🏦💻 Digital euro project under scrutiny! 🌐🔍 University of Bern economists, Monnet & Niefeld, raise concerns. Report warns: Digital euro's design could falter due to safeguarding intermediary banks. 💼🚫 European Central Bank's (ECB) CBDC objective might shield bank's business model, posing risk to the entire project. 💰⚖️ Limits on holdings may impact digital euro appeal. 📉💎 Banking revenue largely hinges on payment services, affecting digital euro adoption. 🏦💼 Banks might hesitate unless digital euro-related services yield greater profits. 📈🛍️ Meanwhile, ECB envisions earliest digital euro issuance around 2027. 🔮📆 Digital euro's path navigates challenges and prospects! 🚀💱 #bitcoinworld #DigitalEuroInsights #CBDCDebate