Let’s talk about the current hot topics in the US stock market

🚩There is a company called Silicon Valley Bank in the beautiful country that has encountered a liquidity crisis. It may explode. Silicon Valley Bank itself earns interest differentials. When the United States insisted on 0 interest rates in the past two years, Silicon Valley Bank absorbed a lot of deposits. And lending these deposits to funds and venture capital is essentially a large-scale financial scalper.

As a result, the Federal Reserve is now raising interest rates like crazy. The latest interest rate has reached 4.5 points, and the highest point is 5.5 or even higher. The long-term financial management 1.5 financial product I sold before was a direct scam, and the debt assets plummeted.

What's worse than this is that they have to pay 4% interest to deposit customers, which means that the interest margin is not earned, and they have to bear an inverted negative interest margin. Don’t underestimate the interest rate spread of 2.5%, which is almost a loss of more than 2 billion US dollars every year🤣🤣. And it could spread to other banks.

👑Thank you for your attention