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I lost 750,000 yuan in five years of cryptocurrency trading and still owe 650,000 yuan in foreign debt! The wedding is in 3 months! How can I explain it!!!
I have been dating someone for five years and the wedding is in 3 months. I work in Wuxi and he works in Changzuo, Nanjing Bank. The income is OK. We are both from Wuxi. It is convenient for him to go back to Wuxi or I go to Changzhou to meet each other. When it comes to marriage, both families have houses and can afford the gifts and dowry. In fact, it is not a big problem.
The wedding house was bought by his family a long time ago, in his father's name, so we didn't pay for the decoration. We planned to pay for the house change after the marriage. Then, because the decoration cost money, he told me to save money on the three golds. The budget was 10,000 yuan. 10,000 yuan could not even buy 20 grams of gold at the time, and three golds! I was stupid at the time. I thought I didn't wear gold often, so I agreed. My parents were not satisfied. They had never seen such shabby three golds. The necklace and bracelet they bought for my birthday gift cost 15,000 yuan. But there is no need to be unhappy because of this.
The betrothal gift was 18.8, and the dowry was 20. The betrothal gift was not directly deposited into the card. It was the money deposited into the card taken by his family. The card was placed with us just for the sake of meaning. It would be transferred after the marriage. As long as the money was moved on his family's card, his family would know. Our family felt that since we were a family in the future, this would be fine.
Because he worked in Changzhou, it would not be good for the two places to be separated in the future, so he always wanted to transfer back to Wuxi. It took him a year or two to find a way and finally his mother found a connection for him to go to another bank. Second, because of his job change, he was exposed. A few days before the photo was taken, he came home to tell me that he had something to do, and then he told me that he owed hundreds of thousands of dollars, all of which were commercial loans from banks. Because of his bad credit, his new bank failed the last check of credit, so he could not change jobs, and he could not hide the fact that he owed money!
I asked where the money was spent, and he said that it was all spent on some kind of currency speculation. I looked at the bill and found that most of it was indeed recharged, such as 20,000, 50,000. He recharged several times. At that time, I did not understand what this was.
At first, he said he owed 450,000 yuan. Due to the epidemic, he and his father came to my house to discuss the matter formally after a while. Then the amount became 650,000 yuan. He said that it was not calculated clearly at the beginning! How do I know if there is still something that has not been calculated clearly later?The marriage was definitely not going to happen. After all, he had to pay back the money quickly, otherwise the interest would be quite high and would keep increasing. After talking about the marriage for a long time, they concluded that there were two options: break up, and wait for three years. He had no money now and had to earn money for three years.
Who could afford to wait for three years? We were both thirty years old and had been dating for five years. Later, we parted ways unhappily, but he didn’t say we were breaking up. Then he went back to work and told me that he had paid back the money and borrowed 200,000 yuan from his grandmother. I couldn’t figure it out. Where did he get 650,000 yuan? He spent about 200,000 yuan on the marriage, borrowed 200,000 yuan, and still had 200,000 yuan? When my family checked the betrothal card, it was indeed cancelled and the money was taken back to pay back the money. I told him that although the breakup was not finalized, it was okay for me to return the gift card to you if you wanted to pay back the money. After all, this card was just a token. We couldn't transfer money in your father's name. If you told me last time when you came to my house, you could give the card to you. Is it interesting to cancel it secretly? Pretend to know that they suddenly paid 200,000 more money. How could he not know?
Later, we had dinner with a friend and talked about it. What I meant was that we didn't get married this year, but postponed it for a year. He had to change his problems and show us that he had thought it through. Then, after a year, he could save a little and have nearly 100,000 yuan in his hands. I could take some money to get married simply. In the end, it took three years, and he had to pay back the money to his grandmother's house, and the money to his parents. Our friends (one of us went to high school, and he was a junior high school classmate, a good buddy, and I had an average relationship with him) all thought that his idea was wrong. He could lend us money to get married first, and pay the money back slowly. There was no rush for his parents and grandmother. It was too irresponsible to delay for three years at this time. If he refused to listen, then he would not! What else could we do later? Break up.
If he lost money or got cheated, it would be fine. But he spent so much money without considering me at all. He spent all his income (15*5) for five years and still owed 650,000 yuan. What does it mean? He spent more than one million yuan in five years! He spent nearly 300,000 yuan every year! What's the difference between this and gambling?
Later, he didn't try to keep me. He probably thought that we had been together for five years and he didn't spend any money. The cost was almost zero! !
In the future, I will exchange credit reports and premarital medical examination reports before getting married. I think it's good. No one should fall into the trap!!
《The above is a contribution from a young lady from Wuxi. She said she doesn't like men in the cryptocurrency circle. She feels like a gambler! I told her that there are still many high-quality men in our cryptocurrency circle, haha》
《Brothers, what do you think of this matter? ! Welcome to like + comment》
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