Visa’s stablecoin settlement surges 15x in a year, annualized surpassing $20 billion
Visa just dropped big news: its stablecoin settlement volume is already over $20 billion on an annualized basis.
A year ago, this figure was only one-fifteenth of what it is now.
Even more aggressive: it plans to open up its own VisaNet settlement data to on-chain lending institutions.
Translate this strategy into plain language:
Blockchain lending platforms use Visa’s transaction flow as proof of credit.
They provide revolving loans to institutions that issue stablecoin cards.
Previously, lending depended on collateral; now they can also use transaction flow data—right on-chain.
With this move, Visa effectively welds traditional payment rails to on-chain credit.
Visa itself doesn’t do lending; it just acts as the data provider.
But whoever controls transaction data gets positioned at the very top of the ecosystem.
On the stablecoin payment route, card networks, banks, and issuers are already packed in.
What Visa just showed is the “data card,” proving the real moat has never been about card issuance volume—it’s about data.
Behind the scenes, stablecoin cards are creeping into everyday spending:
Buy coffee, pay rent—when you swipe, it’s stablecoins; when it settles, it’s Visa.
Once volumes climb, it can’t rely on its own capital alone anymore—so it needs on-chain liquidity to step in and back it.
Traditional giants never shout slogans. They only vote quietly with data.
15x in a year is the most honest vote.
Do you think, next, banks will also open their data? Let’s chat in the comments.
Click the avatar to watch the live stream
Every day, I’ll bring you updates on stablecoin hotspots—not just what happens in the news, but also what the underlying logic and opportunities really are 👉🦖
#稳定币 #Visa
Visa just dropped big news: its stablecoin settlement volume is already over $20 billion on an annualized basis.
A year ago, this figure was only one-fifteenth of what it is now.
Even more aggressive: it plans to open up its own VisaNet settlement data to on-chain lending institutions.
Translate this strategy into plain language:
Blockchain lending platforms use Visa’s transaction flow as proof of credit.
They provide revolving loans to institutions that issue stablecoin cards.
Previously, lending depended on collateral; now they can also use transaction flow data—right on-chain.
With this move, Visa effectively welds traditional payment rails to on-chain credit.
Visa itself doesn’t do lending; it just acts as the data provider.
But whoever controls transaction data gets positioned at the very top of the ecosystem.
On the stablecoin payment route, card networks, banks, and issuers are already packed in.
What Visa just showed is the “data card,” proving the real moat has never been about card issuance volume—it’s about data.
Behind the scenes, stablecoin cards are creeping into everyday spending:
Buy coffee, pay rent—when you swipe, it’s stablecoins; when it settles, it’s Visa.
Once volumes climb, it can’t rely on its own capital alone anymore—so it needs on-chain liquidity to step in and back it.
Traditional giants never shout slogans. They only vote quietly with data.
15x in a year is the most honest vote.
Do you think, next, banks will also open their data? Let’s chat in the comments.
Click the avatar to watch the live stream
Every day, I’ll bring you updates on stablecoin hotspots—not just what happens in the news, but also what the underlying logic and opportunities really are 👉🦖
#稳定币 #Visa
