Corporate America dodged a bullet while Uncle Sam took the hit.

US corporate net interest payments: just 0.4% of GDP—lowest in a decade. Down 1.2 points since 2022 despite the Fed hiking from 0.25% to 5.50%.

Why? Companies locked in dirt-cheap fixed rates during the pandemic. They saw the window and jumped through it.

Meanwhile, the US government? Net interest costs up 1.2 points to 3.6% of GDP—near a 10-year high. Treasury didn't lock in enough long-term debt at rock-bottom rates in 2020. Now they're bleeding as rates stay elevated.

Corporates played defense. Government didn't. The gap between smart treasury management and wishful thinking, in two charts.