After beating expectations last quarter and averaging a 4.8% beat over the past two quarters, the stock staged an intraday roller coaster of nearly 7% on the trading day before earnings. Expectations for Credicorp, Peru’s largest financial holding company, are unusually divided going into its Q3 report.
Credicorp ($BAP) will release its Q3 2026 results after the U.S. market closes on November 9. The earnings call is scheduled for November 10 at 09:30 Eastern Time (22:30 Beijing time), with the CEO, CFO, and business-line heads all taking part. The company has been in its pre-earnings quiet period since October 26.
Consensus: earnings per share of about $7.22–$7.51 (Zacks estimates $7.51, up roughly 22% year over year; MarketBeat and CoinCodex put it at about $7.25), with revenue of around $1.91–$1.92 billion. Zacks’ model ESP is 0.00%, signaling no bet on an earnings beat.
Last quarter is the benchmark: Q2 EPS was $7.29, about 1.25% above Zacks’ $7.20 consensus; the quarter before that beat estimates by 8.36%. The average beat over the past two quarters was about 4.8%, making this a company that “beats often, but not by much.”
The stock closed at $347.99 on November 5, down 3.12% for the day. Intraday, it fell from $367.98 to $344.03, a swing of nearly 7%. It is still up about 21.6% year to date, with a 52-week range of $230.45–$413.25 and a market cap of around $33.9 billion. The median analyst price target is $413.50.
This whale sees three possible outcomes: If EPS tops the $7.51 upper end and management clearly explains loan growth and monetization of digital wallet Yape (over 16 million monthly active users, contributing nearly a tenth of revenue), the pattern of frequent beats stays intact. If results land around $7.22–$7.25 and the call offers no clarity on domestic Peruvian credit quality, treat it as an in-line result and don’t chase the first after-hours move. If EPS comes in at the low end, or management mentions a significant rise in loan-loss provisions, recalibrate your tolerance for volatility in light of Thursday’s nearly 7% swing—and wait until the call has unpacked the details.
Credicorp ($BAP) will release its Q3 2026 results after the U.S. market closes on November 9. The earnings call is scheduled for November 10 at 09:30 Eastern Time (22:30 Beijing time), with the CEO, CFO, and business-line heads all taking part. The company has been in its pre-earnings quiet period since October 26.
Consensus: earnings per share of about $7.22–$7.51 (Zacks estimates $7.51, up roughly 22% year over year; MarketBeat and CoinCodex put it at about $7.25), with revenue of around $1.91–$1.92 billion. Zacks’ model ESP is 0.00%, signaling no bet on an earnings beat.
Last quarter is the benchmark: Q2 EPS was $7.29, about 1.25% above Zacks’ $7.20 consensus; the quarter before that beat estimates by 8.36%. The average beat over the past two quarters was about 4.8%, making this a company that “beats often, but not by much.”
The stock closed at $347.99 on November 5, down 3.12% for the day. Intraday, it fell from $367.98 to $344.03, a swing of nearly 7%. It is still up about 21.6% year to date, with a 52-week range of $230.45–$413.25 and a market cap of around $33.9 billion. The median analyst price target is $413.50.
This whale sees three possible outcomes: If EPS tops the $7.51 upper end and management clearly explains loan growth and monetization of digital wallet Yape (over 16 million monthly active users, contributing nearly a tenth of revenue), the pattern of frequent beats stays intact. If results land around $7.22–$7.25 and the call offers no clarity on domestic Peruvian credit quality, treat it as an in-line result and don’t chase the first after-hours move. If EPS comes in at the low end, or management mentions a significant rise in loan-loss provisions, recalibrate your tolerance for volatility in light of Thursday’s nearly 7% swing—and wait until the call has unpacked the details.
