The M-shaped transformation of wealth is getting faster and faster, so fast that it surprised me. I read a report yesterday and was dumbfounded. The rich are distancing themselves from the middle class at three times the speed. It is completely unreasonable to surpass them at ten times the speed. financial person

2022 Zicheng Taiwan High Wealth Customer Group Wealth Report

Personal net income increase (net of liabilities)

There are 493,000 people with more than 30 million people and 14,500 people with more than 150 million people.

The number of people with net worth exceeding the 30 million threshold is growing at a rate of 13% every year

It’s even scarier if you look carefully at the assets part.

These so-called high-asset groups are increasing their total assets at a rate of 18% compound interest every year. It’s terrible. This is the concept of total assets. We calculate it based on a conservative estimate of the annual investment return rate of Taiwan stocks of about 5%. They make money. The speed is more than three times faster than that of ordinary people who are investing.

If compared with people who are not investing at all, the one-year fixed deposit interest rate in Taiwan is about 1.7%, so it is ten times faster.

Statistical interval: 2019~2022 four years

18% is really ridiculous, because the statistics are from 19 to 22 years, so the main reason for the super high returns in these four years is most likely due to the violent rise in real estate, which allows these people to easily surpass Buffett's performance