花太香

Brothers, Plasma is not a public blockchain; it's a 'central bank that prints its own money'! Recently, I've been seeing people saying: 'Plasma is using Aave to absorb deposits with one hand and Stripe-style payments with the other. Isn't this a conflict? It will eventually break itself.' But I want to say: quite the opposite! This is not a split but a precisely designed 'closed-loop funding' experiment. Look at how it plays: Left hand (deposit side): Aave on Plasma annualized at 8%, syrupUSDT pool reaches 1.1 billion. Global dollars flow in like a tide, lying down to earn interest; Right hand (spending side): ConfirmoPay subsidizes merchants with zero fees, Rain Card co-branded with Visa has no annual fee, NEAR Intents handles large cross-border settlements— all friction costs are covered by the protocol. Where does the money come from? It comes from the interest spread of that huge sum in the left-hand pool! Plasma is essentially saying: 'You deposit your USDT here to earn 8%, I'll take 3% to subsidize real-world payment experiences, and keep the remaining 5% to nurture the ecosystem.' Isn't this exactly how modern central banks operate? Issue currency → Recapture liquidity (deposits/bonds) → Use interest spreads to support public expenditure → Enhance currency credit → Attract more users. Plasma's 'currency' is USDT, 'government bonds' are syrupUSDT, and 'fiscal expenditure' is payment subsidies. It hasn't printed new coins but has created endogenous cash flow through financial engineering. So stop calling it 'just another L1 public chain.' It is evolving into a 'Stablecoin Monetary Authority'— Asset side: tens of billions in USDT reserves + DeFi income-generating assets; Liability side: circulating USDT + user deposit certificates; Policy tools: interest rate adjustments, subsidy deployment, compliance interfaces. As long as this flywheel starts turning: More savings → Lower costs → Stronger subsidies → More adoption → More savings. Plasma will no longer rely on VC funding but will instead generate its own blood circulation through its economic cycle. Now, with a market cap of just over 200 million? The market clearly hasn't grasped this paradigm shift yet. While others are still focused on TPS and Gas fees, Plasma is already playing with monetary economics. Brothers, do you think: Is the ultimate form of Web3 going to be a series of 'decentralized central banks'? And is Plasma the first to dare to be this 'schizophrenic giant'? (Attached flywheel model diagram) #Plasma $XPL @Plasma

@Binance BiBi summarize this content

Friends in the cryptocurrency world, are you used to holding ETH and watching the market fluctuations?
I used to do the same, and during sideways markets, there were no gains, and the psychological pressure was high.
Until a friend in the group reminded me:
ETH + ListaDAO + USD1 = Low-cost arbitrage structure
I was half-convinced at the time, but after running it myself, I found the returns to be much more stable than I expected.
The steps are very clear:
1️⃣ Collateralize ETH and borrow USD1 from ListaDAO (annual borrowing cost ≈1%)
2️⃣ Transfer USD1 to Binance Earn to enjoy stablecoin returns of 18%-20%
3️⃣ Continue to hold ETH as an income-generating asset or stake it
In this way, my ETH is no longer just a single line of profit and loss,
but simultaneously generates two lines of income:
✅ ETH income
✅ USD1 stablecoin returns
This structure allows me to be more at ease during sideways markets:
When the market is stagnant, I can still generate stable cash flow,
and when the market rises, my original position still benefits from the price increase.
The key is that the low borrowing cost of ListaDAO is the underlying moat of the entire structure,
otherwise the interest would eat up the spread, making arbitrage impossible.
I am increasingly recommending my friends to use ETH to run this structure,
not only to reduce reliance on single income but also to experience the feeling of "assets moving, income running."
Is your current ETH a single position, or have you started trying to stack USD1 in arbitrage?
@ListaDAO
#USD1理财最佳策略ListaDAO $LISTA

Brothers in the square, have you recently seen PT-USDe / asUSDF being discussed often?
At first, I thought it was just a new type of stablecoin asset that generates interest on its own.
But after I operated it once on ListaDAO, I realized the true value lies in 'stacking yields'.
My operating process is very simple:
1️⃣ Mortgage PT-USDe / asUSDF, borrow USD1 on ListaDAO
2️⃣ The borrowed USD1 goes to Binance Earn, earning 18%-20% stablecoin yield
3️⃣ At the same time, the mortgaged PT-USDe / asUSDF itself is still generating interest income
What happened?
A principal running on two yield lines simultaneously:
✅ Yield from interest-generating assets
✅ USD1 stablecoin yield
The core of this structure is: borrowing rates are low at around 1%,
otherwise the second yield line would be almost eaten away by interest.
What excites me the most is:
Even if the market is sideways, this structure still steadily produces cash flow,
no longer relying on market fluctuations and won't be forced to liquidate.
I am increasingly treating PT-USDe / asUSDF as two things:
One is a long-term holding interest-generating asset,
The other is a tool for generating stablecoin yield at low cost.
Is the interest-generating asset in your hands taking single-line yields, or are you starting to stack USD1's arbitrage structure like me?
@ListaDAO
#USD1理财最佳策略ListaDAO $LISTA

Why I Prefer Using ListaDAO Over Other Lending Protocols
Web3 players, many people first encountering lending protocols tend to think: I'll use whichever has the highest interest rate.
I used to think the same until I compared a few options and realized:
High interest rates ≠ high returns.
I calculated the cost of borrowing USD1 with BTCB, ETH, and BNB on other protocols and was surprised to find:
Slightly higher rates nearly eliminate the arbitrage opportunities.
Then I tried ListaDAO:
Collateralizing BTCB / ETH / BNB to borrow USD1
Borrowing cost close to 1%
Directly using USD1 for Binance Earn, annualized 18%-20%
Where is the difference?
The key lies in low costs and safety margins.
In other protocols, even if the returns seem high, the risks are also high;
In ListaDAO, I can run the arbitrage structure more steadily and for a longer duration at a lower cost.
I even layered the earnings from PT-USDe / asUSDF on top,
Running two return lines, or even three lines, with the same principal.
This made me truly understand that low borrowing costs are not a small advantage,
but a defensive moat determining whether the entire arbitrage structure can exist long-term.
Now, looking back at those purely high-interest rate chasing actions,
I realize that what I lost before was not just opportunities, but also psychological security.
Is the lending protocol you are using only focusing on interest rates, or have you considered cost + safety + structure?
Share your current strategy to let everyone reference each other.
@ListaDAO
#USD1理财最佳策略ListaDAO $LISTA

Many arbitrage opportunities fail not because the returns are insufficient, but because the liquidation line was not clearly calculated.
Crypto friends, to be honest, I have seen quite a few people whose arbitrage logic is correct, yet they still lose their positions in the end.
The problem often lies not in the returns, but in an overlooked area:
👉 The liquidation line.
When I first started using ListaDAO, I made a mistake as well:
I was too focused on how much USD1 I could borrow,
but I didn’t seriously calculate whether my position could withstand a rapid retracement of BTCB / ETH.
It was only after a friend in the group was forcibly liquidated that I became truly aware.
That time, I specifically took the time to backtrack my position under three extreme scenarios:
A rapid drop of 15%
Continuous decline
A sudden spike
Then, based on the most conservative scenario, I reset the collateral rate.
The result was:
The returns didn’t look as exciting,
but I could confidently let the structure run longer.
At this point, the low borrowing cost advantage of ListaDAO became even more apparent.
Because I don’t need to rely on a high collateral rate to pile up returns,
I can create arbitrage space just by relying on time + low costs.
My current standard is:
I would rather earn a little less,
than let myself fall into a “passive liquidation” state.
Those who truly make money in the long term do not rely on some optimal parameters,
but on whether the structure can survive several market cycles.
If you are currently running an arbitrage structure, I suggest you take a look back:
Is your current collateral rate for returns,
or for safety?
This choice often determines whether you can still sit at the poker table.
@ListaDAO
#USD1理财最佳策略ListaDAO $LISTA

Brothers, the good news for $BNB is here, let's go!
On January 26, 2026, Swedish asset management company Virtune AB officially launched VIRBNB on the Nasdaq Stockholm exchange.
This is a compliant financial product targeting BNB. Its launch brings several clear benefits to the market and investors:
1. Traditional capital's “compliance ticket”
For many institutional investors (such as pension funds and insurance companies) who are subject to regulatory restrictions and cannot directly buy coins on cryptocurrency exchanges, VIRBNB provides a compliant channel.
Benefit: Lower capital thresholds and legal risks, attracting more “big money” from traditional financial markets into the BNB ecosystem.
2. 100% Physical Backing
Each share of VIRBNB is backed 1:1 by physical BNB and is secured by Coinbase, a leading global custodian.
Benefit: This is not an abstract derivative; it genuinely increases the market's demand for BNB holdings. As long as more people buy the ETP, the custodian must purchase an equivalent amount of BNB spot, which has potential support for BNB's price.
3. Ease of operation and security
Investors can trade directly through existing securities accounts (valued in SEK Swedish Krona) just like buying and selling stocks, without needing to manage private keys or worry about exchanges being hacked.
Benefit: Greatly simplifies the investment process. For ordinary retail investors and professional investors who are not familiar with Web3 operations but are optimistic about the Binance ecosystem, this is a very friendly tool.
4. Enhancing BNB's global status
As a top-tier global exchange, Nasdaq's endorsement effect is very strong.
Benefit: Marks BNB's further transition from “exchange token” to “mainstream financial asset,” enhancing its brand credibility and transparency in the global financial system. #瑞典上线VIRBNB #代币化白银热潮

In a volatile market, I truly realize the value of arbitrage structures.
Friends, isn't this kind of fluctuating market more uncomfortable than a crash?
I dare not chase the rise, and I don't want to sell when it falls; the positions are there, but the profits are almost stagnant.
At this stage, it is actually the easiest to let the efficiency of funds drop to zero.
My strategy in the volatile market used to be very simple:
Wait.
But later I realized that waiting is essentially giving time away for free.
The real turning point was when I started using ListaDAO to convert part of my position into USD1 structure.
In ListaDAO, you can use BTCB / ETH / BNB as collateral to borrow USD1,
The borrowing cost is very low,
This allows me to obtain stablecoins for arbitrage without selling my coins.
Once the structure starts running, I feel more comfortable in a volatile market:
When the market is stagnant, I have stablecoin earnings;
When the market goes down, I'm not forced to cut my positions but can continue to hedge time with cash flow;
When the market goes up, my original position still benefits from the increase.
At this moment, I realized:
Chasing the rise is directional speculation,
Arbitrage is structural speculation.
What ListaDAO gives me is to upgrade “waiting” to “productive waiting.”
This is also why I focus less on short-term entries and exits,
And shift my focus to:
How to ensure that my positions generate output in any market condition.
If you also feel uncomfortable in a volatile market right now,
Maybe it's not the market's issue,
But rather that your profit structure is too singular.
Is your current profit still 100% reliant on price fluctuations?
If so, maybe it's time to add a USD1 stablecoin profit line for yourself.
@ListaDAO
#USD1理财最佳策略ListaDAO $LISTA

Friends, to be honest, the first time I saw ListaDAO, I was completely hesitant.
It wasn't that I didn't understand, but rather I was afraid of trouble, afraid of pitfalls, afraid of liquidation.
But later, after the market stagnated for a long time, I began to realize:
Not acting is also a kind of cost.
What really made me decide was my friends step by step explaining in the group:
You are not betting on returns,
You are turning low-interest assets into stablecoin cash flow.
My own process is actually quite simple:
Step one, I choose assets.
BTCB / ETH / BNB, these are assets I have been holding long-term and do not plan to sell.
Step two, I collateralize assets on ListaDAO and borrow USD1.
The key is not how much to borrow, but to control the collateral ratio first to ensure that I can withstand fluctuations.
Step three, I transfer USD1 into Binance Earn.
The goal is clear: to earn high returns on stablecoins, rather than using it for trading.
Step four, I regularly review my progress.
It's not about how much I earn in a day, but about whether:
This structure can run steadily for three months.
After this round, my biggest feeling is:
What ListaDAO really solves is not the return issue,
But rather it allowed me for the first time to treat arbitrage as a 'long-term allocation', rather than a one-time opportunity.
Looking back now, the reason I was hesitant at first was not that the risk was high,
But rather I didn't understand:
Low borrowing costs are the safety net of this structure.
If you are still observing now, you can actually start with a very small position and run the process once.
Truly understanding is always more useful than reading ten tutorials.
Are you already running the structure, or are you still observing?
Maybe what you are missing is simply the first practical experience.
@ListaDAO
#USD1理财最佳策略ListaDAO $LISTA

Brothers in the square, I often see that when someone hears "mortgage lending coins", the first reaction is: this is leveraging.
To be honest, I thought so at first too.
But after running through the structure of ListaDAO + USD1 + Binance Earn, I realized that:
For most long-term holders, this actually reduces the risk of relying on a single source of income.
My previous structure was very simple:
Holding BTCB, ETH, BNB,
with profits completely dependent on market conditions.
Now it has changed to:
Part of the position continues to take advantage of the market,
while the other part, through ListaDAO, borrows USD1 to earn stablecoin returns.
What does this mean?
It means I no longer place all my hopes on the next big bullish candle.
The key is:
At ListaDAO, borrowing USD1 with blue-chip assets has a very low cost.
As long as the position is managed properly, my main risk is not the interest rate, but my own greed.
When I pull the position into a comfortable range:
Even if the market fluctuates,
I will not be passively liquidated,
instead, I can continue to earn stablecoin returns, helping me hedge against time costs.
At this point, I truly understand:
This is not aggressive leverage,
but structural diversion.
What ListaDAO gives me is not a larger risk exposure,
but allows me to shift from "relying entirely on the market" to a "market + cash flow" dual engine.
If your current profit structure relies 100% on price appreciation,
it is truly worth trying to introduce a stablecoin income line of USD1.
Is your current position a single engine, or have you already started running a dual engine?
@ListaDAO
#USD1理财最佳策略ListaDAO $LISTA

Brothers, web3 friends, hello everyone! Recently, a saying has been popular in the crypto circle: 'In a bull market, don't go all in; in a bear market, don't go all out; in a sideways market, just lie flat.' However, many people feel uneasy lying flat, always thinking that if they don't hustle, they'll fall behind. Rumor has it that Lista DAO has 'average returns' and 'RWA is too abstract,' but after playing around for half a year, I discovered it is the true lying flat artifact—money grows on its own, and I continue to lie flat.

Last month on a weekend, I was lying on the sofa browsing my phone and casually opened the Lista Dashboard. The slisBNB position automatically reinvests 7.13% native yield daily, and the veLISTA locked Auto Compound yields 38%+ dividends every week. In the RWA Zone, that 1000 USDT of CLOs earns a few more cents daily, and the lisUSD Earn/LP is quietly accumulating interest in the background. The entire process requires zero operation, like raising a goose that lays golden eggs automatically. I made a few mistakes initially: I leveraged too high and almost got liquidated, quickly dropping to 1.6x, with a collateral rate always above 180%; when RWA first opened, I deposited a small amount and saw real returns of 3.65%~4.71%, which finally put my mind at ease. With ETH cross-chain deployment imminent, lisUSD liquidity is about to explode. Now, I only check the data once a week, and as long as the curve is trending upwards, I continue to lie flat.

Three core values:
Multi-layered passive income: staking 7% + low-interest borrowing + Earn/RWA/LP + veLISTA dividends, conservatively 16~22% annualized, with more aggressive yields even higher.
RWA's real-world application: on-chain government bonds/bonds, no KYC, no cross-chain, allowing ordinary people to enjoy TradFi returns.
Stable ecosystem: bound to Binance + ETH cross-chain, TVL 3B+, not just spinning wheels, but genuinely in use.
Now, my mindset has completely transformed: I used to chase hot trends with adrenaline spikes, but now the money is working in the background while I lie flat in front. By 2026, with RWA + cross-chain implementation, Lista may very well transform from the BNB king into a multi-chain infrastructure, and doubling the value of LISTA is not a dream.
Friends, how far along are you in lying flat? Just pure staking at 7%? Hustling for veLISTA dividends? How much have you deposited in RWA? Share your thoughts on lying flat in the comments, I'm waiting to copy your homework, and let's lie our way into the future together!
@ListaDAO
#USD1理财最佳策略ListaDAO $LISTA