🔥On TermMax on the BNB Chain network you can already use stocks as collateral
✅In the Fixed Rate tab there are currently 22 markets. The most interesting part is not stablecoins or ETH, but tokenized stocks: $NVDAon , $TSLAon , GOOGLon, NFLXon, plus ETF-style tokens like QQQon and SPYon.
📢How it looks in practice. You deposit a stock as collateral and borrow USDT at a fixed rate. In short-term markets until the end of August, the borrow APR is currently about 3.5%, and the lend APR is about 2.5%. LTV depends on the asset: NVIDIA 70%, Tesla 75%, Google and Netflix 80%.
💡So the logic is: you keep exposure to the stock while simultaneously extracting liquidity from it in stablecoin—without selling the position. The rate is known immediately, until the repayment date.
➖The downside is obvious. Liquidity on the lending side is still thin, especially for individual tickers. And this is still DeFi: if the stock drops hard, liquidation will trigger based on the LTV.
😉For me, this is exactly the bridge between Stocks and credit. The stock doesn’t just sit there—it can be used as collateral.
#termmax @TermMax #stocks $BNB #defi
✅In the Fixed Rate tab there are currently 22 markets. The most interesting part is not stablecoins or ETH, but tokenized stocks: $NVDAon , $TSLAon , GOOGLon, NFLXon, plus ETF-style tokens like QQQon and SPYon.
📢How it looks in practice. You deposit a stock as collateral and borrow USDT at a fixed rate. In short-term markets until the end of August, the borrow APR is currently about 3.5%, and the lend APR is about 2.5%. LTV depends on the asset: NVIDIA 70%, Tesla 75%, Google and Netflix 80%.
💡So the logic is: you keep exposure to the stock while simultaneously extracting liquidity from it in stablecoin—without selling the position. The rate is known immediately, until the repayment date.
➖The downside is obvious. Liquidity on the lending side is still thin, especially for individual tickers. And this is still DeFi: if the stock drops hard, liquidation will trigger based on the LTV.
😉For me, this is exactly the bridge between Stocks and credit. The stock doesn’t just sit there—it can be used as collateral.
#termmax @TermMax #stocks $BNB #defi