⚡ Guy Young has just launched Ethena $ENA Pay, a self-custody neobank on Avalanche $AVAX offering up to 6% APY to USDe holders.

On September 1, the app went live for users holding balances in USDe, providing an interest rate of up to 6% APY, along with a Visa cashback card of 4–5%, up to 10% at certain selected partners, paid in AVAX. Beta is live for roughly 400 users across 48–50 countries on iOS, excluding the U.S.; during the first two weeks, deposits reached the seven figures.

Why is it noteworthy?
USDe supply dropped from a peak of over $14 billion in October 2025 to $4–6 billion by the end of August 2026, forcing Ethena to pivot toward consumer finance.

Simply put:
Instead of letting the stablecoin issuer keep all the profits from Treasury bonds, Ethena Pay shares that yield directly with users.

#DeFi #CryptoNews
🔗 Source: Crypto Briefing
⚠️ Information is for reference only and is not investment advice. Please do your own research before making any decisions (DYOR).