ANALYSTS HAVE NEVER BEEN MORE WRONG ON $SOFI
They are projecting revenue growth of 21.5% in 2028 and 19.9% in 2029
They are projecting a 18.1% Net income margin in 2027, 19% Net income margins in 2028, and only 22.6% net income margins in 2029
$SOFI has guided for 20% net income margins in 2027 while analysts have sofi 1% short of those in 2028 still a year later
Assuming $SOFI would hit 20% margins like guided for in 2027 with EBITDA margins running at 34% right now ahead of the 30% guided for then grow that net income margin 2% in 2028 that would turn in $1.28 of EPS even with below revenue growth VS analysts $1.11
2027 Price Targets at forward PE:
30*1.28=$38.40 Price Target
40*1.28=$51.20 Price Target
50*1.28=64 Share Price Target
They are projecting revenue growth of 21.5% in 2028 and 19.9% in 2029
They are projecting a 18.1% Net income margin in 2027, 19% Net income margins in 2028, and only 22.6% net income margins in 2029
$SOFI has guided for 20% net income margins in 2027 while analysts have sofi 1% short of those in 2028 still a year later
Assuming $SOFI would hit 20% margins like guided for in 2027 with EBITDA margins running at 34% right now ahead of the 30% guided for then grow that net income margin 2% in 2028 that would turn in $1.28 of EPS even with below revenue growth VS analysts $1.11
2027 Price Targets at forward PE:
30*1.28=$38.40 Price Target
40*1.28=$51.20 Price Target
50*1.28=64 Share Price Target
