The investment product uses USDT, but my account holds ETH. How can I use BiyaPay to fund this subscription?

The user already understands and has decided to use an investment product currently available in USDT, but their eligible balance is mainly in ETH. The next step is to prepare the assets and subscribe, connecting their existing assets to this specific product they have chosen to use.

If the account supports the relevant conversion and the selected product is available, you can first use BiyaPay's instant exchange to convert the chosen amount of ETH to USDT, then go to the investment product section to make this subscription.

This process starts with a decision the user has already made. We do not recommend purchasing a product simply because conversion is possible, nor should information displayed on the investment page be treated as a guaranteed return.

First, obtain the USDT needed for this transaction

When ETH is available in your platform balance, go to the currently supported instant conversion entry point, select the assets to send and receive for this transaction, enter an amount using an eligible ETH/USDT pair, and complete the conversion at the quote provided at the time.

For example, if the user already holds ETH and now intends to use only the portion that meets the requirements of the selected product, they should process only that portion. Any balance not included in this transaction should continue to be managed for its original purpose.

Once the conversion is complete, you will have the corresponding available USDT. This provides the type of asset needed for the subscription, but does not purchase the wealth management product for the user. The user must continue by completing the subscription.

If you already have USDT that meets the requirements, you can use your existing balance for this transaction; there is no need to convert ETH just to follow the example. The steps required depend on the starting point of the funds.

Continue through the wealth management product entry point

In the app, go to Wealth Management from the home page, open the subscription entry point for the relevant product, and complete the transaction according to the product’s current terms. On the web, go to the Wealth Management page from the top navigation, then start the relevant subscription. App and web subscription paths⁠

Those who use a phone day to day can continue from the home page, while those who manage their assets on a computer can use the web entry point to complete the same transaction.

The selected product is a USDT product that the user is already familiar with and can access through their current account. The actual currency, amount requirements, term, and availability should follow what is shown for the product at the time. Products that were available in the past should not be treated as a promise of ongoing availability.

For example, if the original plan was to complete this subscription manually, follow the process shown on the current page. Completing a conversion alone does not automatically create the same subscription, and a separate automated setting cannot be treated as confirmation that this manual action has succeeded.

After the subscription is processed, the relevant assets are allocated according to the rules of the selected product. When interest accrues, how redemption works, and what restrictions may apply should be understood in the context of that product; the rules of one product do not necessarily apply to all products.

How does conversion connect to an existing subscription need?

It connects the existing ETH balance to the selected USDT product. The first step prepares the eligible asset, and the next puts that asset into the product selected for this transaction, so the user does not have to remain at the stage of “having a balance, but not in the required currency.”

BiyaPay provides a service connection between conversion and subscription. Users who have already identified this need can continue through the relevant entry point, so the product is more than just a name displayed on an asset page.

For example, the user may already have planned to make a manual subscription during this session but first needs to address a difference in the type of funds. This path lets them make the necessary preparations and carry out their original decision, but does not determine how much they should invest.

Wealth management products involve asset and return risks, and subscriptions and subsequent access to funds are subject to specific rules. Displayed figures should not be treated as guaranteed outcomes; the actual service may be affected by product and account conditions.

Whether to use this product is an independent decision for the user. Conversion quotes, fees, subscription requirements, and actual results are subject to the current service terms. No asset allocation ratios or product purchase recommendations are provided.