Jian thinks that, based on the current landscape, AI + crypto can broadly be divided into two areas: payments and settlement; and Agent ownership and commercialization. For most traders in the space, what matters more than whether AI can change the world is whether an Agent can actually make payments, purchase services, settle revenue, and cover costs. So when looking at projects such as $TAO and $NEAR , it’s best to first examine the payment and revenue flows, then the token