Let’s imagine an investor, Oleksii. He has $1,000. He wants to protect his money from inflation, but doesn’t want to take much risk.
$500 (50%) Oleksii sends into TradFi—buying reliable US government bonds (with a yield of about 4–5% per year). This is his solid safety net.
$300 (30%) he converts to USDT and deposits on Binance Earn at 8% per year with flexible terms. These funds are available at any moment if he urgently needs cash.
$200 (20%) he invests through bStocks in shares of the tech giant Apple, believing in the company’s growth, but he buys them directly from his crypto wallet.