. For investors leaving the meme coin world, Mutuum Finance looks like the most solid port in the storm.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Shiba Inu (SHIB) Drops 40% Year-to-Date, Investors Track This New Protocol appeared first on CoinoMedia.

As Q1 of 2026 unfolds, the crypto market is undergoing a major structural shift. Long-standing giants like Ethereum (ETH) and Ripple (XRP) are seeing significant capital outflows as investors pivot toward higher-growth opportunities. While ETH faces stiff competition from emerging Layer-2 solutions and XRP navigates a challenging regulatory landscape, the “smart money” is rotating into fresh, utility-driven protocols.

This rotation is not a loss of faith, but a search for efficiency. Investors are increasingly favoring new crypto projects that offer lower entry points and clearer upside potential. Leading this new wave is Mutuum Finance (MUTM), a decentralized lending protocol that is quickly becoming a primary destination.

Ripple (XRP)

As of mid-February 2026, Ripple (XRP) is navigating a complex technical phase. The asset is currently trading around $1.35 to $1.48, with a market capitalization of approximately $82 billion to $90 billion. While Ripple has made great strides in regulatory compliance and cross-border payments, the token’s price action has been a source of frustration for many long-term holders.

Technical analysts have identified a major resistance zone between $1.51 and $1.57. This area has proven to be a formidable wall, as recent attempts to breakout have been met with intense selling pressure. 

Below these levels, the first major support sits at $1.26. With such a massive market cap, XRP requires significant institutional news just to move a few cents, leading many investors to feel that the era of “easy gains” for this asset has passed.

Ethereum (ETH)

Ethereum (ETH) remains the undisputed king of smart contracts, but the start of 2026 has been rocky. Currently trading near $2,000, Ethereum is fighting to maintain its footing above this psychologically critical level. Its market cap is still massive, but the coin has recently seen a 33% decline from its January highs.

Early investors who saw the 2017 and 2021 surges are now witnessing a different market. While banks like Standard Chartered predict long-term targets as high as $7,500, the current reality involves high competition from faster networks and a cooling of retail interest. 

Mutuum Finance (MUTM)

Mutuum Finance (MUTM) is a preparing new decentralized lending and borrowing protocol. It aims to replace traditional banks with a non-custodial hub where users can earn yield or access liquidity without ever giving up ownership of their assets. 

The protocol’s design aims to manage returns and safety through two key metrics. First, lenders earn a variable APY, or Annual Percentage Yield, which adjusts automatically based on the borrowing demand for specific assets in the pools. 

Second, the system uses a structured LTV, or Loan-to-Value ratio, to determine exactly how much a user can borrow against their collateral. This ensures the platform stays stable, as automated liquidations trigger if the collateral value falls below a safe level. It is important to note that Mutuum Finance is currently in its development phase, with these features being tested on the Sepolia testnet to ensure stability before the full mainnet release.

The project is currently in Phase 7 of its presale, and the momentum is hard to ignore. Mutuum has already raised over $20.58 million and has attracted a global community of more than 19,000 individual holders. MUTM is currently priced at $0.04, marking a 300% surge from its starting price of $0.01. With nearly half of the presale allocation already secured, the window to enter at this level is closing as the project nears its confirmed launch price of $0.06.

Why Early Investors are Moving

Several early investors of XRP and ETH are now turning their attention to MUTM because it mirrors the early steps of successful legacy projects. Just as Ethereum once offered a fresh way to build on blockchain, Mutuum Finance is building a fresh way to handle decentralized liquidity. 

According to recent development updates, the Mutuum Finance V1 protocol is officially live on the Sepolia testnet. This allows users to test the actual lending system using assets like ETH, WBTC, LINK, and USDT. 

While XRP remains a staple for payments, it lacks the dynamic, yield-generating utility that Mutuum Finance’s mtToken system prepares. Early adopters are realizing that they can secure a spot in a primary liquidity hub, something that is no longer possible with a mature asset like ETH.

Leaderboards, Security and Final Stages

The urgency behind the MUTM presale is being driven by both technical progress and community engagement. The platform features a 24-hour leaderboard that tracks daily participation and rewards the top contributor with a $500 bonus in tokens. 

Trust is a major factor in this rotation. Mutuum Finance has successfully completed a manual code audit with Halborn Security, a world-class firm. It also holds a high 90/100 trust score from CertiK, giving it a security standard that rivals many top 10 altcoins. 

With the V1 testnet already active and the Halborn audit finished, Mutuum Finance is no longer a potential project, it is a functional one. When moving away from the slow growth of XRP and the volatility of ETH, the current $0.04 MUTM entry represents the final 50% discounted stage.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Top Crypto Rotation 2026: Why Investors are Moving from XRP and ETH appeared first on CoinoMedia.

The space for online sports betting is getting larger, and people now have more sites to choose from than ever before. Kalshi gives a new spin with its regulated way to trade events, while Crown Coins Casino uses a sweepstakes style for casual fans who like casino-style play.

Then there is Spartans: a massive crypto sportsbook and casino that mixes fast payouts, a huge list of sports markets, and a special CashRake prize system that gives back up to 33% on every deposit. With Spartans giving a full crypto sportsbook time along with these two very different sites, there is a lot to look at. Here is how they compare.

Kalshi: A Regulated Place to Trade Events

Kalshi uses a different style for online sports betting by working as a CFTC-regulated event trading site. Rather than making normal bets, people buy and sell contracts on real outcomes from PGA winners to political news and money trends. Each contract costs between $0.01 and $0.99, which shows what the market thinks is the chance of a result.

New users who join with the code DIMERS can get a $10 bonus after they finish 10 event trades. The site works on iOS, Android, and web browsers. Kalshi covers more than just sports, including politics and money news, which adds more choice. However, the trading style might feel strange to those used to normal sportsbooks, and the hard-to-learn system could be a problem for casual fans who just want to make a fast bet.

Crown Coins Casino: A Sweepstakes Pick for Casual Fans

Crown Coins Casino works under U.S. sweepstakes laws, giving a social casino time instead of online sports betting. New players get 100,000 Crown Coins and 2 Sweeps Coins when they join, with no code needed. A first-buy prize adds 200% more worth to the first purchase, making the starting coins go further.

The site has hundreds of slots, card games, and big jackpots. Sweeps Coins can be turned into real gifts through the Prizeout tool, including PayPal cash and gift cards. Daily login gifts and weekly goals add a reason for players to come back. But, Crown Coins does not have a normal sportsbook at all. It is made for casino fun, not sports play, so anyone wanting to bet on sports games will not find that here.

Spartans: The Best Online Sports Betting for Crypto Fans

Spartans has gained its place as one of the best online sports betting sites in the crypto area, and it is easy to see why. The sportsbook has soccer, basketball, tennis, cricket, rugby, boxing, ice hockey, baseball, and even Winter Olympics games like skiing, snowboarding, figure skating, and curling. Live betting markets change right away, keeping bettors tied to every part of the game.

What truly makes Spartans different is the CashRake tool. From the very first play, every player gets up to 33% of their deposits back automatically. Bets that lose get 3% fast cashback, and as much as 33% of the house edge comes back as live rakeback, all shown on a real-time screen. No VIP levels, no monthly goals, and no hidden rules. Everyone gets the same deal from the start.

Spartans has also teamed up with the famous artist Lil Baby, bringing a winning spirit to the site. The work together gives special better basketball odds, live studio times for Spartans members only, and custom games made by the artist, something no other site can offer.

Money moves in and out are very fast, taking BTC, ETH, USDT, DAI, ADA, AVAX, and normal cash ways. Every move is checked on the blockchain and safe with SSL tech. Spartans Originals, like Baccarat, Blackjack, and Roulette, have fair results that anyone can check themselves. For bettors who want a top online sports betting time with real prizes, fast payouts, and full truth, Spartans gives it all.

Final Verdict

Each site helps a different group. Kalshi is for those who like prediction markets and trading events. Crown Coins gives a casual sweepstakes casino time for players who like slots and card games. But for online sports betting, Spartans is the clear winner.

The CashRake system by itself giving back up to 33% on every deposit is something no other site does. Add that to fast crypto payouts, a huge sportsbook with many sports and live play, and blockchain-checked fairness for every bet, and the pick is easy. For serious players who want worth, speed, and truth, Spartans stands above the rest.

Find Out More About Spartans:

Website: https://spartans.com/

Instagram: https://www.instagram.com/spartans/

Twitter/X: https://x.com/SpartansBet

YouTube: https://www.youtube.com/@SpartansBet

The post The New Standard of Betting: Spartans’ 33% CashRake and Lil Baby Partnership Leaves Crown Coins & Kalshi Behind! appeared first on CoinoMedia.

As of February 18, 2026, the crypto market is witnessing a major rotation as top cryptocurrencies face technical exhaustion. Solana (SOL) is currently trading near $85, showing a significant year-to-date decline and struggling to overcome the heavy $90 resistance zone. Despite strong network metrics, the price remains trapped in a bearish channel, leading many investors to look beyond the top-ten rankings.

While SOL battles to regain its psychological footing, a new lending protocol is capturing the attention of the “smart money.” Mutuum Finance (MUTM) is emerging as a high-utility alternative that prioritizes revenue and security over simple market hype. 

Solana (SOL)

As of February 2026, Solana (SOL) is trading around the $85 mark, struggling to push back above the $90 resistance level. With a market cap holding steady near $48 billion, the asset remains a top-five contender, but the explosive growth seen in its early years has significantly cooled. 

During its initial surge, SOL was celebrated for its high speed and low fees, often outperforming almost everything in the top 10. However, the 2026 landscape is much more competitive, and the network’s history of technical outages still weighs on investor confidence.

Looking ahead, some analysts have issued a bearish outlook for the 2026–2027 period. While the long-term potential for Firedancer upgrades remains, short-term models suggest that SOL could see a deeper correction toward the $60 or even $50 floor if it fails to flip the $100 level soon.

Mutuum Finance (MUTM)

In contrast to the stagnant performance of larger altcoins, Mutuum Finance (MUTM) is gaining rapid ground. The project is currently in Phase 7 of its structured presale, with MUTM priced at just $0.04. 

Since the initial launch at $0.01, the project has already seen a 300% surge, showing strong organic demand. The funding numbers are equally impressive, with over $20.58 million raised and a growing community of more than 19,000 individual holders.

Mutuum Finance is building a professional, non-custodial ecosystem for digital asset lending. The goal is to provide a transparent alternative to traditional banking using smart contracts. The protocol features a dual-market model that includes Peer-to-Contract (P2C) pools for instant liquidity and a Peer-to-Peer (P2P) marketplace for custom loan terms. 

Why Investors are Rotating from SOL to MUTM

Many investors are moving capital from Solana to Mutuum Finance because of the clear cheap crypto advantage. While Solana has lost nearly 50% of its market cap over the last six months due to network congestion issues and a shift in market sentiment, MUTM is just beginning its growth curve. Solana’s massive size makes it harder to achieve a 10x or 20x return, whereas a cheap altcoin project like Mutuum Finance offers a much higher ceiling.

The contrast becomes even clearer when looking at technical delivery. While Solana is still working on scaling its mainnet to prevent crashes, Mutuum Finance has already launched its V1 protocol on the Sepolia testnet. 

This working version allows users to test core features like mtTokens, debt tokens, and the Automated Liquidator Bot. It supports major assets including ETH, WBTC, LINK, and USDT, proving that the protocol is functional and ready for real application.

Security Standards and Price Potential

Confidence in Mutuum Finance is backed by a professional security stack. The project recently completed a full manual audit with Halborn Security, one of the most respected firms in the industry. It also maintains a high 90/100 trust score from CertiK, a feat many older projects have not achieved. 

The price prediction contrast between the two assets is striking. While analysts expect Solana to move sideways between $70 and $110, the outlook for MUTM is much more aggressive. With a confirmed launch price of $0.06, the current $0.04 rate represents an opportunity path to value. 

Several experts suggest that once the mainnet goes live, MUTM could see a 650% increase as long as it captures a share of the decentralized liquidity market. When looking to maximize 2026 portfolio, the window to enter Mutuum Finance at these levels is closing as Phase 7 nears completion.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

The post Solana (SOL) Struggles to Reclaim $90; Investors Prefer This New Cheap Crypto appeared first on CoinoMedia.

European Central Bank targets Digital Euro launch by mid-2029.

Pilot program scheduled to begin in 2027.

CBDC aims to modernize eurozone payments.

The European Central Bank (ECB) has taken a major step toward reshaping the future of payments in Europe. Officials have confirmed their goal to introduce the Digital Euro by mid-2029, marking one of the most ambitious financial technology projects in the region’s history. Before the full launch, a pilot phase is expected to begin in 2027 to test the system’s functionality, security, and public adoption.

The Digital Euro would serve as a central bank digital currency (CBDC), issued directly by the European Central Bank. Unlike cryptocurrencies such as Bitcoin, it would be fully backed and regulated by the central bank, making it a digital version of physical euro cash.

Testing the System Before Launch

The 2027 pilot program will play a critical role in preparing the Digital Euro for public use. During this phase, selected users, banks, and businesses will test payment processes, privacy safeguards, and transaction speed. The European Central Bank wants to ensure that the system is secure, efficient, and easy to use before rolling it out across the eurozone.

Officials have stressed that the Digital Euro is not intended to replace cash. Instead, it will complement existing payment methods, giving citizens another secure option in an increasingly digital economy. With online payments rising across Europe, the European Central Bank believes a digital currency issued by the central bank can strengthen financial stability and reduce reliance on foreign payment providers.

JUST IN: The European Central Bank aims to issue a digital euro by mid-2029; a pilot is planned for 2027. pic.twitter.com/CGz0i0R0pL

— Cointelegraph (@Cointelegraph) February 18, 2026

Why the Digital Euro Matters

The push for the Digital Euro reflects a broader global trend. Countries worldwide are exploring CBDCs to modernize payment systems and maintain monetary sovereignty. For the eurozone, the project could enhance cross-border transactions, lower costs, and boost financial inclusion.

If successful, the Digital Euro could become a key pillar of Europe’s financial infrastructure. However, challenges remain, including privacy concerns, cybersecurity risks, and ensuring broad public trust. The upcoming pilot in 2027 will provide valuable insights into how the system performs under real-world conditions.

With a planned launch in 2029, the European Central Bank is signaling that digital currency is no longer a distant concept—it’s becoming a central part of Europe’s financial future.

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