TrueFi

Back with another RWA Weekend Roundup!

This week we saw significant developments in RWA adoption from Ethena’s $100M raise for its RWA-powered stablecoin to USDC & EURC gaining regulatory approval in Dubai.

Tokenized finance continues to expand with Hong Kong’s first retail money market fund and $200M flowing into RWA-backed lending.

Here are the top 6 stories shaping RWAs this week.
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Centralized experiences via decentralized rails:

@cicadacredit's role as a risk manager includes underwriting loans and providing loss protection mechanisms. Cicada’s team has underwritten $850M in crypto loans with a 1.2% default rate historically, bringing institutional-grade diligence to TrueFi’s protocol

Our partners aim to bring greater transparency and accountability to institutional lending over public blockchain infrastructure, addressing key issues in the crypto lending space. The diligence done by our partener is what enable TrueFi to offer real yields generated from institutional uncollateralized lending, rather than relying on speculative DeFi incentives

Our ‘What Is’ Series is here again—unpacking RWA & DeFi, one concept at a time to bring more clarity to the space!

Today, we’re exploring the difference between Asset-Backed Lending (Traditional ABL) and Asset-Backed Lines of Credit (ABL).

Though they rely on real world assets-RWA as collateral, they serve different functions in credit markets.

Let’s explore how they compare! 👇

Asset-Backed Lending refers to the lender’s side, where assets like receivables or inventory secure loans. Lenders provide funding with the assurance that these assets serve as collateral, reducing risk and offering more predictable returns. Borrowers receive funds as a lump sum and repay over a fixed term.

Asset-Backed Lines of Credit (ABL) describe the facility structure, allowing borrowers to draw, repay, and reborrow within a set credit limit. Interest is charged only on the borrowed amount, providing more flexibility for liquidity management compared to traditional loans.

This model ensures efficient capital deployment, real-time tracking, and full on-chain transparency.

An example of this in DeFi, is the Mansa ABL utilizing TrueFi’s Line of Credit (LOC) infrastructure to provide short-term, structured credit for payment companies.

If you're here @EthereumDenver please shoot us a DM or come say hello! We'd love to chat about RWAs, DeFi, and stablecoins!

Fun Fact: There have been over $14.5 Billion total USD in RWA loans originated across Ethereum, Avalanche, Base, Optimism, Arbitrum, Polygon, and Gnosis

At TrueFi, we understand that the tokenization of Real-World Assets has a multitude of benefits at scale, such as increased liquidity, more efficient settlement, enhanced transparency and security, and the creation of new financial products and use cases, to name a few. There is ample room for growth.

“Based on our [McKinsey & Company] analysis, we expect that total tokenized market capitalization could reach around $2 trillion by 2030 (excluding cryptocurrencies like Bitcoin and stablecoins like Tether), driven by adoption in mutual funds, bonds, exchange-traded notes (ETNs), loans and securitization, and alternative funds. In a bullish scenario, this value could double to around $4 trillion, but we are less optimistic than previously published estimates as we approach the middle of the decade.”— From Ripples to Waves: The Transformational Power of Tokenizing Assets
Source: McKinsey & Company

1/ We're thrilled to introduce Mansa ABL, expanding our on-chain credit markets!

This structured credit facility is the first on @PlumeNetwork, supported by liquidity allocations from @NestCredit’s nRWA Vault, bringing capital efficiency and scalability to RWA lending.

This facility enables @Mansa_FI to unlock greater access to liquidity to scale stablecoin lending to cross-border payment use cases across RWAs.

📖 Read more:

Holding stablecoins is great.

Holding stablecoins that earn yield is better.

Holding stablecoins that earn yield backed by RWAs—offering real-world collateral, stability, and sustainable returns—is the real deal.

“We could customize strategies through tokenization that is fits every individual we would have instantaneous settlement think about all the cost of settling bonds and stocks but if you had a tokenization everything would be immediate because it's just a line item and so we believe this is a technological transformation for financial assets”–Larry Fink on Bloomberg Television 3:04

This is the future of RWAs we are diligenty building toward at TrueFi

We’re back with another RWA Weekend Roundup—your weekly dose of the biggest moves in real world assets.

From @arbitrum doubling down on RWAs to Franklin Templeton bringing tokenized Treasuries to Europe, institutions are making bold plays. Stablecoin adoption is growing, and regulatory green lights are paving the way for the next wave of on-chain finance.

Let’s dive into the top six stories shaping RWAs this week.
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We had a great time @consensus_hk! One of the highlights of this week was ​Vivek Saini, COO speaking on a panel at the Hack Seasons Conference Hong Kong: Building DeFi That Works for Everyone

We're still on the road and the next stop is @EthereumDenver, meet us there so we can discuss Real World Assets and DeFi! We love hearing from and engaging with the TrueFi and broader crypto community

DON’T MISS THE FOREST

FOR THE TREES

LET’S RUN IT BACK

RWAs are bringing sustainable yield on-chain, yet many still chase hype over substance. The shift is happening right in front of us, but not everyone sees it.

With on-chain lending markets enabling real-world financing, TrueFi is just making it seamless.

The text in the image isn’t easy to read at first glance. Squint a little and tell me when you see it in the comments!

Thank you for joining us. If you missed the live session, you can listen to the recorded Space at your convenience:

🔔 Reminder 🔔

TrueFi Town Hall starts in less than 8 hours!

The DAO Report 2025 is live, and we’re ready to dive in. Join us at 12 PM GMT+8 / 5 AM CET right here on X for key insights and discussions.

RSVP here: https://t.co/BC9cz3d9VO

Set your reminders & be part of the conversation! 🚀

TrueFi DAO 2025 Report is Here! 🚀

We’re excited to present TrueFi’s first-ever full DAO report—a deep dive into our financials, governance, and strategic direction as a 100% community-led organization.

Transparency is at the heart of everything we do. This report ensures every DAO member and stakeholder has clarity on TrueFi’s financial health, ecosystem growth, and plans.

Read the full report here: https://t.co/csEbbSJ7z5

🧵👇 (1/8)

The RWA Weekend Roundup is here.

Another week, another set of major moves in the RWA space!

With TradFi deepening its blockchain integration and tokenized investments gaining traction, the momentum keeps building.

Let’s dive into the top six RWA stories shaping the space this week.

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The search for real yield takes many paths. Some chase the hype, others seek stability.

Which lane are you in??
#RWA

Join our first TrueFi Town Hall of the year!

📅 When: Wednesday, Feb 19, at 12 PM GMT +8 / 5 AM CET 📍Where: Right here on X.

We’ll be covering
- The TrueFi DAO Report 2025 (going live next week)
- Community Q&A – your questions answered
- Roadmap highlights & upcoming initiatives.

RSVP & set your reminders here:

While high yields in crypto are enticing, stability is what keeps portfolios resilient.

Asset-backed lending lets lenders earn predictable returns, backed by RWA, not just market speculation.

TrueFi connects lenders to real-world borrowers, ensuring loans are backed by tangible assets and delivering stable returns.

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