Who is Stani Kulechov? Many people can't answer!
Stani Kulechov founded ETHLend in 2017, a peer-to-peer lending project on Ethereum.
In lending protocols, when the health factor falls below the liquidation threshold, liquidators can repay part of a borrower's debt and buy the corresponding collateral at a discount.
Understanding how it works can help you make clearer decisions; it isn't for guessing whether prices will rise or fall.
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