According to ChainCatcher, U.S. Senator Bill Hagerty has released a draft for legislative discussion aimed at creating a regulatory framework for stablecoins. This is very similar to what the House of Representatives is working on. Hagerty said his draft provides much-needed regulatory clarity.
The draft is very close to the House of Representatives' Payment Stablecoin Clarity Act and adopts a similar structure. Federal regulation will be divided into the Federal Reserve's regulation of banks and the Office of the Comptroller of the Currency's regulation of non-bank institutions. The draft also includes a provision that issuers exceeding the $10 billion threshold may be exempted from federal regulators. In addition, the draft requires maintaining foreign exchange reserves denominated in U.S. dollars on a one-to-one basis.