💼TermMax is a fixed-rate DeFi protocol. Unlike regular lending where the rate jumps every day, here you lock both the yield and the cost of the loan for a specific term in advance.
📑How it works: there are term markets with a maturity date. Lenders buy fixed returns, while borrowers take out funds at a known rate. For leverage, there are Gearing Tokens — one-click leverage without manually looping through multiple protocols. There are vaults managed by curators: you can simply deposit and not sit in each market separately.
💵The team raised a $4.25M seed round led by Cumberland DRW. The round also included HashKey Capital, Decima Fund, Longling Capital, and MZ Web3 Fund. In addition, there’s a separate earlier round of around $2.5M. In other words, it’s backed not by small funds, but by reputable market makers and venture capital.
🔝The protocol claims TVL of about $90M+, more than 1.5M registered wallets, and tens of thousands of daily activity. It operates across 10 EVM networks, including Ethereum, BNB Chain, Arbitrum, Base, and Berachain. Integrations include Morpho, Aave, Venus, and Pendle.
📢The TGE for the $TMX token is planned for August 25. At the same time, there is a Binance Wallet campaign with a 2M $TMX pool.
⚠️Not financial advice—just that if you look beyond the giveaways and focus on the protocol itself, it’s an attempt to make a proper fixed yield in DeFi, similar to traditional bonds.
#termmax @TermMax #defi #BinanceWallet $BNB
📑How it works: there are term markets with a maturity date. Lenders buy fixed returns, while borrowers take out funds at a known rate. For leverage, there are Gearing Tokens — one-click leverage without manually looping through multiple protocols. There are vaults managed by curators: you can simply deposit and not sit in each market separately.
💵The team raised a $4.25M seed round led by Cumberland DRW. The round also included HashKey Capital, Decima Fund, Longling Capital, and MZ Web3 Fund. In addition, there’s a separate earlier round of around $2.5M. In other words, it’s backed not by small funds, but by reputable market makers and venture capital.
🔝The protocol claims TVL of about $90M+, more than 1.5M registered wallets, and tens of thousands of daily activity. It operates across 10 EVM networks, including Ethereum, BNB Chain, Arbitrum, Base, and Berachain. Integrations include Morpho, Aave, Venus, and Pendle.
📢The TGE for the $TMX token is planned for August 25. At the same time, there is a Binance Wallet campaign with a 2M $TMX pool.
⚠️Not financial advice—just that if you look beyond the giveaways and focus on the protocol itself, it’s an attempt to make a proper fixed yield in DeFi, similar to traditional bonds.
#termmax @TermMax #defi #BinanceWallet $BNB