Binance Funding Account will be renamed to a Stocks Account. Crypto assets will be migrated back to the spot account in batches

Starting September 29, Binance Funding Account will be shut down for deposits and renamed as the Stocks Account. If you have $BNB or some scattered tokens in there, take a moment these days to sort things out.

I just went through the announcements—Binance has split the accounts pretty cleanly: the Funding Account will be closed for on-chain deposits on September 29, with a migration window extended to January 2027; afterward, it will officially be called the Stocks Account. Only 6 assets are supported for settlement in the account: USD, USDC, USDT, USD1, U, and $BNB —exclusively for trading settlement of US stock tokens and options.

For other small-cap coins, deposits and withdrawals will be handled entirely by the spot account going forward. The latest app will add an “One-Click Migration” button. Tap it once and the small coins in your Funding Account will be transferred back to spot. If you leave them alone, the system will automatically transfer them in batches in January 2027, with no loss to your total assets.

I just opened my phone and checked the Funding Account— the migration button hasn’t shown up yet. For any Convert limit orders you already have running, keep an eye on this: after the orders complete, the proceeds will go back to spot directly. After the 29th, any new orders you place will be fulfilled by deducting from spot. If you use Pay to receive payments, everything will also go into spot—the money in the Stocks Account can’t be used to make payments.

If you hold bStocks assets like $NVDAB or are staking $BNB , going forward, settle them directly in the Stocks Account. If you’re only storing spot, just free up any leftover balances back into spot these days.

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