In brief

  • Dual Investment allows you to make profits regardless of the up or down trend of the market.

  • Use Buy Low in Dual Investing to buy cryptocurrencies at lower prices in the future and earn profits.

  • Use Sell High in Dual Investment to sell cryptocurrencies at a higher price in the future and earn profits.

  • If the Target Price is reached, your deposit will be used to buy/sell cryptocurrency. If not, the deposit and deposit interest will be returned to you.

  • You can compound your earnings and rotate your positions using the Auto-Compound feature.


Introduce

We all know that to profit from investing, we need to buy low and sell high. Investing in cryptocurrency is no different. Dual Investing on Binance offers a great way for users to capture the opportunity to Buy Low and Sell High, while also generating additional profits. Let's dive into how it works and how exactly you can get started.


Key benefits of Dual Investment

Binance's Dual Investment product gives users the opportunity to:

  • Buy low or sell high:  Dual Investing gives you the opportunity to buy cryptocurrencies at a lower price or sell cryptocurrencies at a higher price.

  • High Returns:  You will earn high passive income no matter which direction the market goes.

  • Multiple options: You can choose multiple assets, set target dates and prices as you like.

  • No transaction fees:  No transaction fees when the target is reached and the buy or sell order is filled.


How does Dual Investment work?

Dual Investment on Binance offers users the opportunity to buy cryptocurrencies at a lower price or sell cryptocurrencies at a higher price in the future. It also allows users to earn high interest rates during the subscription period regardless of market trends. For many, Dual Investment offers an alternative to spot trading with limit orders on the Binance trading platform.

There are two types of Dual Investment products: Buy Low and Sell High.

Buy Low gives you the opportunity to buy cryptocurrency at a lower price in the future. The Sell High product allows you the opportunity to sell your existing cryptocurrency at a higher price in the future.

Buy low with Dual Investment

There are two reasons why you may want to use Dual Investment to Buy Low:

1. Use your stablecoin holdings to buy cryptocurrency at your desired price, on a desired date, and also earn additional income.

2. Accumulate more stablecoins through interest income.

Sell ​​high with Dual Investment

Similarly, the Sell High product in Dual Investment also offers two use cases:

1. Sell your existing crypto assets at the desired price on a desired date, while earning additional income.

2. Accumulate more stablecoins through interest income.

Trading strategies

Buying high and selling low can easily be used in a number of different trading strategies. Be sure to check out our guide for recommendations on the top Dual Investment strategies. These six techniques can help maximize profits and satisfy your investment needs.


Key terms in Dual Investment

Before learning how these products work, let's clarify some terms you need to know:

1. Subscription Amount –  Deposit amount when registering for Dual Investment.

2. Target Price - The price at which you want to buy or sell cryptocurrency.

3. Settlement Date - The date set when you want to buy or sell cryptocurrency. You will also get a return on your investment on this day. 07:00 (Vietnam Time) is the time to decide whether the Target Price has been reached or not.

4. Settlement Price - Average market price for 30 minutes before 07:00 (Vietnam Time) on the Settlement Date. The Settlement Price and Target Price determine whether you can buy low or sell high.

5. Annual Percentage Yield (APY) - The interest you earn if you lock your crypto in the Dual Investment product for a year. For example, if your APY is 36.5%, your estimated daily interest rate is 36.5%/365 days = 0.1%.

6. Subscription Period - Number of days from the subscription date to the Billing Date.


How to register for Dual Investment product?

Using Binance Dual Investment will be quite easy if you are familiar with how this product works. Follow the simple steps below to register for Dual Investment.

1. Go to Dual Investment page..


2. Select the cryptocurrency you want to buy or sell.


3. Complete the Dual Investment quiz. If this is your first time using the product.


Then, decide to choose Buy Low or Sell High.


5. Select Target Price and Settlement Date.


6. Enter the amount you want to subscribe, agree to our terms and click [Register].


7. Everything is ready! Your funds will be paid out within 6 hours after the settlement date (15:00 Vietnam time). You can check your previous orders on the Dual Investment History page..

Beginner mode

If you are new to Dual investment, we have a “ Beginner Mode ” option available with a toggle. Beginner mode provides step-by-step instructions to help you throughout the registration process.

Once you get used to Dual Investing., you can use the same toggle to turn off Beginner Mode and enjoy our advanced features.


How is my profit calculated?

Profits in Dual Investment come from 2 main parts: Interest Income and Subscription Amount. Your profit will vary depending on whether the Target Price has been reached or not.

First, let's look at how interest income is calculated. Interest income is calculated according to the formula below:

Interest income = Subscription amount x APY% x Subscription period (in days) / 365

For Buy Low in Dual Investment, there are two possible scenarios.

1） When the Target Price is reached on the Settlement Date (i.e. price is equal to or lower than the Target Price):

a) Your Subscription Amount and Earnings will be used to buy cryptocurrency at the Target Price.

b) Formula:  (Subscription amount + Interest income) / Target price

2） When Target Price is NOT achieved on Settlement Date:

a) You receive your Subscription Amount and Interest Income without conversion.

b) Formula: Registration amount + Interest income


For Sell High in Dual Investment, there are also two possible cases.

1） When the Target Price is reached on the Settlement Date (i.e. price is equal to or higher than the Target Price):

a) Your Subscription Amount and Interest Income will be used to sell cryptocurrency at the Target Price.

b) Formula: (Subscription amount + Interest income) x Target price

2） When Target Price is NOT achieved on Settlement Date:

a) You receive your Subscription Amount and Interest Income without conversion.

b) Formula: Registration amount + Interest income


On each Settlement Day, Binance uses 15:00 Vietnam Time as the time point to determine whether the Settlement Price has reached the Target Price. Settlement price is the average market price for 30 minutes before 15:00 Vietnam Time on the Settlement Date. Your funds will be returned to you within 6 hours after the Settlement Date (15:00 Vietnam Time).


How to automatically compound profits on Dual Investment

A popular investment strategy is to compound your income to increase your profits. Dual Investment can automate this process for you with the Auto-Compound feature.

On the Settlement Date of any open Dual Investment position, you can automatically re-register a new position with the Settlement Date occurring on the next available Settlement Date.

Settlement days for BTC and ETH take place every Tuesday and Friday. Settlement Day for all other digital assets is every Friday. You can choose to enable/disable Auto-compound up to 30 minutes before the Settlement Date.

There are two Auto Pooling plans available:

1. Basic plan

  • If the Target Price is reached, Auto Compound will stop. The system will close the position and distribute the profits.

  • If the Target Price is not reached, Auto Compounding will continue. The system will automatically register a new position with settlement to occur on the next available Settlement Date until the Target Price is reached.

Imagine, if the current Sell High Target Price is not reached, on the Settlement Date your funds will automatically roll over into a new Sell High position. If the Target Price is reached, Dual Investment will end the Auto Compound function.

2. Advanced planning

  • If the Target Price is reached, the system will automatically register a new position with settlement going on the next available Settlement Date, in the opposite direction.

  • If the Target Price is not reached, the system will automatically register a new position with settlement taking place on the next available Settlement Date in the same direction. For example, you signed up for a High Selling product and didn't reach your Target Price. Autocompounding will open a new High Sell position for you.

In our example, if the current Sell High Target Price is reached, Dual Investment will open a new Buy Low position with settlement occurring on the next available Settlement Date. If the Target Price is not reached, on the Settlement Date your funds will automatically roll over into a new Sell High position.



summary

Binance Dual Investment allows you to generate passive income no matter which direction the market goes. If you're an investor or trader with a Binance account who wants to do more than stake or lend the money you're HODLing, Dual Investing can be a good way to diversify your investments.

You can earn money from your market judgment and take advantage of price changes while still earning interest, along with the security that comes with a Binance financial product. As always, make sure you have completed your own research on the topic before investing your money.