The Venezuelan Banking Association (Asobanca) wrapped up October with a review of its 2026 Financial Education Month: nearly 1,500 people—including elementary and high school students, university students, and professionals—attended conferences, school events, and technical meetings. Everything was free, according to the association, and this year’s agenda had a noteworthy focus: it went beyond household savings to delve into topics such as payment methods, artificial intelligence, and risks in digital financial applications.

For those who trade daily on Venezuela’s P2P market, the news has two sides. The first is positive: the formal financial system is starting to talk openly about technologies crypto users already use without a guide. The second is less encouraging: financial education for the masses still hasn’t reached the place where real transactions happen—that WhatsApp or Telegram chat where someone swaps USDT for bolívares at eleven at night.

📊 An agenda that finally mentioned blockchain

The university series kicked off on October 5 at Santa María University with a presentation on global trends in payment methods, and continued on October 8 at the Blue Auditorium of the UCV’s School of Economic and Social Sciences, where smart finance in the age of AI met the evolution of payment instruments.

But the event that should be of greatest interest to our community took place on October 21 and 22: lawyer Lya Glaentzlin, a specialist in blockchain, artificial intelligence, and data governance, and chair of STEP Global’s Digital Assets Committee, gave a talk at UCV and UCAB titled “Understanding Risk Levels in Digital Financial Apps and Services.” The series wrapped up on October 23 at the School of Economic and Social Sciences (FACES) of Monteávila University with another presentation on payment methods.

Having a speaker with a digital assets background on the banking sector’s official program is no small thing. It means the industry recognizes that Venezuelan users rely on wallets, exchanges, and payment apps they don’t always understand—and that a lack of digital literacy comes at a cost.

📈 From the family budget to USDT: the gap that remains

In schools, Asobanca took its “Family Financial Planning” talk to 180 students in the first two years of Liceo Rosalba Margarita Romero in Baruta, and to 110 fourth- and fifth-graders at Colegio María Inmaculada in Petare’s Barrio Unión. The series concluded on October 28 at Colegio Fe y Alegría in La Rinconada with 400 students, at a school still recovering from the earthquakes of June 24, 2026.

This focus on household finances—budgeting, saving, and responsible decision-making—is valuable and necessary. The problem is that in Venezuela, “saving” is no longer an abstract concept; it has become a concrete monetary decision: whether to save in bolívares, physical dollars, an overseas account, or USDT. Traditional financial education still has little to say about that dilemma.

At PitbullChain, we see it every day: people know how to shop at the corner store but can’t tell the difference between a custodial and a non-custodial wallet, or hand over their seed phrase in exchange for supposed “guaranteed returns.” That’s exactly the gap the talk on risks in digital apps sought to address at universities—but these lessons need to reach Telegram groups and neighborhood conversations too.

🔎 Payment methods, AI, and the elephant in the room

The evolution of payment methods is a topic that can’t be understood in Venezuela without P2P. When the traditional banking system talks about transforming payment instruments, crypto users think of three concrete things: the BCV rate as a reference, the exchange-rate spread that widens and narrows, and how quickly a transaction is confirmed.

AI, meanwhile, is already on the side of fraud. We’re increasingly coming across fake profiles that clone identities, spin urgent stories, and ask people to send bolívares upfront “to release” a USDT order. David Murati’s presentation on psychology, planning, and new economies gets right to the heart of the matter: human behavior is the weakest link in the system, far more so than technology.

📖 Read the full article: https://pitbullchain.com/noticias/bancos-educan-a-1-500-venezolanos-la-materia-pendiente-es-el-p2p-025283

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