AI agents will have to pay their own way — XRP is about to enter a new phase
The co-founder of t54, Chandler Fang, who used to be Ripple’s product lead, recently shared the view that the AI agent economy is entering a new stage.
First stage: AI agents buy digital services themselves. They have already generated more than 1 million transactions on the XRP Ledger, with no human involvement throughout.
Second stage: even more aggressive—give AI agents limited spending authority, but they must follow budgets, merchant restrictions, and approval rules. It’s like issuing an AI a card with a spending limit.
Mastercard has launched its Agent Pay for Machines program, with 30+ partners onboard, including Ripple, Stripe, and the Solana Foundation. The future scenario is that AI agents do the work and pay for it themselves—no need for humans to approve each purchase one by one.
Fang says XRP is well-suited for direct payments and settlement. RLUSD handles scenarios where dollar-denominated value is involved. The two complement each other without competing. In the long run, agents can also build trading credit—shifting from prepaid to “do the work first, then settle.”
My take: when we truly reach the era where AI agents spend their own money, crypto payments won’t just be a story anymore. They’ll become basic infrastructure like water, electricity, and gas. And on that day, on-chain transaction volume will be where the real explosion happens. For those watching XRP now, they’re really looking at a narrative five years down the road.
What do you think should be the first thing AI agents pay for themselves—compute power or memberships? Let’s discuss in the comments.
Click the avatar to watch the live stream
Every day I’ll bring you updates on XRP hotspots. Not only what happened in the news, but also the logic and opportunities behind it 👉🦖
#XRP #AI代理
The co-founder of t54, Chandler Fang, who used to be Ripple’s product lead, recently shared the view that the AI agent economy is entering a new stage.
First stage: AI agents buy digital services themselves. They have already generated more than 1 million transactions on the XRP Ledger, with no human involvement throughout.
Second stage: even more aggressive—give AI agents limited spending authority, but they must follow budgets, merchant restrictions, and approval rules. It’s like issuing an AI a card with a spending limit.
Mastercard has launched its Agent Pay for Machines program, with 30+ partners onboard, including Ripple, Stripe, and the Solana Foundation. The future scenario is that AI agents do the work and pay for it themselves—no need for humans to approve each purchase one by one.
Fang says XRP is well-suited for direct payments and settlement. RLUSD handles scenarios where dollar-denominated value is involved. The two complement each other without competing. In the long run, agents can also build trading credit—shifting from prepaid to “do the work first, then settle.”
My take: when we truly reach the era where AI agents spend their own money, crypto payments won’t just be a story anymore. They’ll become basic infrastructure like water, electricity, and gas. And on that day, on-chain transaction volume will be where the real explosion happens. For those watching XRP now, they’re really looking at a narrative five years down the road.
What do you think should be the first thing AI agents pay for themselves—compute power or memberships? Let’s discuss in the comments.
Click the avatar to watch the live stream
Every day I’ll bring you updates on XRP hotspots. Not only what happened in the news, but also the logic and opportunities behind it 👉🦖
#XRP #AI代理