I’ve used bank accounts in Hong Kong and the US for withdrawals before. When I withdraw, I withdraw in US dollars. Whether it’s to a US account, it feels very comfortable, and the fees are also very low. With the Sea Demon exchange, the fees are basically 0—there’s just a loss from the exchange rate. The Hong Kong one is for withdrawing cryptocurrencies, but I really haven’t used it much. The only time I used it was by withdrawing through the crypto on that Hong Kong securities exchange—I withdrew 200 Hong Kong dollars, and it arrived the next day. But now it’s basically almost gone, and the advantages are getting smaller and smaller.