Evaluation of Cryptocurrency in Terms of Turkish Legislation "Bitcoin Example"
The rapid developments in technology make themselves felt in every aspect of life, and there is a major change in the way things are done in almost all areas. The financial system also gets its share of change. Innovations in financial technologies are briefly called FINTEK1. Three innovations are often mentioned with FINTEK. The first is cryptocurrency, the second is new models in financial intermediation, and the third is the use of artificial intelligence. The emergence of cryptocurrency occurred in 2009, when the open source Bitcoin software created by Satoshi Nakamoto was shared with other users on the internet. Bitcoin, produced by system users in a virtual environment through its software, is a virtual asset that has no physical equivalent. The cryptocurrency system, which is not managed by any person or center, is controlled by system users over the internet network. Bitcoin and similar assets, which enable users to act freely without being dependent on any authority, have today become an asset that is produced in a virtual environment, can be bought and sold for money, and is accepted as a medium of exchange. You can send Bitcoin to another system user via the internet and receive goods, services or money in return. Increasing transaction volume requires more scrutiny and emphasis on cryptocurrencies. The aim of this article is to contribute to the recognition and definition of cryptocurrencies, taking precautions and evaluating opportunities. In the article, firstly, how crypto money emerged is discussed, and then it is evaluated in terms of Turkish legislation by trying to explain how it is produced, by whom it is managed and how it is used.