#termmax @TermMax TermMax What exactly has this journey done? First, let's look at a few more intuitive data points:
1. TVL exceeds $90 million
2. More than 1.5 million registered wallets
3. Daily active users exceed 90,000, with a peak above 170,000
4. Deployed across 10 EVM chains
5. Collaborations with ecosystems such as Morpho, Aave, Venus, Pendle, etc.
Beyond these numbers, I think what's even more worth seeing is what it has updated over the past few months.
In May: App V2 launched—bringing multi-chain support, different markets, and order placement into a single interface, making it much easier to use.
In June: It began extending fixed-rate strategies to more assets—bStocks launched on BNB Chain, allowing users to participate in yield strategies related to tokenized stocks. At the same time, TermPrime also launched, starting to explore fixed-term financing aimed at institutions.
In July: The ecosystem and capital scale continued to grow. RLUSD Vault saw deposits exceed $20 million within two days, and it unlocked 5 million TMX rewards for XP users.
In August: Updates accelerated noticeably. HyperEVM launched the HYPE options market; Robinhood Chain launched fixed-rate and fixed-term borrowing markets; and on Base, the AERO Put Vault added passive yield for idle USDC.
After following this path, I realized that TermMax has actually been working around one core idea: fixed rates + fixed terms + more assets and more scenarios. Because in most traditional DeFi, interest rates are floating. When the market is good, the returns can be high—but the capital cost and future yield are also difficult to determine in advance. TermMax aims to let both borrowers and lenders know their interest rate, term, and risk earlier. That's also why it keeps expanding across different chains, different assets, and different types of users.#TermMax
1. TVL exceeds $90 million
2. More than 1.5 million registered wallets
3. Daily active users exceed 90,000, with a peak above 170,000
4. Deployed across 10 EVM chains
5. Collaborations with ecosystems such as Morpho, Aave, Venus, Pendle, etc.
Beyond these numbers, I think what's even more worth seeing is what it has updated over the past few months.
In May: App V2 launched—bringing multi-chain support, different markets, and order placement into a single interface, making it much easier to use.
In June: It began extending fixed-rate strategies to more assets—bStocks launched on BNB Chain, allowing users to participate in yield strategies related to tokenized stocks. At the same time, TermPrime also launched, starting to explore fixed-term financing aimed at institutions.
In July: The ecosystem and capital scale continued to grow. RLUSD Vault saw deposits exceed $20 million within two days, and it unlocked 5 million TMX rewards for XP users.
In August: Updates accelerated noticeably. HyperEVM launched the HYPE options market; Robinhood Chain launched fixed-rate and fixed-term borrowing markets; and on Base, the AERO Put Vault added passive yield for idle USDC.
After following this path, I realized that TermMax has actually been working around one core idea: fixed rates + fixed terms + more assets and more scenarios. Because in most traditional DeFi, interest rates are floating. When the market is good, the returns can be high—but the capital cost and future yield are also difficult to determine in advance. TermMax aims to let both borrowers and lenders know their interest rate, term, and risk earlier. That's also why it keeps expanding across different chains, different assets, and different types of users.#TermMax