In 2024, crypto investors are paying attention to 3 tokens: Retik Finance (RETIK), Bonk (BONK) and Pepe (PEPE) 🚀. RETIK is an innovative project connecting traditional finance and DeFi, offering debit cards, payment gateways and AI-powered P2P lending. BONK is a meme coin on the Solana blockchain that has shown growth of more than 10,000% in 2023, with an active community and the development of DeFi projects. PEPE is a meme token with a focus on charity and the environment 🐸. In 2024, utility tokens may surpass meme tokens in terms of capabilities.