The next trillion-dollar currency—maybe it won’t even be called a stablecoin.
CoinDesk’s report is full of imagination: an army of AI agents is on the way, and they’ll need to pay each other.
But the big names in crypto are arguing—how would they pay? No one can say for sure.
Some people think stablecoins will be the answer. Others believe it could be an entirely new kind of asset. And there’s someone with an even bolder take: the answer hasn’t been invented yet.
Let’s sort out what’s real. Right now, AI agents are already doing work for humans—booking flights, running data, executing trades.
After the job is done, someone has to settle the bill. You can’t let them run around charging credit cards.
So the question is: how will AI agents settle with each other? You can’t have every agent open its own bank account. And you can’t rely on humans making manual transfers one by one—then the AI efficiency advantage is completely wasted.
Stablecoins seem like the most convenient option: native on-chain, programmable, instant settlement, and capable of automatic execution.
But opponents say stablecoins are pegged to old-world fiat currencies, using the same old playbook.
What the AI economy may need is a brand-new unit of account—decoupled from the dollar, linked to compute power—or tied to something else entirely. Right now, no one is even sure what that could be.
In fact, this disagreement stems from the same underlying judgment: machine economies are destined to take off. The only question is which track they’ll take.
Today we’re discussing a trillion-dollar currency—it might appear in your sight in five years. Or by then, what you’re using might not even be “currency” in the traditional sense.
Think about this: in the future, your AI assistant will earn money for you and pay your bills too—without you touching a thing. Doesn’t that sound a little cyberpunk?
The problem is: will the assets sitting in your account still matter then?
Comment below—what do you want AI agents to use to pay each other: stablecoins, or a completely new species?
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