花太香

Friends in the cryptocurrency world, are you used to holding ETH and watching the market fluctuations?
I used to do the same, and during sideways markets, there were no gains, and the psychological pressure was high.
Until a friend in the group reminded me:
ETH + ListaDAO + USD1 = Low-cost arbitrage structure
I was half-convinced at the time, but after running it myself, I found the returns to be much more stable than I expected.
The steps are very clear:
1️⃣ Collateralize ETH and borrow USD1 from ListaDAO (annual borrowing cost ≈1%)
2️⃣ Transfer USD1 to Binance Earn to enjoy stablecoin returns of 18%-20%
3️⃣ Continue to hold ETH as an income-generating asset or stake it
In this way, my ETH is no longer just a single line of profit and loss,
but simultaneously generates two lines of income:
✅ ETH income
✅ USD1 stablecoin returns
This structure allows me to be more at ease during sideways markets:
When the market is stagnant, I can still generate stable cash flow,
and when the market rises, my original position still benefits from the price increase.
The key is that the low borrowing cost of ListaDAO is the underlying moat of the entire structure,
otherwise the interest would eat up the spread, making arbitrage impossible.
I am increasingly recommending my friends to use ETH to run this structure,
not only to reduce reliance on single income but also to experience the feeling of "assets moving, income running."
Is your current ETH a single position, or have you started trying to stack USD1 in arbitrage?
@ListaDAO
#USD1理财最佳策略ListaDAO $LISTA

Brothers in the square, have you recently seen PT-USDe / asUSDF being discussed often?
At first, I thought it was just a new type of stablecoin asset that generates interest on its own.
But after I operated it once on ListaDAO, I realized the true value lies in 'stacking yields'.
My operating process is very simple:
1️⃣ Mortgage PT-USDe / asUSDF, borrow USD1 on ListaDAO
2️⃣ The borrowed USD1 goes to Binance Earn, earning 18%-20% stablecoin yield
3️⃣ At the same time, the mortgaged PT-USDe / asUSDF itself is still generating interest income
What happened?
A principal running on two yield lines simultaneously:
✅ Yield from interest-generating assets
✅ USD1 stablecoin yield
The core of this structure is: borrowing rates are low at around 1%,
otherwise the second yield line would be almost eaten away by interest.
What excites me the most is:
Even if the market is sideways, this structure still steadily produces cash flow,
no longer relying on market fluctuations and won't be forced to liquidate.
I am increasingly treating PT-USDe / asUSDF as two things:
One is a long-term holding interest-generating asset,
The other is a tool for generating stablecoin yield at low cost.
Is the interest-generating asset in your hands taking single-line yields, or are you starting to stack USD1's arbitrage structure like me?
@ListaDAO
#USD1理财最佳策略ListaDAO $LISTA

Why I Prefer Using ListaDAO Over Other Lending Protocols
Web3 players, many people first encountering lending protocols tend to think: I'll use whichever has the highest interest rate.
I used to think the same until I compared a few options and realized:
High interest rates ≠ high returns.
I calculated the cost of borrowing USD1 with BTCB, ETH, and BNB on other protocols and was surprised to find:
Slightly higher rates nearly eliminate the arbitrage opportunities.
Then I tried ListaDAO:
Collateralizing BTCB / ETH / BNB to borrow USD1
Borrowing cost close to 1%
Directly using USD1 for Binance Earn, annualized 18%-20%
Where is the difference?
The key lies in low costs and safety margins.
In other protocols, even if the returns seem high, the risks are also high;
In ListaDAO, I can run the arbitrage structure more steadily and for a longer duration at a lower cost.
I even layered the earnings from PT-USDe / asUSDF on top,
Running two return lines, or even three lines, with the same principal.
This made me truly understand that low borrowing costs are not a small advantage,
but a defensive moat determining whether the entire arbitrage structure can exist long-term.
Now, looking back at those purely high-interest rate chasing actions,
I realize that what I lost before was not just opportunities, but also psychological security.
Is the lending protocol you are using only focusing on interest rates, or have you considered cost + safety + structure?
Share your current strategy to let everyone reference each other.
@ListaDAO
#USD1理财最佳策略ListaDAO $LISTA

Many arbitrage opportunities fail not because the returns are insufficient, but because the liquidation line was not clearly calculated.
Crypto friends, to be honest, I have seen quite a few people whose arbitrage logic is correct, yet they still lose their positions in the end.
The problem often lies not in the returns, but in an overlooked area:
👉 The liquidation line.
When I first started using ListaDAO, I made a mistake as well:
I was too focused on how much USD1 I could borrow,
but I didn’t seriously calculate whether my position could withstand a rapid retracement of BTCB / ETH.
It was only after a friend in the group was forcibly liquidated that I became truly aware.
That time, I specifically took the time to backtrack my position under three extreme scenarios:
A rapid drop of 15%
Continuous decline
A sudden spike
Then, based on the most conservative scenario, I reset the collateral rate.
The result was:
The returns didn’t look as exciting,
but I could confidently let the structure run longer.
At this point, the low borrowing cost advantage of ListaDAO became even more apparent.
Because I don’t need to rely on a high collateral rate to pile up returns,
I can create arbitrage space just by relying on time + low costs.
My current standard is:
I would rather earn a little less,
than let myself fall into a “passive liquidation” state.
Those who truly make money in the long term do not rely on some optimal parameters,
but on whether the structure can survive several market cycles.
If you are currently running an arbitrage structure, I suggest you take a look back:
Is your current collateral rate for returns,
or for safety?
This choice often determines whether you can still sit at the poker table.
@ListaDAO
#USD1理财最佳策略ListaDAO $LISTA

Brothers, the good news for $BNB is here, let's go!
On January 26, 2026, Swedish asset management company Virtune AB officially launched VIRBNB on the Nasdaq Stockholm exchange.
This is a compliant financial product targeting BNB. Its launch brings several clear benefits to the market and investors:
1. Traditional capital's “compliance ticket”
For many institutional investors (such as pension funds and insurance companies) who are subject to regulatory restrictions and cannot directly buy coins on cryptocurrency exchanges, VIRBNB provides a compliant channel.
Benefit: Lower capital thresholds and legal risks, attracting more “big money” from traditional financial markets into the BNB ecosystem.
2. 100% Physical Backing
Each share of VIRBNB is backed 1:1 by physical BNB and is secured by Coinbase, a leading global custodian.
Benefit: This is not an abstract derivative; it genuinely increases the market's demand for BNB holdings. As long as more people buy the ETP, the custodian must purchase an equivalent amount of BNB spot, which has potential support for BNB's price.
3. Ease of operation and security
Investors can trade directly through existing securities accounts (valued in SEK Swedish Krona) just like buying and selling stocks, without needing to manage private keys or worry about exchanges being hacked.
Benefit: Greatly simplifies the investment process. For ordinary retail investors and professional investors who are not familiar with Web3 operations but are optimistic about the Binance ecosystem, this is a very friendly tool.
4. Enhancing BNB's global status
As a top-tier global exchange, Nasdaq's endorsement effect is very strong.
Benefit: Marks BNB's further transition from “exchange token” to “mainstream financial asset,” enhancing its brand credibility and transparency in the global financial system. #瑞典上线VIRBNB #代币化白银热潮

In a volatile market, I truly realize the value of arbitrage structures.
Friends, isn't this kind of fluctuating market more uncomfortable than a crash?
I dare not chase the rise, and I don't want to sell when it falls; the positions are there, but the profits are almost stagnant.
At this stage, it is actually the easiest to let the efficiency of funds drop to zero.
My strategy in the volatile market used to be very simple:
Wait.
But later I realized that waiting is essentially giving time away for free.
The real turning point was when I started using ListaDAO to convert part of my position into USD1 structure.
In ListaDAO, you can use BTCB / ETH / BNB as collateral to borrow USD1,
The borrowing cost is very low,
This allows me to obtain stablecoins for arbitrage without selling my coins.
Once the structure starts running, I feel more comfortable in a volatile market:
When the market is stagnant, I have stablecoin earnings;
When the market goes down, I'm not forced to cut my positions but can continue to hedge time with cash flow;
When the market goes up, my original position still benefits from the increase.
At this moment, I realized:
Chasing the rise is directional speculation,
Arbitrage is structural speculation.
What ListaDAO gives me is to upgrade “waiting” to “productive waiting.”
This is also why I focus less on short-term entries and exits,
And shift my focus to:
How to ensure that my positions generate output in any market condition.
If you also feel uncomfortable in a volatile market right now,
Maybe it's not the market's issue,
But rather that your profit structure is too singular.
Is your current profit still 100% reliant on price fluctuations?
If so, maybe it's time to add a USD1 stablecoin profit line for yourself.
@ListaDAO
#USD1理财最佳策略ListaDAO $LISTA

Friends, to be honest, the first time I saw ListaDAO, I was completely hesitant.
It wasn't that I didn't understand, but rather I was afraid of trouble, afraid of pitfalls, afraid of liquidation.
But later, after the market stagnated for a long time, I began to realize:
Not acting is also a kind of cost.
What really made me decide was my friends step by step explaining in the group:
You are not betting on returns,
You are turning low-interest assets into stablecoin cash flow.
My own process is actually quite simple:
Step one, I choose assets.
BTCB / ETH / BNB, these are assets I have been holding long-term and do not plan to sell.
Step two, I collateralize assets on ListaDAO and borrow USD1.
The key is not how much to borrow, but to control the collateral ratio first to ensure that I can withstand fluctuations.
Step three, I transfer USD1 into Binance Earn.
The goal is clear: to earn high returns on stablecoins, rather than using it for trading.
Step four, I regularly review my progress.
It's not about how much I earn in a day, but about whether:
This structure can run steadily for three months.
After this round, my biggest feeling is:
What ListaDAO really solves is not the return issue,
But rather it allowed me for the first time to treat arbitrage as a 'long-term allocation', rather than a one-time opportunity.
Looking back now, the reason I was hesitant at first was not that the risk was high,
But rather I didn't understand:
Low borrowing costs are the safety net of this structure.
If you are still observing now, you can actually start with a very small position and run the process once.
Truly understanding is always more useful than reading ten tutorials.
Are you already running the structure, or are you still observing?
Maybe what you are missing is simply the first practical experience.
@ListaDAO
#USD1理财最佳策略ListaDAO $LISTA

Brothers in the square, I often see that when someone hears "mortgage lending coins", the first reaction is: this is leveraging.
To be honest, I thought so at first too.
But after running through the structure of ListaDAO + USD1 + Binance Earn, I realized that:
For most long-term holders, this actually reduces the risk of relying on a single source of income.
My previous structure was very simple:
Holding BTCB, ETH, BNB,
with profits completely dependent on market conditions.
Now it has changed to:
Part of the position continues to take advantage of the market,
while the other part, through ListaDAO, borrows USD1 to earn stablecoin returns.
What does this mean?
It means I no longer place all my hopes on the next big bullish candle.
The key is:
At ListaDAO, borrowing USD1 with blue-chip assets has a very low cost.
As long as the position is managed properly, my main risk is not the interest rate, but my own greed.
When I pull the position into a comfortable range:
Even if the market fluctuates,
I will not be passively liquidated,
instead, I can continue to earn stablecoin returns, helping me hedge against time costs.
At this point, I truly understand:
This is not aggressive leverage,
but structural diversion.
What ListaDAO gives me is not a larger risk exposure,
but allows me to shift from "relying entirely on the market" to a "market + cash flow" dual engine.
If your current profit structure relies 100% on price appreciation,
it is truly worth trying to introduce a stablecoin income line of USD1.
Is your current position a single engine, or have you already started running a dual engine?
@ListaDAO
#USD1理财最佳策略ListaDAO $LISTA

Brothers, web3 friends, hello everyone! Recently, a saying has been popular in the crypto world: "In a bull market, don't go all in; in a bear market, don't go all out; in a sideways market, just lie flat." However, many people feel uneasy lying flat, always thinking that if they don't hustle, they'll fall behind. Rumors say that Lista DAO's "returns are average" and "RWA is too virtual." But after playing for half a year, I found it to be the true lying flat artifact—money grows on its own, and I continue to lie flat.

Last month, on a weekend, I was lying on the sofa scrolling through my phone and casually opened the Lista Dashboard. The slisBNB position automatically reinvests 7.13% native yield daily, veLISTA locked Auto Compound brings in 38%+ weekly share, and the RWA Zone's 1000 USDT CLOs earn a few cents more each day, while lisUSD's Earn/LP is quietly increasing interest in the background. The entire process requires zero operation, like raising a goose that lays golden eggs automatically. I made a few mistakes at first: I nearly blew up by pulling the leverage too high, then quickly dropped to 1.6x, with a collateral ratio always above 180%; when RWA first opened, I deposited a small amount and saw real returns of 3.65%~4.71%, which really put my mind at ease. With ETH cross-chain deployment imminent, lisUSD liquidity is about to explode. Now, I only check the data once a week to confirm the curve is going up, and then I continue to lie flat.

Three core values: multi-layered passive income: staking 7% + low-interest lending + Earn/RWA/LP + veLISTA sharing, conservatively 16~22% annualized, aggressively higher. RWA real-world implementation: on-chain government bonds/bonds, no KYC, no cross-chain, ordinary people can also enjoy TradFi returns. Stable ecosystem: binding Binance + ETH cross-chain, TVL 3B+, not just spinning, but truly in use.
Now my mindset is completely zen: I used to chase trends with adrenaline spikes, now money is hustling in the background while I lie flat in front. In 2026, with RWA + cross-chain implementation, Lista is likely to transform from the BNB king into a multi-chain infrastructure; doubling the value of LISTA is not a dream.
Friends, how far along are you in lying flat? Just pure staking at 7%? Hustling for veLISTA shares? How much have you stored in RWA? Share your lying flat insights in the comments; I'm waiting to copy homework and lie flat together for a future!
@ListaDAO
#USD1理财最佳策略ListaDAO $LISTA

Like and share 77$SOL

Brothers, this time let's get straight to the point and talk about Dusk Network, which has been misinterpreted by too many people as an 'ordinary privacy coin'. We'll also discuss why smart money has quietly been making arrangements.
The cryptocurrency market is full of bizarre phenomena: either people are huddling around meme coins chasing price spikes and crashes, or they are fixated on the TPS rankings of L2, yet no one notices that the underlying narrative of the crypto market has already changed. What’s even more ridiculous is that many people still think that 'privacy chains' are just safety nets for illicit activities; this understanding is truly superficial. I initially held the same prejudice until I finished reading Dusk's technical documentation and had in-depth discussions with friends in traditional finance, and only then did I realize I was just a frog at the bottom of the well.
Let’s pierce through the core pain point: why are traditional financial institutions, holding trillions in funds, hesitant to enter Web3 on a large scale? It's not because they find Ethereum slow, but because they fear 'naked running'—on existing public chains, orders, positions, and trading strategies are all transparently visible on-chain, and no reputable institution would be foolish enough to reveal their cards. What institutions want is not speed, but a sense of security that comes from 'compliance approval + protection of commercial secrets'.
The most remarkable aspect of Dusk is that it has unraveled this deadlock. Its Piecrust virtual machine is not just a technical showcase; it achieves zero-knowledge friendly memory isolation at the base level, allowing for compliance and traceability of transactions while protecting privacy. Coupled with the Phoenix trading model, complex calculations and matching are done off-chain, leaving only minimal zero-knowledge proofs on-chain, which validate the transaction's effectiveness without revealing core data.
This means that in the future, compliant RWA assets, institutional dark pool trading, and central bank digital currency settlements will all rely on this architecture. When Goldman Sachs and JPMorgan do cross-chain settlements, they can't let the counterparty see their holdings, right? But on Dusk, regulators can check compliance, while counterparty can’t see the cards; this is the 'dedicated channel' that institutions need.
In contrast, those public chains that only pile up TPS and engage in ecosystem competitions but fail to address the pain points of privacy compliance will crumble before regulators. When the regulatory dam falls, 99% of Web3 infrastructure will be exposed due to compliance issues, while Dusk will be that Noah's Ark.
Yet there are still people who think Dusk is just an ordinary privacy coin; all I can say is their understanding hasn't kept up with its layout. By the time the wave of compliance arrives, and trillion-level RWA assets go on-chain, it will be too late to hop on.

@Dusk $DUSK #dusk

@币安广场 Brothers, the rating system has a bug again. A post (article) has been rated multiple times, and the scores are different. 😂 Additionally, how can my short post, which did not contain any red envelopes, be judged as a red envelope post and not counted? Is there a mistake? You need to give me my points back. 😭 #代币化白银热潮 #美联储利率决议

Brothers, this time let's talk about a heart-wrenching truth: Web3 is no longer lacking high concurrency L1s, but rather reliable storage that can properly handle large files — we can't let decentralized social media images and AAA blockchain game models rely on AWS or unreliable IPFS, can we?
Recently, while reviewing the storage track, I increasingly feel that the gap is ridiculous: the cost of on-chain interactions has decreased, but the storage of unstructured data remains the same, becoming the invisible ceiling for mass adoption. During projects, I am always stuck on the same question: where to store massive images, videos, and models? IPFS has no incentive layer, and data can be lost at any time; AWS is convenient but goes against the original intention of decentralization; Arweave's permanent storage is too redundant for frequently iterated data, making it awkward no matter how you choose.
It wasn't until I revisited Walrus's technical documentation that I found it truly hit the pain points — it is not “another storage project,” but rather aimed at being a “programmable Blob storage layer.” The smartest aspect is that it does not create a bloated new public chain, but directly leverages Sui's consensus mechanism to manage metadata and coordination, offloading the concrete storage pressure to distributed nodes using erasure coding technology. This design immediately hit the core: even if most nodes are offline, the remaining shards can restore complete data; this level of system robustness is what infrastructure should look like, and it truly addresses the contradiction between data availability and holding costs.
I am increasingly convinced that the outbreak point of the next cycle will not be in the TPS stories of new L1s, but in the improvement of such “middleware” infrastructure. If Walrus can bring decentralized storage costs down to the same level as Web2's S3, then those fully on-chain applications, decentralized social media, and AAA blockchain games that currently “can't run” will have the grounding to take off.
This industry often pays more attention to the spectacle than to the underlying logic. Instead of chasing short-term memes, it's better to focus on researching the technologies that “pave the way” for the industry — without a complete “sewer” system, the skyscrapers of Web3 simply can't be built.
Brothers, have you ever been stuck by storage issues while working on projects? If the cost of decentralized storage were on par with Web2, what applications would you most want to develop? Let's discuss in the comments!

@Walrus 🦭/acc $WAL #walrus