Banks are stopping transfers of 50,000 or more more often. It’s not out of spite—that’s how anti-fraud systems work. This most often happens when you transfer money to someone new for the first time (a landlord, contractor), move a large sum to yourself from another bank and send it on the same day, or change your phone number and immediately start making transfers. The system spots a typical pattern and puts the transaction on hold for a day or two. Confirm it in the app, and the money goes through. If someone claiming to be from “security” calls and rushes you, they’re scammers. It’s worse if you end up on the Central Bank’s database: your cards are blocked, a monthly limit of 100,000 is imposed, and it stays in place for a year (up to three years if it happens again).

Banks are stopping transfers of 50,000 or more more often. It’s not out of spite—that’s how anti-fraud systems work.

This most often happens when you transfer money to someone new for the first time (a landlord, contractor), move a large sum to yourself from another bank and send it on the same day, or change your phone number and immediately start making transfers. The system spots a typical pattern and puts the transaction on hold for a day or two. Confirm it in the app, and the money goes through. If someone claiming to be from “security” calls and rushes you, they’re scammers.

It’s worse if you end up on the Central Bank’s database: your cards are blocked, a monthly limit of 100,000 is imposed, and it stays in place for a year (up to three years if it happens again).